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Foreign Transaction Fee None
Balance Transfer Fee N/A
Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater.
Penalty APR 29.24% Variable
Rewards Rate Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, eligible U.S. purchases for advertising in select media, eligible U.S. shipping purchases, and every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases.
Annual Fee $0 introductory annual fee for the first year, then $99
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service No
With the Delta SkyMiles® Gold Business American Express Card you can earn a welcome offer of Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. You also earn generous rewards on every purchase with this card. Earn 2 Miles on every dollar spent on eligible purchases made directly with Delta, eligible U.S. purchases for advertising in select media, eligible U.S. shipping purchases, and every eligible dollar spent on dining at restaurants. Earn 1 Mile on every eligible dollar spent on purchases. When you add additional employees to your account, you can earn miles at the same rate for each eligible purchase they charge to the card.
There's no blackout dates with Delta flights, your miles will never expire, and each time you make a Delta reservation with your card you can check one bag for free. Cardholders will also enjoy Extended Warranty Protection, Roadside Assistance Hotline, Travel Accident Insurance, and 24/7 customer support.
There's no foreign transaction fees and there is a $0 introductory annual fee for the first year, then $99. The APR for purchases is a variable rate of 15.74% - 24.74% Variable based on your creditworthiness and other factors.
For Delta airlines travelers this is a good card for earning flight rewards and it has some nice features that make it easy to earn points. You can also share some of the perks with companion passengers, like the first checked bag for free feature.
You can earn lots of bonus miles if you and your employees use this card for everyday purchases. Plus, with Delta you never have to worry about your miles expiring
The miles you earn do not add up toward Medallion Qualification – which is the VIP Delta customer status, so if you want that feature this card isn’t for you.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.