Rated 4/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
3.8/5.0 from 61 Offer Ratings
Over the Past 60 Days!
Foreign Transaction Fee 3%
Balance Transfer Fee 3% for 120 days, then 5%
Cash Advance Fee See Terms
Rewards Rate Unlimited 1.5% cash rewards on everyday net purchases
Annual Fee $0
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program No
Roadside Assistance Yes
Purchase Protection No
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service No
If you're looking for a solid cash back rewards card that won't tie you down with rotating categories or rewards limits, the Wells Fargo Cash Wise Visa® card is a great option. This card comes with unlimited 1.5% cash rewards on everyday net purchases. There are no quarterly sign ups, and your cash rewards will never expire as long as your account is open. To kickstart your rewards earning, cardholders will earn a $150 cash bonus after spending $500 in the first 3 months!
If you enjoy using your digital wallet to make purchases then you'll love the Wells Fargo Cash Wise Visa® card. For the first 12 months you'll receive cash rewards on all Apple Pay® or Google Pay™ transactions! This card even comes with an intro APR of 0% for 15 months on purchases and 0% for 15 months on qualifying balance transfers on qualifying balance transfers. That makes it a great card if you need to finance a big purchase or want to pay off your other credit card debt.
There is no annual fee with this credit card, so you won't have to pay a fee to earn great rewards. Cardholders will also receive complimentary account protections like 24/7 fraud monitoring and zero liability protection. The ongoing APR is 15.49%-27.49% (Variable) depending on your creditworthiness.
With a long intro APR, a generous rewards program, and no annual fee, this is a great card all-around credit card that can be helpful for any consumer.
This is the only card that we know of that offers bonus rewards for purchases with Apple Pay® and Google Pay™. If you use these digital wallets a lot, this is a fantastic card for earning cash back!
The bonus cash back with digital wallets is only offered for the first 12 months.
Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.
61 Total Ratings