Pay 0% Intro APR Until 2026

Discover it^® Miles soars above other offers with one of the most lucrative welcome offers available: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match. You could turn 35,000 Miles into 70,000 Miles. Earn 1.5 Miles per dollar on all purchases. With the welcome offer, that means you will earn 3 Miles for every $1 you spend during your first year as a cardholder, which is an incredible rate. Redeem your Miles as a statement credit towards travel purchases. If you have a big purchase coming up, rely on 0% Intro APR for 15 months on purchases, with 17.74% - 26.74% Variable APR after that. If you want a big welcome offer at the end of the year, this card delivers the best return on your first-year spending. There are no foreign transaction fees when you travel abroad and $0 annual fee.

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi^® Diamond Preferred^® Card could be a great choice for you. This card offers an incredibly long period of no interest charges for balance transfers - get an intro APR of 0% intro APR for 21 months on Balance Transfers, followed by 16.74% - 27.49% (Variable) APR after that intro period is up. And if you've got a big purchase coming up, you can enjoy an intro APR of 0% intro APR for 12 months on Purchases with 16.74% - 27.49% (Variable) APR after that, along with no annual fee. Not only is the regular APR highly competitive amongst other offers, but the Citi^® Diamond Preferred^® Card also offers a multitude of cardholder perks.

Cardholders will also have free access to their FICO® Scores. Overall, the Citi^® Diamond Preferred^® Card is a great offer for anyone looking for a credit card that offers a long 0% intro APR and has a $0 annual fee.

Discover it^® Cash Back sports a lengthy intro period of 0% Intro APR for 15 months on purchases then 17.74% - 26.74% Variable APR after that. But when it comes to cash-back, the Discover it^® Cash Back card is truly in a league of its own. Cardholders will enjoy 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically.

On top of that, you can take advantage of Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. And the $0 annual fee is just icing on the cake.

Every so often a card comes along that really excites us: that’s most certainly the case with Wells Fargo’s debt-busting powerhouse, the Wells Fargo Reflect^® Card. Why is this card such a hit? It’s because it’s laser-focused on just one thing: saving you money in the long run on interest charges by offering a pretty valuable intro APR on purchases.

If you’ve got a substantial expense looming on the horizon, the Wells Fargo Reflect^® Card has you covered with 0% intro APR for 21 months from account opening on purchases on purchases, followed by an ongoing 17.74%, 24.24%, or 28.49% Variable APR after that.

This $0 annual fee card is an exceptional savings tool because it rewards you for what you should already be doing – promptly paying down your credit card debt – and with such generous windows on interest-free time to make that happen, you could end up saving hundreds of dollars in interest fees alone. If you’re looking to get out of debt without getting buried under a massive pile of fees, this could be just the card for you.

If you want to earn generous cash back* without an annual fee and you buy groceries and gas every week, this card could be a perfect match for you. Right out of the gate, new cardholders get access to an amazing welcome offer: Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.  On top of that, your rewards could add up fast when you factor in this card's top-of-the-line rewards program. Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

But this card isn't just about rewards. You can save on interest with an intro purchase APR of 0% on purchases for 15 months then 19.49%-28.49% Variable APR after that - that long 0% APR period means you won't have to worry about interest charges piling up for more than a year. It's the same for balance transfers: an intro APR of 0% on balance transfers for 15 months, then 19.49%-28.49% Variable APR. Bottom line, this is a valuable $0-annual-fee cash back card that rewards you for things you buy every day - it's just that easy.

*To see rates & fees for Blue Cash Everyday^® Card from American Express, please click here.

The Citi Double Cash^® Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments: earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. to earn cash back, pay at least the minimum due on time. plus, earn 5% total cash back on hotel, car rentals and attractions booked with citi travel.

With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program and there’s no cap on the cash back you can earn.

Cardmembers will also enjoy an intro APR of 0% intro APR for 18 months on Balance Transfers, then 17.74% - 27.74% (Variable) APR after that - this is about as good as it gets for paying no interest on balance transfers on a card with no annual fee!

The high-paying Bank of America^® Travel Rewards credit card is one of the best flexible travel rewards cards available if you don’t want to pay an annual fee. This credit card also offers 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. On top of the generous sign-up bonus, you will earn 1.5 points per $1 spent on all purchases. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. The rewards rate makes it easy to rack up travel rewards without having to game or figure out a complicated rewards structure. Just swipe and rake in rewards on every single purchase.

Plus, new cardholders gets 0% Intro APR for 15 billing cycles for purchases and then 17.74% - 27.74% Variable APR after the intro period. And when it comes time to redeem your rewards, this hassle-free card makes things easy. You can redeem points for a statement credit to pay for flights on any airline, any hotel, vacation package, rental car, baggage fees and more. No blackout dates. And the best part? You get all of this for a $0 annual fee.

This card is perfect for anyone who wants customizable rewards. And when you look at the cash back offerings on this card, the deal gets even sweeter. Cardholders get a unique, three-tiered cash back structure, where you can earn rewards in three main categories. You get 6% cash back for the first year in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. You get to choose the category where you earn 3%, which lets you earn more on the categories where you spend the most. For example, if you eat out often or travel frequently, you can choose either category and earn 3% cash back on qualifying purchases. On top of all that, you can also earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.

Plus, cardholders get 0% Intro APR for 15 billing cycles for purchases and then 17.74% - 27.74% Variable APR after the intro period.