Add cards to start comparing.

Compare Cards
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert
Featured On
  • CNN Money logo
  • Forbes logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo

Citi® Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.4/5.0 from 1,290 Offer Ratings
Over the Past 60 Days!

(1,290) Over the Past 60 Days!

  • Regular Purchase APR 13.24 - 23.24% (variable)
  • Intro Purchase APR N/A
  • Intro BT APR 0% APR for 18 Months
  • Annual Fees $0*
  • Credit Needed

    Excellent/Good

Card Details

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*

Card Fees

Late Payment Fees None for the first late payment; up to $35 after that

Foreign Transaction Fee 3% of each purchase transaction in U.S. dollars

Balance Transfer Fee Either $5 or 3%, whichever is greater

Cash Advance Fee $10 or 5%, whichever is greater

Returned Payment Fee Up to $35

Penalty APR Up to 29.99%, based on your credit­worthiness

Minimum Interest Charge $0.50

Ongoing Information

Rewards Cap No Cap

Rewards Rate 1% cash back when you buy + 1% cash back when you pay

Annual Fee $0*

Grace Period 23 Days

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Citi Double Cash Credit Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments. Citibank does advertise its products on our website.

With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program, there’s no cap on the cash back you can earn and your cash back won’t expire.

Cardmembers will also enjoy 0% APR for the first 18 months on balance transfers. The on-going interest rate is 13.24 - 23.24% (Variable) and you pay no annual fee. 

Expert Reviews of the Citi® Double Cash Card – 18 month BT offer

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 5.0/5

    Overall Rating

The Bottom Line

The Citi Double Cash card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

The Good

To start, you earn cash back twice on every purchase; 1% when you make a purchase and 1% when you pay your balance. This card is also great for those wanting to pay no interest on balance transfers for 18 months.

The Not so Good

You will need excellent credit to get approved for the Citi Double Cash card.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

  • star rating mask

Offer Rating

4.4/5.0

1,290 Total Ratings

5 Star
 
 
(781)
4 Star
 
 
(307)
3 Star
 
 
(132)
2 Star
 
 
(40)
1 Star
 
 
(30)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+1265 users submitted a rating without a full review

Sort by:

3 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Sep 12, 2016

Best credit card I have ever carried. Save the 2 percent for 18 months and then us the $$$ to buy a lost weekend somewhere. Everyone should carry it.

6 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jul 17, 2016

Amazing card, very transparent, got it recently so looking for my 1st limit increase, i love this card.

15 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jul 4, 2016

I love this card, My interest rate is lower as 7.99% since i switched the card from other Citi card. I can't find any good card lower than this interest rate and benefit.

16 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | May 28, 2016

love your new card you have a big winner for everyone that is lucky enough to have one issued to them. i have other cards but yours is the one i will use more often.

32 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 29, 2016

EXCELLENT CARD EASY TO USE AND PAYS MORE THAN ANY OTHER "SIMPLE TO USE" CARD OUT RIGHT NOW I PAY A LARGE PART OF MY BALANCE BUT EVEN WHEN I DON'T PAY THE WHOLE BALANCE OFF I'VE YET TO HAVE PAY AN INTEREST FEE AND I'VE HAD MY CARD FOR 8 MONTHS . MY ONLY PROBLEM IS THE THE NEW CHIP FORMAT , NO SIGNATURE REQUIRED WHAT MAKES IT EASIER FOR US SOMETIMES MAKES IT EASIER FOR CRIMINALS

30 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 27, 2016

Yes, the 2% back is great and you can use to buy anything form whoever accepts the card. But what most people don't know or understand is the incredible other benefits the card offers/provides which are equally incredible. Far and away THE BEST CARD WE'VE EVER HAD!!! And of course it's in my wallet and my wife's purse !

38 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 5, 2016

This card is wonderful! and the attention to avoid frauds is incredible, they call you if they see something rare in your transactions, the alerts by use are very quick by email and sms... I love this card, I love this bank, great job!

44 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 3, 2016

You can't beat the 2% cash back on this card. We put absolutely everything on this card and pay it off monthly to get the cash back benefit. You would be surprised at how much a year you can spend on your credit card! My only complaint is that it is a Mastercard and not a Visa. Costco has switched to Visa and it would be nice to use it there also. Other than that we love this cc.

2 Replies

By: SN Morris | Apr 24, 2016

The reason it is a master card is because the fees are lower for processing transactions and with Visa the fees are higher but you can apply for a Citi card to use at Costco and get the 2%

By: Sundae Rose Hines | Aug 15, 2016

I don't understand what the complaint is. Why would anyone rather have a Visa over a Mastercard?

140 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 2, 2016

If you use the cashback redemption as credit statement option, you are forfeiting 1% cashback on payment, as it is not considered payment. I will never use this option again nor recommend you to use it.

1 Reply

By: Jon Barendse | Sep 15, 2016

Thanks for the heads up on this! It doesn't dissuade me from getting the card but it does inform how I will use the cashback redemption!

17 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Feb 18, 2016

No annual fee plus 2% cashback is quite exciting. A perfect card for regular and continual use.

1 Reply

By: Sylvette Ruiz | Mar 14, 2016

What type of card is this one? It's a Visa, MasterCard,etc?

9 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jan 28, 2016

The best card ever and ever

31 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 27, 2015

i don't usually leave reviews, but if you pay your CC bills in full every month, this is absolutely the best card out there. i've been through a lot of different cards, but this one will be with me for a very long time. if you don't have one, then try to get it. luv it!!!!

33 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Aug 8, 2015

Love this card. No problems whatsoever. I get 2% back on all my purchases which is unique. Unlike other cards it has different category to get a high rewards percentage, this one gets it all. The only thing that I wish is when you get he card it should have a money sign-up bonus.

53 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Aug 1, 2015

If you want cash back, this is the best card. Do the math it's 2 % back on everything. One card does it all! I've had no trouble with opening the account.. I absolutely agree that the bookkeeping system sucks but ultimately you get two percent and that beats out all the others. I've tried them all! It's not a fake, no catches, it's the real deal, don't leave home without it!. What's in your wallet/purse?

27 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Mar 13, 2015

I find this card to be extremely helpful.

Page:

Back to top ↑