OpenSky® Plus Secured Visa® Credit Card | CompareCards.com

OpenSky® Plus Secured Visa® Credit Card

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on Capital Bank, N.A.'s secure site

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OpenSky® Plus Secured Visa® Credit Card

 

Rated 4/5.0 stars by our editorial team

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4/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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on Capital Bank, N.A.'s secure site

  • Regular Purchase APR 29.99% (variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Limited/Poor
  • Card Brand Visa®
  • Regular Purchase APR 29.99% (variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $0
  • Credit Needed Limited/Poor
  • Card Brand Visa®

Highlights

  • New feature! Earn up to 10% cash back* on everyday purchases
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information

Card Fees

Foreign Transaction Fee

N/A

Balance Transfer Fee

N/A

Penalty APR

None

Ongoing Information

Rewards Rate

Up to 10% cash back* rewards on purchases at over 40,000 retailers

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

No

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on May 22, 2024

Expert Reviews of the OpenSky® Plus Secured Visa® Credit Card

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0

    Fees

  • 0.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Good

The Not so Good

Editorial Note: This content is not provided by Capital Bank, N.A.. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital Bank, N.A..

Consumer Reviews

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YOUR RATING

 

Rated 4/5.0 stars by our editorial team

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Change my rating to: Average

4/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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