Blue Cash Everyday® Card from American Express

An Advertising Partner

Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 214 Offer Ratings
Over the Past 60 Days!

(214) Over the Past 60 Days!

  • Regular Purchase APR

    13.24%-23.24% Variable

  • Intro Purchase APR

    0% for 12 Months

  • Intro BT APR

    0% for 12 Months

  • Annual Fees

    $0

  • Credit Needed

    Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive cash back in the form of statement credits.
  • Earn Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases, 2% at U.S. gas stations & select U.S. dept stores, 1% on other purchases. Terms and limitations apply.
  • Simple and straightforward: With the Blue Cash Everyday Card, you can start earning cash back. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.24% to 23.24%, based on your creditworthiness and other factors.
  • Terms and Conditions apply.
  • See Rates & Fees

Card Fees

Late Payment Fees Up to $37

Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars

Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater

Returned Payment Fee Up to $37

Penalty APR 29.49%

Ongoing Information

Rewards Cap Earn 3% Cash Back on up to $6,000 per year*

Rewards Rate 3% U.S. supermarkets, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases

Annual Fee $0

Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The American Express Blue Cash Everyday card is a solid cash back card without an annual fee. The card comes with a great rewards rate and cardholders can earn $100 back after spending $1,000 in purchases with the card in the first 3 months. For ongoing rewards, this card comes with bonus spending categories such as 3% cash back at U.S. Supermarkets on up to $6,000 per year in purchases. You can also then earn 2% cash back at U.S. gas stations and select U.S. department stores and 1% cash back on everything else.

There's an intro 0% APR for 12 months on purchases and balance transfers which can be really helpful if you need to finance a big purchase or transfer your balance from a high interest credit card. After the intro period is up, the APR will be 13.24-23.24% Variable depending on your creditworthiness.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you want to add family or friends to your account, you can do so for no extra charge, and you'll earn more Reward Dollars each time they use their cards. You can manage your card, track your spending and budget, and redeem rewards online using free Amex customer account tools.

Expert Reviews of the Blue Cash Everyday® Card from American Express

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Blue Cash Everyday card from American Express is a robust cash-back card with no annual fee. You can easily earn extra cash, there is a great sign-up bonus, and the program doesn’t have lots of annoying restrictions. Plus you get the exceptional service you’d expect with any Amex credit card.

The Good

With no annual fee, a generous rewards rate, and the chance to earn $100 back, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.

The Not so Good

You’ll need excellent credit to qualify for this card and the standard APR after the intro period is 13.24% to 23.24% Variable.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

  • star rating mask

Offer Rating

3.9/5.0

214 Total Ratings

5 Star
 
 
(19)
4 Star
 
 
(164)
3 Star
 
 
(24)
2 Star
 
 
(5)
1 Star
 
 
(2)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+201 users submitted a rating without a full review

Sort by:

1 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jul 4, 2016

We have used our AMEX card as your primary card and enjoyed the benefits. Now that Costco as switched to Visa, we will use Costco Visa and CITI 2% cash back as primary cards. Great service from American Express. We will not cancel AMEX blue

  • star
  • star
  • star
  • star
  • star

By: | Apr 28, 2016

Its a good card to have when you want to earn cash back. Its not full of perks...but if cash back is what you want this is right up your alley. I would prefer other credit cards but this one would get me by.

7 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 21, 2015

AMEX Blue Cash Everyday, a MUST in your wallet Personally, besides all the main features, specially the cash back, I think that the Travel Insurance, Purchase & Return Protection, and Extended Warranty are undoubtedly a MUST added Bonus. You never know when you are going to need these, specially now days with so many situations to worry about in our lives… “better safe than sorry!”. I do have another AMEX card for quite sometime and Customer Service is always on point and very professional.

9 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jan 8, 2015

I have the Blue. Not sure if it is the same as Blue cash. But Amex is a top quality company committed to their customers. I have had this card for a long time and i think their app on the phone is the best. They always run little deals on the app too which is nice. Like recently I had an Uber deal and an Amazon deal which gave me a $10 and $20 credit. But overall, any Amex card is good. No gotchas.

5 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 29, 2014

I just signed up for the 15 mo. 0% interest and my offer was $250 if $1000 is spent within 3 mos. not $50. You need to keep up with the programs.

4 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

It will not take long to earn enough points to earn your rewards. It is very simple to manage your American Express online: check your current balance, check your available credit, see your payment due date and amount, pay your bill, check your rewards balance, transfer balances from other credit cards, see your current and past statements, and you can select paperless billing as well. You can also activate Free Alerts to receive personalized phone or e-mail updates regarding specified account activity and transactions on your credit card accounts. The American Express App lets you pay bills, send money to another person, transfer money, check balances — and even deposit checks. Just take a picture of the front and back of an endorsed check using the American Express App. Point. Click. Deposit. It's that easy.

2 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

Great Rewards for Running Your Business or Home Use I have had the American Express Business Rewards Card for over two years now and my only regret is that I didn't sign up for it sooner! The service on the card is excellent and the rewards can be redeemed in many different ways. I took my family on a wonderful vacation that cost me next to nothing, simply for using my card for my business expenditures!

3 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

The offers for rewards are not accumulated as quickly as I would hope and sometimes my purchases are not applied to award points. The initial interest rate is not that great depending upon your credit scores but I would recommend calling the CC company periodically to see if you qualify for a better rate. All in all I would recommend this card to others.

3 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 7, 2014

This card has a nice rewards program. It offers 1% on all purchases and chance to earn up to 3%. Also, if you spend a thousand dollars within the first three months you get a hundred dollars cash back. On the downside it is extremely difficult to apply for.

4 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 7, 2014

I've overall been really pleased with this card. It's great getting cash back on all of my purchases, although I do wish that more places accepted American Express.

4 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 7, 2014

a great card for any wallet .covers our family needs .the bad thing is you need perfect credit to qualify for this card..you get cash back .Earn Cash Back: 3% US supermarkets up to $6,000 per year in purchases, 2% at US gas stations & select US dept stores, 1% on other purchases.

5 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 7, 2014

Really enjoy american express credit cards but the durability of the card itself is fairly poor. This card is good, but takes awhile to accumulate enough rewards to cash out or get anything worthwhile. I think the intro offers are pretty good but the interest gets high after the intro period.

6 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Sep 22, 2014

good