7 Amazing Cash Back Credit Cards

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Everyone has common expenses. Groceries, shopping, gas and even dining are some of the most common area that people are looking for daily. Most people use cash or a debit card to pay of these things, however if you have good to excellent credit a much more rewarding experience is through a credit card. We at CompareCards have done the research and chose the best cash back cards for your every day expenses.

From 6% cash back on groceries, 3% back at gas stations, or 5% back on categories that rotate throughout the year to $150 bonus cash offers. Check out the list below and see more details on which card is best for your spending habits to gain the most cash back.

Citi® Double Cash Card – 18 month BT offer

This credit card pays you cash back twice. It has a $0 annual fee and offers 1% cash back on all purchases plus another 1% cash back when you pay off your monthly statement. This is one of the easiest all around cash back credit cards because you earn the same amount of cash back on all purchase and don’t have to worry about keeping track of rotating categories. If you pay off your balance every month, this card earns more cash back than credit cards that earn 1.5% cash back on all purchases. Additionally, with a 0% Intro APR on balance transfers for 18 months, you can transfer balances from your other high interest credit cards and pay down your balance over a longer period. If you’re looking for a cash back card with no caps and no category restrictions, this is a good card to have.

BankAmericard Cash Rewards™ Credit Card

This credit card is a top choice for drivers and families. To start, it has a $100 online cash rewards bonus after spending at least $500 in the first 90 days. It also has no annual fee and 0% APR on purchases and balance transfers for the first 12 billing cycles. These benefits by themselves are great, but add in the card’s 3% cash back on gas, 2% back at grocery / wholesale clubs, & 1% back on all other purchases and you’ll see why this card is great for commuters and families. On top of this, the card offers extra rewards every time you redeem your cash rewards into your Bank of America checking or savings account. If you spend money on gas or at the grocery store and want a card without an annual fee, this card is one of the best options for you.

Discover it® Cashback Match™

This cash back rewards card comes with a unique cash back offer. At the end of your first year, Discover will match the cash back you’ve earned throughout the year. This is the only credit card that will match your cash back at the end of the first year. So if you earn $200 in cash back from purchases in your first year, Discover will match it, making your total cash back for the year $400! The Discover it Cashback Match™ card earns 5% cash back in popular spending categories that change each quarter and 1% on all other purchases. The 5% cash back categories include things like gas, groceries, dining, and more. On top of the incredible rewards program, this card comes with 0% intro APR on purchases and balance transfers for 14 months. There is even no annual fee, no foreign transaction fees, and no late fee for your first late payment. This is a great card for rewards hunters who don’t mind rotating categories to maximize their cash back.

Chase Freedom Unlimited℠

Yes, we mentioned that the Citi Double Cash Card beats all 1.5% cash back credit cards. But the Chase Freedom Unlimited card offers $150 bonus cash after spending $500 in the first three months. This is one of the largest bonuses we’ve seen for an unlimited 1.5% cash back card. Additionally, this credit card has no annual fee, and offers 0% intro APR on purchases and balance transfers for 15 months. The ongoing APR is 15.49% - 24.24% Variable. This card provides its cardholders with an easy way to earn 1.5% cash back on all purchases and get a long 0% Intro APR period to either finance a big purchase or transfer over a balance from another credit card.

Blue Cash Everyday® Card from American Express

The Blue Cash Everyday® Card from American Express is one of the more unique cash back cards. It’s best for the average household. For a limited time, this card boasts an unbelievable 10% cash back at U.S. restaurants for the first 6 months, up to $200 back. It provides a competitive 3% cash back (with a $6,000 annual cap) at U.S. supermarkets, 2% at U.S. gas stations and select department stores, and 1% on all other purchases with no annual fee! This card is great for anyone that spends a lot of money on gas and groceries. The cash back is received in the form of Reward Dollars that you can redeem for statement credits. The card also has 0% intro APR on purchases and balance transfers for 12 months, so if you need to transfer your balance from another card you can put it on this with zero interest for a full year.

Capital One® Quicksilver® Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card is a very low maintenance card. Much like the Chase Freedom Unlimited and Barclaycard CashForward, it offers 1.5% cash back on all purchases with no annual fee. It also has no foreign transaction fees making it a great card for international travelers. The Quicksilver’s simplicity makes it a good cash back card. The Capital One Quicksilver comes with great flexibility—there are no rewards caps and you can redeem your cash back for any amount at any time. Add the fact that you don’t have to worry about rotating categories, and the Capital One Quicksilver is one of the easiest to use cash back credit cards. If you already bank with Capital One or are looking for an easy to use 1.5% cash back rewards card, this is a good choice.

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Picture of Kim Johnson Busbea

By: | Feb 8, 2017

What is the credit card with the best flight rewards?

1 Reply

By: CompareCards | Feb 14, 2017

Finding the "best" credit card will depend a lot on your specific situation and vary from person to person. That said, a few of the most popular travel rewards credit cards are the Capital One Venture, Chase Sapphire Preferred, and the BankAmericard Travel Rewards. All of these cards offer flexible travel redemptions so you're not tied down to one airline or hotel!

Picture of Gillian Giordano

By: | Sep 25, 2016

I have excellent credit. I also have been carrying high debt which I would like to pay off on a low rate card than all at once. Optimally I'd like a card with a long 0% balance transfer that also has some type of rewards for purchases...thanks!

2 Replies

By: CompareCards | Sep 27, 2016

If you have excellent credit, there are a number of credit cards that can offer you a great intro APR on balance transfers and generous rewards on future purchases. The Citi Double Cash is an excellent option as it comes with 0% intro APR on balance transfers for 18 months and also earns 1% cash back on purchases and another 1% on payments. Another great choice is the Discover It , which also comes with 0% intro APR on balance transfers for 18 months. This card earns 1% cash back on all purchases and 5% cash back in special rotating categories.

By: Tim Hoang | Feb 12, 2017

Check out Chase Slate VIsa, which offers 15 months 0% interest on purchase and balance transfer. It also waive balance transfer fee if the transfer occurs within the first 60 days. However, you cannot transfer balance from one Chase account to another Chase account.

Picture of Kimberly Raymond MacQuesten

By: | Jan 10, 2016

Hi, i am looking for a card that has a long 0% transfer of balance and has travel rewards. What would you suggest? My credit is good. Thanks!

1 Reply

By: Irene Turla LoRusso | May 16, 2016

Citibank Simplicity Card. 0% Intro APR on balance transfers and purchases for 21 months. No late fees or a penalty rate.

Picture of Louanna Nerland

By: | Jan 4, 2016

My credit is very bad. I need a credit card to consolidate all of my bills so I have only one payment per month.. I have had no luck in finding a card that would help me.

1 Reply

By: CompareCards | Jan 6, 2016

Hi Louanna,

If your credit is very bad, you probably won't be able to find a credit card that will allow you to transfer your balances to a lower interest rate. You could try calling your credit card issuer and attempting to negotiate a lower interest rate, but I would mainly focus on paying your your debt as quickly as possible. This will help your credit score go up, and once you're score is in the mid 600s, you can try applying for the Capital One QuicksilverOne.

Picture of Robin DuFrene

By: | Jan 2, 2016

I do not have Excellent Credit and I can not get approve for anything can someone help me out

1 Reply

By: CompareCards | Jan 6, 2016

Hi Robin,

There are credit cards available for everyone, even if your credit score is less than excellent. In fact, we have entire pages of credit cards dedicated to people with no credit history, poor credit, fair credit, good credit, and excellent credit ; be sure to check them out!

Picture of Pam Veino Dillashaw

By: | Dec 28, 2015

Never had a credit card that earned points. Need some help deciding which one to apply for.

1 Reply

By: CompareCards | Dec 28, 2015

Hi Pam,

There are a number of credit cards that earn rewards, so if you have good credit, it really comes down to your preference. Cash back credit cards like the Capital One Quicksilver offer simple rewards programs that allow you to earn a flat cash back rate on all purchases. Some cards, like the Chase Sapphire Preferred or Citi ThankYou Premier, earn points that can be redeemed in a number of ways including travel, cash, gift cards, and more.

Picture of Kevin White

By: | Dec 12, 2015

Make sure you have an up to date copy of your credit score and that you monitor it frequently. Those are the best things you can do to help with your credit aside from spending wisely.

Picture of Larry King

By: | Nov 28, 2015

hello, please is there any credit card that I can redeem my reward point as cash back or direct deposit into a different bank. I want to use the reward point as a gift or donation. I know about chase, which one allow this.

1 Reply

By: CompareCards | Nov 29, 2015

Hi Larry,

You are correct that the Chase allows you to redeem your points or cash back as a direct deposit into your bank account. The person credit cards that allow this would include the Chase Freedom and the Chase Sapphire Preferred. Most other cash back credit cards only allow you to redeem your rewards as statement credits towards your account, or to wipe away purchases made with your card.

Picture of Brenda Sue Shirley

By: | Nov 26, 2015

I applied but when it came to put in your information it asked for your social security card number and didn,t dot it out like some so i didn,t do it. my identity was stolen once,and don,t care how secure the site says it is. hackers can still go in there and get your social security number and wipe you out!

1 Reply

By: CompareCards | Nov 27, 2015

Hi Brenda,

When you apply for a credit card through CompareCards.com, you are actually direct to the website of the bank that issues that specific card for the online application. That means that CompareCards.com never has access to your Social Security Number or any of your other personal information. You can rest assured that the online applications at all of our banking partners are 100% secure and your personal information is completely safe.

Picture of Deborah Morris

By: | Sep 30, 2015

good morning i am trying to get a credit card to used for emergencies and to shop on line. i am working on getting my credit clean up.

1 Reply

By: CompareCards | Oct 1, 2015

Hi Deborah,

Check out this article about best credit cards for emergencies. Overall, the main things you'll want to look for are low interest rates and few fee. However, if you're trying to rebuild your credit, you might not be able to get approved for the best offers. We have pages dedicated to credit cards for consumers with fair credit and poor credit, so be sure to check those out as well!

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