- Click APPLY NOW to apply online.
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Top rated mobile app
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- Rates & Fees
Capital One QuicksilverOne Cash Rewards Credit Card
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Annual Fee$39
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Welcome OfferN/A
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Rewards Rate1.5% - 5% Cash Back
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Credit Needed
Bottom Line
The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with fair-limited credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.
Our Take
The Good
With such a strong rewards rate on all purchases, this is a fantastic card for consumers with average credit.
The Not So Good
There’s a small $39 annual fee attached, but you can easily make that up with the rewards you earn.
HIGHLIGHTS
Additional Details
Card Fees
- Foreign Transaction Fee: None
- Balance Transfer Fee: Balance Transfer Fee applies to balances transferred at a promotional rate
- Penalty APR: None
Ongoing Information
- Rewards Rate: 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Annual Fee: $39
Expert Reviews
From the CompareCards.com Editorial Team, updated on Aug 05, 2026
The Capital One QuicksilverOne Cash Rewards Credit Card is available for consumers with fair-limited credit who are looking for a solid rewards program. This card comes with unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, which is an excellent rewards rate for a card that doesn't require excellent or good credit to get approved.
The interest rate on this credit card is 28.99% (Variable) which is pretty high, but thats normal for credit cards for fair-limited credit.
The Capital One QuicksilverOne Cash Rewards Credit Card has an annual fee of just $39, which is pretty reasonable when you consider all the benefits that come with it. Overall, this is a great offer for consumers in this credit range.
Expert Reviews of Capital One QuicksilverOne Cash Rewards Credit Card
The Bottom Line
The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with fair-limited credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.
The Good
With such a strong rewards rate on all purchases, this is a fantastic card for consumers with average credit.
The Not so Good
There’s a small $39 annual fee attached, but you can easily make that up with the rewards you earn.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.