Amazing Cash Back Credit Cards | CompareCards.com

If you’re using a debit card for everyday spending, you’re probably missing out. Cash back credit cards can get you a percentage back on many purchases, especially when it comes to daily spending like groceries, gas and restaurants. Finding the right cash back card could help you rack up some serious rewards.

Check out our list of some top cash back cards to see which one might be the best match for your spending habits.

Discover it® Cash Back

Discover it<sup>®</sup> Cash Back Apply Now

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When it comes to cash-back credit cards the Discover it® Cash Back is in a league of its own. Cardholders will earn 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically. Plus, the welcome offer is one of the best on the market: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. Plus, you get an intro APR of 0% Intro APR for 15 months on purchases, then 17.74% - 26.74% Variable APR after that. Get all this for $0 annual fee.

Bank of America® Customized Cash Rewards credit card

Bank of America<sup>®</sup> Customized Cash Rewards credit card Apply Now

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The Bank of America® Customized Cash Rewards credit card is one of our favorites because it offers something pretty uncommon among rewards cards – choice. Its three-tiered rewards program lets you earn 6% cash back for the first year in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. If you’re a new cardholder, you can also earn a $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. And since you can switch up that 3% category each month, from travel to dining to online shopping, you can have an unprecedented amount of control over how you earn your rewards. We think this is a card that’s hard to ignore.

Plus, cardholders get 0% Intro APR for 15 billing cycles for purchases and then 17.74% - 27.74% Variable APR after the intro period.

Blue Cash Everyday® Card from American Express

Blue Cash Everyday<sup>®</sup> Card from American Express Apply Now

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If you want to earn generous cash back on weekly purchases like gas and groceries without an annual fee, this card could be a perfect match for you. New cardholders get access to a top-of-the-line welcome offer: You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. Beyond that, your rewards could add up fast. Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout..

But there’s more to this card than just rewards. You can save on interest with intro purchase APR of 0% on purchases for 15 months then 19.74%-28.74% Variable APR after that. That 0% APR window means you won't have to worry about interest charges piling up for more than a year, making this a powerful $0 annual fee cash back card to add to your wallet.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred<sup>®</sup> Card from American Express Apply Now

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Want more rewards on essential spending categories like gas and groceries? This could be the card for you. Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. The sign-up bonus for new cardholders is super impressive. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. You’ll pay 0% on purchases for 12 months, then 19.74%-28.74% Variable.

And to help you save even more as you get started with this card, you’ll pay $0 intro annual fee for the first year, then $95. With those boosted rewards categories and the generous intro perks, this card is a cash back powerhouse that’s worth considering—especially if you’re focused on earning more cash back on weekly essentials and monthly spending like streaming subscriptions.

Citi Double Cash® Card

Citi Double Cash<sup>®</sup> Card Apply Now

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This is the only credit card pays you cash back twice. It has a $0 annual fee and offers 1% cash back on all purchases plus another 1% cash back when you pay off your monthly statement. This is one of the easiest all around cash back credit cards because you earn the same amount of cash back on all purchase and don’t have to worry about keeping track of rotating categories. If you pay off your balance every month, this card earns more cash back than credit cards that earn 1.5% cash back on all purchases. Additionally, with an intro APR of 0% intro APR for 18 months on Balance Transfers, you can transfer balances from your other high interest credit cards and pay down your balance over a longer period. If you’re looking for a cash back card with no caps and no category restrictions, this is a good card to have.

Chase Freedom Unlimited®

Chase Freedom Unlimited<sup>®</sup> Apply Now

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Chase Freedom Unlimited® is one of the best cards on the market because of the rich cash back rewards it offers. Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases New cardholders can take advantage of an incredible welcome offer: earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening Plus, you get flexibility with 0% Intro APR on Purchases for 15 months on purchases. And even better, if you’re looking to transfer a balance from a high-interest credit card, the Chase Freedom Unlimited® card offers 0% Intro APR on Balance Transfers for 15 months, with 18.49% - 27.99% Variable APR once that intro period is up. This is an enticing card offer with a long 0% intro APR period, and the cash back gives you an extra savings boost. If you’re looking for a solid cash back card Chase Freedom Unlimited® is an excellent pick.

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Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply


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