Chase Freedom Unlimited: The Last Credit Card You’ll Ever Need?

It can be hard to find a card that checks all the boxes: a strong rewards rate, a generous welcome offer, a lengthy intro APR period, and no annual fee. But with the Chase Freedom Unlimited^® card, that’s exactly what you get. In the world of cash back credit cards, this offering from Chase is genuinely hard to beat.

Overall, we think this is a strong, top-of-wallet card, and we’re particularly impressed with the cash back rates that are higher than most other $0 cards on the market.

A Cash Back Outlier

Typically, you have to pay a hefty annual fee if you want a card that earns more than 1% cash back on every purchase. But the Chase Freedom Unlimited^® card is anything but typical.

You can enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases

Cardholders can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.

A Truly Welcoming Offer

It all starts with the Chase Freedom Unlimited^® card’s deceptively simple, yet extraordinary powerful sign-up bonus. With this card, you can earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. No ifs, ands or buts about it – that's a seriously impressive welcome offer.

Even More Goodies

The rewards rate and welcome offer may seem like plenty, but Chase Freedom Unlimited^® doesn’t stop there:

• If you’re looking to transfer a balance from a high-interest credit card, the Chase Freedom Unlimited^® card offers 0% Intro APR on Balance Transfers for 15 months, with 18.24% - 27.74% Variable APR once that intro period is up.
• As a cardholder, you’ll get all the standard benefits of owning a Chase card, including free credit score access, free credit monitoring, travel and emergency assistance services, trip interruption/cancellation insurance and more.

It goes without saying that we are incredibly impressed with this card, and you should be too.

A Low-Interest Leader

Chase Freedom Unlimited^® may have one of the best rewards programs on the market, but it’s also no slouch when it comes to fending off interest fees.  This card comes with 0% Intro APR on Purchases for 15 months on purchases, then 18.24% - 27.74% Variable APR after that – that’s over a year of absolutely no interest payments.

That gives you plenty of breathing room to pay off big purchases over time or cover a big expense. And since this card has a $0 annual fee, you’ll ensure that you won’t have to worry about other fees while tackling your principal if you’re carrying a balance.

The Complete Package

It should be pretty obvious by now that the Chase Freedom Unlimited^® card is something special in the world of rewards cards. It has a top-of-the-line rewards program, an excellent sign-up bonus, a solid 0% intro APR period on purchases, and no annual fee to top it all off. It’s hard to overstate just how impressive this card is – we feel confident saying this could even be the last credit card you’ll ever need.

If you need a strong cash back card for everyday use, we wholeheartedly recommend the Chase Freedom Unlimited^®.

Ready to start earning cash back? You can fill out an application for the Chase Freedom Unlimited^® card on Chase’s secure site in minutes – why wait?