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3.8/5.0 from 690 Offer Ratings
Over the Past 60 Days!
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Late Payment Fees Up to $38
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars
Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater
Returned Payment Fee Up to $38
Penalty APR 29.99%
Rewards Cap 3% at U.S. supermarkets on up to $6,000 in spend per year
Rewards Rate 3% at U.S. supermarkets on up to $6,000 in spend per year, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases
Annual Fee $0
Grace Period 25 Days
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service Yes
The American Express Blue Cash Everyday card is a solid cash back card without an annual fee. The card comes with a great rewards rate and cardholders can earn $100 back after spending $1,000 in purchases with the card in the first 3 months. As a limited time offer, you can earn 10% cash back at U.S. restaurants for the first 6 months, up to $200 back! For ongoing rewards, this card comes with bonus spending categories such as 3% cash back at U.S. Supermarkets on up to $6,000 per year in purchases. You can also then earn 2% cash back at U.S. gas stations and select U.S. department stores and 1% cash back on everything else.
There's an intro 0% APR for 12 months on purchases and balance transfers which can be really helpful if you need to finance a big purchase or transfer your balance from a high interest credit card. After the intro period is up, the APR will be 13.74-23.74% Variable depending on your creditworthiness.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you want to add family or friends to your account, you can do so for no extra charge, and you'll earn more Reward Dollars each time they use their cards. You can manage your card, track your spending and budget, and redeem rewards online using free Amex customer account tools.
The Blue Cash Everyday card from American Express is a robust cash-back card with no annual fee. You can easily earn extra cash, there is a great sign-up bonus, and the program doesn’t have lots of annoying restrictions. Plus you get the exceptional service you’d expect with any Amex credit card.
With no annual fee, generous rewards rates, and the chance to earn $100 back, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.
Outside of the the special bonus categories, you only earn 1% cash back on purchases.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
690 Total Ratings