Top Credit Cards For Excellent Credit

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Do you have excellent credit? If so, it’s time to upgrade to a better rewards credit card. 

The banks are fighting harder than ever to win customers with excellent credit. Take advantage of your excellent credit today by getting a card that earns you more rewards. Our credit card experts have selected the top 10 credit card deals you can take advantage of right now: 

Discover it® chrome

on Discover's secure site

 

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3.9/5.0 from 385 Offer Ratings
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If you like 0% intro APR on purchases and balance transfers for over a year, no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment, the Discover it® chrome credit card comes with everything you want! Cardholders get an intro APR of 0% intro for 14 months on both purchases and balance transfers, then 11.99% - 22.99% variable. With the Discover it® chrome credit card you can earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. plus, earn unlimited 1% cash back on all other purchases – automatically. Rewards can be redeemed at any time and never expire. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. In addition to the host of cash back opportunities, this credit card also offers a free Credit Scorecard with FICO® Credit Score.

Chase Freedom Unlimited®

on Chase's secure site

 

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The Chase Freedom Unlimited® card is the latest addition to Chase's already robust list of rewards credit cards. This card offers an earn unlimited 1.5% cash back on all purchases. Your cash back earnings are automatic, so you don't have to worry about signing up or enrolling in any special bonus programs. As a welcome bonus to new cardholders, you can $150 bonus after you spend $500 on purchases in your first 3 months from account opening. There is also no annual fee with this credit card, so you can earn rewards without having to ever pay a membership fee. Another perk of the rewards program is that you don't have to wait until you've accumulated a certain amount of cash back before you can redeem your rewards; you can redeem your cash back for any amount, anytime. In addition to the generous rewards program, cardholders will enjoy 0% Intro APR for 15 months on purchases. After the intro period is up, the ongoing APR will be 14.99% - 23.74% Variable. Overall, the Chase Freedom Unlimited® card is an excellent offer for consumers who want to earn a flat rewards rate on every purchase without paying an annual fee.

Discover it® Cash Back

on Discover's secure site

 

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3.7/5.0 from 1,132 Offer Ratings
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When it comes to cash-back credit cards the Discover it® Cash Back is in a league of its own. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Then, Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match. That means, if you earn $300 in cash back in your first year, Discover will match it, making your total cash back for the year $600! Log into your Discover account each quarter to activate the 5% cash-back bonus. The popular spending categories include gas stations, wholesale clubs, grocery stores, restaurants and Amazon.com. With your first-year sign-up bonus, take home an incredible 10% cash back on category spending. Finance purchases with intro APR 0% for 14 months then, 11.99% - 22.99% Variable after that. Get all this for $0 annual fee.

Chase Sapphire Reserve®

on Chase's secure site

 

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4.3/5.0 from 35 Offer Ratings
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Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Those points are worth $750 in flexible travel rewards when you book through the Chase Ultimate Rewards® travel site. Book on any airline, at any hotel, with no blackout dates. The true on-going value in this card is the ultra-high rewards rate on travel and dining, which can translate into hundreds of dollars in rewards. Earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. If you spend on dining and travel, you can earn hundreds of dollars in travel. Those points are worth 50% more when you book through Chase Ultimate Rewards®, a super easy to use travel portal to book airline flights, hotels or rental cars, with no travel restrictions and no blackout dates. There is a $550 annual fee. But, for the right person, this card can easily return that and more. This card comes with an extremely generous $300 travel credit that can be used as a statement credit for checked baggage fees, airline flights or hotel stays. In essence, the travel credit reduces the annual fee to $250. Plus, cardholders also get up to $100 application fee credit for Global Entry or TSA Pre✓®. There are no foreign transaction fees.

Chase Sapphire Preferred® Card

on Chase's secure site

 

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3.8/5.0 from 268 Offer Ratings
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This five-star travel rewards card is easy to use and comes with one of the best sign up bonuses available. Start planning your next vacation now with help from this travel card sign-up bonus worth $750 when you redeem through Chase Ultimate Rewards®. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards® Earn 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. Cash in points on hotels, airfare, and even car rentals or cruises with this flexible travel card. No blackout dates. Your points are worth 25% more when you book airfare, hotels or car rentals through the easy to use Chase Ultimate Rewards® travel portal. There are no foreign transaction fees. The annual fee is $95. You could easily earn more than that with the high rewards rate on this card.

Discover it® Miles

on Discover's secure site

 

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3.7/5.0 from 220 Offer Ratings
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If you’re looking for travel rewards alongside 0% intro APR on purchases, you need to checkout the Discover it® Miles card. This card offers 0% intro APR on purchases for 14 months, with 11.99% - 22.99% Variable after that. This gives travelers the flexibility to pay off large purchases over a longer period of time, while earning miles on their purchases. This is a great travel credit card that also comes with no foreign transaction fees, no annual fee, and no late fee on your first late payment. When you use this card, you’ll earn 1.5 miles for every $1 spent. Add in the fact that Discover will match all the miles you’ve earned at the end of your first year, and you can see why it is one of the top travel cards. Did we mention that you can fly any airline, any time, with no black out dates?