Gold Delta SkyMiles® Business Credit Card from American Express

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Card Details

 

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  • Regular Purchase APR

    15.49%-19.49% Variable

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Annual Fees

    $0 for the first year, then $95*

  • Credit Needed

    Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Limited Time Offer: Earn 50,000 bonus miles after you make $2,000 in purchases on your new Card within your first 3 months. Offer Ends 07/06/2016.
  • Additionally, earn a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
  • Settle into your seat sooner with Priority Boarding and enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Pay no foreign transaction fees when you spend overseas.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and limitations apply.
  • See Rates & Fees

Card Fees

Late Payment Fees Up to $38

Foreign Transaction Fee None

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater

Returned Payment Fee $38

Penalty APR 29.49%

Ongoing Information

Rewards Cap No Cap

Rewards Rate Earn 2 miles spent with Delta and 1 mile on all other purchases*

Annual Fee $0 for the first year, then $95*

Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service No

  • 3/5

    Rating

Expert Reviews

From the CompareCards.com Editorial Team

For a limited time, with the Gold Delta Skymiles Business Credit Card you can snag 50,000 SkyMiles after you make $2,000 in purchases on the Card within your first 3 months of card membership. Cardholders can earn 2 miles for every dollar spent directly with Delta and 1 mile for each dollar spent on all other eligible purchases. When you add additional employees to your account, you can earn miles at the same rate for each eligible purchase they charge to the card. 

There's no blackout dates with Delta flights, your miles will never expire, and each time you make a Delta reservation with your card you can check one bag for free. Cardholders  will also enjoy Extended Warranty Protection, Roadside Assistance Hotline, Travel Accident Insurance, and 24/7 customer support. 

There's no foreign transaction fees and there's an annual fee is $95, but it's waived for the first year. The APR for purchases is a variable rate of 15.49% - 19.49% based on your creditworthiness and other factors. 

Expert Reviews of the Gold Delta SkyMiles® Business Credit Card from American Express

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0

    Fees

  • 3.0

    Benefits

  • star rating 3.0/5

    Overall Rating

The Bottom Line

For Delta airlines travelers this is a good card for earning flight rewards and it has some nice features that make it easy to earn points and hold on to them without fear of expiration. You can also share some of the perks with companion passengers, like the first checked bag for free feature.

The Good

You can earn lots of bonus miles by signing up yourself and others, and you get some good travel perks like points that don't expire.

The Not so Good

There is a $95 per year annual fee, although it is waived in the first year of membership. These miles also do not add up toward Medallion Qualification – which is the VIP Delta customer status, so if you want that feature this card isn’t for you.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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By: | Dec 9, 2014

I took this card out 6 months ago because I like Delta Airlines. American express NEVER credited me with the promo bonus of 30,000 and $50.00 off the first flight booked. They kept telling me that I met their criteria and would see the promo rewards in 6-8 weeks. Never happened. I had an American Express Gold card 5 years ago that I cancelled then. They NOW tell me that is the reason why I am not entitled to the NEW Delta Skymiles card promotions. It's the same TYPE card (gold) as the one I had five years ago. They never told me this up front and want me to do a UPGRADE to a bigger card if I want the Delta benefits. I say screw that ... they were not honest about this transaction when I took the card six months ago. I cancelled the card.