Applied Bank® Secured Visa® Gold Preferred® Credit Card
Reviews
Trusted & Secure
Empowering over
50,000,000 card holders
Since 2005
- Regular Purchase APR 9.99% (Fixed)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $48
- Credit Needed Limited / Poor
- Card Brand Visa®
- Regular Purchase APR 9.99% (Fixed)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $48
- Credit Needed Limited / Poor
- Card Brand Visa®
Highlights
- Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
- Absolutely No Credit Check or Minimum Credit Score Required
- Automatic Reporting to All Three National Credit Bureaus
- 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
- Activate Today with a $200 Minimum Deposit - Maximum $1,000.
- Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Card Fees
3% of each transaction in U.S. dollars
N/A
N/A
Ongoing Information
Non-rewards card
$48
Expert Reviews
From the CompareCards.com Editorial Team, updated on Aug 23, 2024
The Applied Bank® Secured Visa® Gold Preferred® Credit Card is a solid secured credit card if you're looking to build or rebuild your credit. With 9.99% Fixed APR, it offers one of the lowest interest rates on the market and your rate won't go up if you happen to miss a payment.
There is no credit check needed in order to get approved for this credit card. In fact, there isn't even a minimum credit score need which makes this the perfect card for consumers who may have bad credit or be trying to rebuild their credit. Unlike prepaid cards, the Applied Bank Secured Visa Gold Preferred Credit Card will help you build credit with responsible use because it automatically reports to all three national credit bureaus.
This card gives you the flexibility to set your credit limit. You can activate today with a security deposit from $200-$1,000. You can them increase your credit limit to as high as $5,000 with addition security deposits at anytime. Apply to day to start building credit!
Expert Reviews of the Applied Bank® Secured Visa® Gold Preferred® Credit Card
The Bottom Line
This secured card is a great tool to help you build credit if you may not be able to get approved for a standard, unsecured credit card.
The Good
With 9.99% Fixed APR, this card offers one of the lowest interest rates on the market!
The Not so Good
There is a $48 annual and it's not waived the first year.
Editorial Note: This content is not provided by Applied Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Applied Bank.
Consumer Reviews
OFFER RATING
/5.0
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