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Prepaid Debit Cards / Prepaid Credit Cards
- Compare the best prepaid credit cards from our partners to help manage your funds
- Expert and Independent ratings & consumer reviews for prepaid debit cards
- Secure and immediate online application process
See offers from our partners below.
- Faster Payments With Direct Deposit, you can get paid faster than a paper check.*
- Rewards Rate Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.*
- Companion App Check your Card Account balance, see transaction information, and more.*
- Annual Fee See Terms*
- Credit Needed Poor/Limited
- Card Brand Visa®
- Faster Payments With Direct Deposit, you can get paid faster than a paper check.*
- Rewards Rate Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.*
- Companion App Check your Card Account balance, see transaction information, and more.*
- Annual Fee See Terms*
- Credit Needed Poor/Limited
- Card Brand Visa®
Highlights
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
See additional details for NetSpend® Visa® Prepaid Card
- Faster Payments With Direct Deposit, you can get paid faster than a paper check.*
- Rewards Rate Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.*
- Companion App Check your Card Account balance, see transaction information, and more.*
- Annual Fee See Terms*
- Credit Needed Poor/Limited
- Card Brand Visa®
- Faster Payments With Direct Deposit, you can get paid faster than a paper check.*
- Rewards Rate Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.*
- Companion App Check your Card Account balance, see transaction information, and more.*
- Annual Fee See Terms*
- Credit Needed Poor/Limited
- Card Brand Visa®
Highlights
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
See additional NetSpend® Visa® Prepaid Card details
See additional details for NetSpend® Visa® Prepaid Card
- Easy Transfers Link your account at PayPal to a PayPal Prepaid Mastercard. Transferred funds available for use through your PayPal Prepaid Card Account at no-cost.
- Rewards Rate Take advantage of PayPal cash back rewards and earn on qualifying purchases from select merchants.
- Companion App Check your Card Account balance, see transaction information, and more.
- Annual Fee Plan fee is $4.95 monthly.
- Credit Needed Poor/Limited
- Card Brand Mastercard®
- Easy Transfers Link your account at PayPal to a PayPal Prepaid Mastercard. Transferred funds available for use through your PayPal Prepaid Card Account at no-cost.
- Rewards Rate Take advantage of PayPal cash back rewards and earn on qualifying purchases from select merchants.
- Companion App Check your Card Account balance, see transaction information, and more.
- Annual Fee Plan fee is $4.95 monthly.
- Credit Needed Poor/Limited
- Card Brand Mastercard®
Highlights
- Move money from your PayPal account to fund your prepaid card account.
- Earn cash back and personalized offers, just for using your card.
- With Direct Deposit, you can get paid faster than a paper check.
- Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
- Click PayPal Prepaid Mastercard® for additional features & program details, and to request a Card.
See additional details for PayPal Prepaid Mastercard®
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Prepaid Cards: Prepaid Credit Cards & Prepaid Debit Cards
Prepaid debit cards are similar to both ATM debit cards and regular credit cards in the sense that you can swipe them at any time to pay for products and services. They are especially helpful to those with bad credit who cannot qualify for an unsecured card otherwise. Prepaid cards are also helpful for parents wanting to give their kids a credit card with “training wheels” to teach them how to handle debt. Most prepaid debit cards are available with no fee, even to those who do not have a bank account or credit history. The prepaid credit card limit extended to you is based on how much money you deposit into the reloadable account ahead of time – or how much you “prepay” on the card.
You can use a prepaid card the same way you would use a debit or credit card, and you can make withdrawals or purchases against the cash balance in the account. If you use up your cash, the card limit runs out. Then you can recharge, or resupply, your reloadable card by making another cash deposit.
Check the details of each prepaid credit card because they all charge various fees and apply different rules. Many also offer helpful cash management and bill paying tools through convenient online account access that can assist with establishing an improved credit history. You will just have to see what options are available for you. Study the FAQ section of the card’s website or look for the terms and conditions page – which companies sometimes sneakily hide or bury where you have to look long and hard to find it.
