OpenSky® Plus Secured Visa® Credit Card | CompareCards.com

OpenSky® Plus Secured Visa® Credit Card

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on Capital Bank, N.A.'s secure site

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OpenSky® Plus Secured Visa® Credit Card

 

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on Capital Bank, N.A.'s secure site

  • Regular Purchase APR 29.99% (variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Poor/Limited
  • Card Brand Visa®
  • Regular Purchase APR 29.99% (variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Poor/Limited
  • Card Brand Visa®

Highlights

  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2/3 of cardholders receive a 48+ point improvement after making 3 on-time payments
  • With an 87% average approval rate for the past 6 months, OpenSky gives everyone an opportunity to improve their credit
  • Get considered for an unsecured credit line increase after 6 months - no additional deposit
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Reports to all 3 major credit bureaus monthly to establish and build credit history.
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.2 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit

Card Fees

Foreign Transaction Fee

N/A

Balance Transfer Fee

N/A

Cash Advance Fee

N/A

Penalty APR

None

Ongoing Information

Rewards Rate

None

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

No

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on Sep 07, 2023

Expert Reviews of the OpenSky® Plus Secured Visa® Credit Card

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0

    Fees

  • 0.0

    Benefits

  • 0.0/5

    Overall Rating

The Bottom Line

The Good

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Editorial Note: This content is not provided by Capital Bank, N.A.. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital Bank, N.A..

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