Pay Down Debt Faster with the Citi^® Diamond Preferred® Card

This card offers one of the longest 0% intro APR periods on the market. Enjoy a blockbuster intro rate of 0% intro APR for 21 months on Balance Transfers, and then 17.24% - 27.99% (variable) after the intro period.

The Citi^® Diamond Preferred^® Card stands out by offering some of the best ways to pay off high-interest debt. Here’s what you need to know:

• Save hundreds on interest payments.
• Enjoy nearly two years of 0% APR on balance transfers.
• Pay no interest on purchases for an entire year.
• Free access to your FICO® credit score.
• $0 annual fee

5 reasons to apply

1. Save big on interest: With an intro APR of 0% intro apr for 21 months on balance transfers and then 17.24% - 27.99% (Variable) APR on balance transfers, you can avoid shelling out hundreds in interest payments. You can also rack up major savings by paying 0% intro apr for 12 months on purchases and then 17.24% - 27.99% (Variable) APR after the intro period.
2. Get rid of debt faster: No one wants to hold onto debt longer than they have to. During the 0% APR promo period, you can knock out debt faster by putting 100% of your payments toward your balance.
3. No annual fees: If you need a simple, get-out-of-debt card that doesn't charge an annual fee, you're in luck.
4. Extra-long promo period: Enjoy the perks of paying $0 in interest for longer. The promo period stretches far beyond other cards.
5. Free access to your credit score: Want to keep a closer eye on your credit? This card lets you monitor your FICO® credit score for free.

Get rid of high-interest debt faster

Paying off a high-interest credit card can feel like a losing game. And if you have a large balance, things get even harder. The Citi^® Diamond Preferred^® Card can help you avoid interest payments on balance transfers for up to 21 months so you can give debt the boot.

This card is right for you if…

• You want to enjoy no interest on balance transfers for nearly two years
• You want an intro APR of 0% intro apr for 12 months on purchases and then 17.24% - 27.99% (Variable) APR
• You have good or excellent credit
• You need a simple card with no annual fees

The bottom line on balance transfers

Making multiple high-interest credit card payments every month can put a major hole in your wallet. The Citi^® Diamond Preferred^® Card lets you consolidate your debts and enjoy 0% intro apr for 21 months on balance transfers. 

All balance transfers must be made within the first 4 months of opening, and a balance transfer fee applies with this offer; 5% of each balance transfer; $5 minimum. This means if you transfer a $3,000 balance, you would pay $150. That may seem like a lot now, but consider the hundreds of dollars you could save with an intro rate of 0% APR for nearly two years. Just remember that after the intro period, a 17.24% - 27.99% (Variable) APR applies. 

If you need a game plan to get out of debt, the Citi^® Diamond Preferred^® Card is a perfect match.