Applied Bank® Secured Visa® Gold Preferred® Credit Card | CompareCards.com

Applied Bank® Secured Visa® Gold Preferred® Credit Card

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Applied Bank® Secured Visa® Gold Preferred® Credit Card

 

Rated 3/5.0 stars by our editorial team

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  • Regular Purchase APR 9.99% (Fixed)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $48
  • Credit Needed Limited/Poor
  • Card Brand Visa®
  • Regular Purchase APR 9.99% (Fixed)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $48
  • Credit Needed Limited/Poor
  • Card Brand Visa®

Highlights

  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
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Card Fees

Foreign Transaction Fee

3% of each transaction in U.S. dollars

Balance Transfer Fee

N/A

Penalty APR

N/A

Ongoing Information

Rewards Rate

Non-rewards card

Annual Fee

$48

Additional Card Details

$0 Fraud Liability

No

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on Mar 25, 2024

The Applied Bank® Secured Visa® Gold Preferred® Credit Card is a solid secured credit card if you're looking to build or rebuild your credit. With 9.99% Fixed APR, it offers one of the lowest interest rates on the market and your rate won't go up if you happen to miss a payment.

There is no credit check needed in order to get approved for this credit card. In fact, there isn't even a minimum credit score need which makes this the perfect card for consumers who may have bad credit or be trying to rebuild their credit. Unlike prepaid cards, the Applied Bank Secured Visa Gold Preferred Credit Card will help you build credit with responsible use because it automatically reports to all three national credit bureaus.

This card gives you the flexibility to set your credit limit. You can activate today with a security deposit from $200-$1,000. You can them increase your credit limit to as high as $5,000 with addition security deposits at anytime. Apply to day to start building credit!

Expert Reviews of the Applied Bank® Secured Visa® Gold Preferred® Credit Card

  • 5.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • 3.0/5

    Overall Rating

The Bottom Line

This secured card is a great tool to help you build credit if you may not be able to get approved for a standard, unsecured credit card.

The Good

With 9.99% Fixed APR, this card offers one of the lowest interest rates on the market!

The Not so Good

There is a $48 annual and it's not waived the first year.

Editorial Note: This content is not provided by Applied Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Applied Bank.

Consumer Reviews

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YOUR RATING

 

Rated 3/5.0 stars by our editorial team

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Change my rating to: Average

3/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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