- Click APPLY NOW to apply online.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99%, or 28.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
- $0 annual fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
- Rates & Fees
- Compare Wells Fargo credit card offers for rewards and low interest
- Read independent reviews and ratings for Wells Fargo credit cards
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Our pick for nearly two years of 0% intro APR on purchases
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Annual Fee$0
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Regular APR17.49%, 23.99%, or 28.24% Variable APR
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Rewards RateNone
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Credit Needed
Bottom Line
If you need as much breathing room as possible, the Wells Fargo Reflect® Card, an industry-leading low interest card, may be right for you.
Our Take
The Good
The Wells Fargo Reflect® Card offers 0% intro APR for 21 months from account opening on purchases on purchases and qualifying balance transfers, then 17.49%, 23.99%, or 28.24% Variable APR– that’s about as good as you’re going to find out on the market today.
The Not So Good
Beyond the (admittedly exceptional) 0% intro APR programs, this card doesn’t have a whole lot else on offer, like a top-shelf rewards program or welcome offer.
HIGHLIGHTS
See Additional Details for Wells Fargo Reflect® Card
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Annual Fee$0
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Regular APR16.74% - 24.74% Variable APR
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Rewards Rate2% cash rewards
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Credit Needed
Bottom Line
This card keeps things simple — and rewarding — for business owners who want straightforward cash rewards. We think the rewards rate makes it easy to earn as you spend, and it doesn't hurt that the welcome offer is fairly easy to achieve.
Our Take
The Good
Getting rewards this valuable on a $0 annual fee card is pretty impressive.
The Not So Good
This card does charge a foreign transaction fee, so take note if you plan to travel abroad.
HIGHLIGHTS
- Click APPLY NOW to apply online.
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn a $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months.
- Earn unlimited 2% cash rewards on purchases for your business – without caps or spending categories.
- 0% intro APR for 12 months from account opening on purchases for your business. After that your variable APR will be 16.74%-24.74%.
- $0 annual fee.
- Complimentary Priority Pass™ membership access to more than 1,300 participating airport lounges worldwide with “pay as you go” lounge visit fees.
- Easily apply the cash rewards you've earned as a statement credit to an eligible account. Your rewards don't expire as long as your account remains open.
- Add employee cards: Give your employees cards of their own at no additional cost and earn rewards on their business purchases.
- Rates & Fees
See Additional Details for Wells Fargo Signify Business Cash® Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
