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4.4/5.0 from 1,290 Offer Ratings
Over the Past 60 Days!
Late Payment Fees None for the first late payment; up to $35 after that
Foreign Transaction Fee 3% of each purchase transaction in U.S. dollars
Balance Transfer Fee Either $5 or 3%, whichever is greater
Cash Advance Fee $10 or 5%, whichever is greater
Returned Payment Fee Up to $35
Penalty APR Up to 29.99%, based on your creditworthiness
Minimum Interest Charge $0.50
Rewards Cap No Cap
Rewards Rate 1% cash back when you buy + 1% cash back when you pay
Annual Fee $0*
Grace Period 23 Days
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service Yes
The Citi Double Cash Credit Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments. Citibank does advertise its products on our website.
With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program, there’s no cap on the cash back you can earn and your cash back won’t expire.
Cardmembers will also enjoy 0% APR for the first 18 months on balance transfers. The on-going interest rate is 13.24 - 23.24% (Variable) and you pay no annual fee.
The Citi Double Cash card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.
To start, you earn cash back twice on every purchase; 1% when you make a purchase and 1% when you pay your balance. This card is also great for those wanting to pay no interest on balance transfers for 18 months.
You will need excellent credit to get approved for the Citi Double Cash card.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Citibank.
1,290 Total Ratings