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3.9/5.0 from 186 Offer Ratings
Over the Past 60 Days!
Late Payment Fees See Terms
Foreign Transaction Fee $0
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater.
Returned Payment Fee See Terms
Penalty APR None
Minimum Interest Charge See Terms
Rewards Cap No Cap
Rewards Rate 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide
Annual Fee $0 for the First Year, then $95
Grace Period See Issuer Site*
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.
Chase Sapphire Preferred cardholders earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. You can also earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards®. Cadrholders can even earn an additional 5,000 points when you add an authorized user and they make a purchase within the first 3 months.
Rewards can be used on virtually any airline and points don't expire.
Meanwhile, there are no foreign transaction fees and you receive dedicated customer service, which means that when you have a question you’ll always get to speak with a real expert in person, not a voice recorded service. The annual fee is $0 for the first year, then $95.
The Chase Sapphire Preferred credit card offers those who have excellent credit a generous rewards program, plus a high level of customer service with additional perks and privileges.
Reward accumulation is practically endless with this card. You can earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Additionally, you can earn an extra 5,000 points for adding an authorized user on the card in the first 3 months of card membership. This card also comes with bonus points on certain categories of spending and 1 point on all other purchases.
The annual fee is $0 for the first year, then $95. Also, you need excellent credit to qualify for this card.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Chase.
186 Total Ratings