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Trusted & Secure
-
Empowering over
50,000,000 card holders Since 2005
NetSpend® Visa® Prepaid Card
Apply Now
Add to Compare
on NetSpend's secure site
- Regular Purchase APR
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee See Terms*
-
Credit Needed
Poor/Limited
- Card Brand Visa®
Card Details
Highlights
- Click "APPLY NOW" to apply online
- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card" for full details.
- See additional NetSpend® Visa® Prepaid Card details
Card Fees
Foreign Transaction Fee See Terms*
Balance Transfer Fee N/A
Ongoing Information
Rewards Rate See Terms*
Annual Fee See Terms*
Additional Card Details
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Expert Reviews
From the CompareCards.com Editorial Team
With the NetSpend Visa Prepaid Card you can deposit cash into your account and use it like a traditional bank card to make purchases or pay bills. There are no credit checks so even those with no credit history or bad credit can get approved for this card. The NetSpend Visa Prepaid Card looks like an ordinary credit card, but works like an ATM card because you load your own money onto the card. You can use their online account features and tools to manage your account and pay bills in easy, convenient ways.
You can select the fee plan that works best for you based on your spending habits, in order to minimize the transaction fees that are associated with carrying the card. Some fees include $2.50 ATM Fee per withdrawal; 0.50 cents charged for non-monetary ATM transactions like balance inquiries and non-monetary phone calls to customer service; a one-time $9.95 set up fee to open your account and get your plastic; and a monthly service charge, depending on your plan.
Cardholders can also track their spending and set budget limits with NetSpend's award-winning budgeting system, and they can do online bill paying to pay bills like cell phone or utility bills that occur each month.
Expert Reviews of the NetSpend® Visa® Prepaid Card
- 0.0
Regular APR
- 0.0
Intro APR
- 2.0
Fees
- 3.0
Benefits
3.0/5 Overall Rating
The Bottom Line
This is a pretty straightforward prepaid card, except that it doesn’t have as many miscellaneous and costly fees that many other prepaid cards do have. You don’t need good credit or even a credit history to get approved for this card and it’s accepted wherever Visa is honored.
The Good
There is no need for a credit check or credit history, so virtually anyone can qualify for this card. It also charges less recurring or miscellaneous fees than many other types of prepaid cards.
The Not so Good
You have to deposit money in order to have a line of credit to draw from, and you can’t build credit with prepaid cards.
Editorial Note: This content is not provided by NetSpend. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by NetSpend.
Related Card Offers
- Faster Payments With Direct Deposit, you can get paid faster than a paper check.
- No Interest Charges No late fees or interest charges because this is not a credit card.
- Widely Accepted Card issued by MetaBank®, Member FDIC. Card may be used everywhere Debit Mastercard is accepted. Click "Apply Now" for full details.
- Annual Fee See website for Details*
- Credit Needed Poor/Limited
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Power. Confidence. Control. It’s more than just a prepaid card. It can be the difference between getting by and getting ahead!
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Card issued by MetaBank®, Member FDIC. Card may be used everywhere Debit Mastercard is accepted. Click "Apply Now" for full details.
See additional details for Control™ Prepaid Mastercard®
- Faster Payments When you Direct Deposit to your Netspend Card, you could get paid up to 2 days faster.*
- Rewards Earn cash back for many of your every day purchases and get personalized offers, just for using your Card.*
- Companion App Check your Card Account balance, see transaction information, and more.*
- Annual Fee See Terms*
- Credit Needed Poor/Limited
- Card Brand Visa®
Highlights
- Click "APPLY NOW" to apply online
- With Netspend Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- No Overdraft Fees on purchases using your card.
- Use the NetSpend Mobile App to manage your account on the go and get text message or email alerts (Message & data rates may apply).
- Card issued by MetaBank®, Member FDIC. Card may be used everywhere Visa Debit cards are accepted. Click "Get My Card" for full details.
- See additional NetSpend® Visa® Prepaid Card details
See additional details for NetSpend® Visa® Prepaid Card
- Easy Transfers Link your account at PayPal to a PayPal Prepaid Mastercard. Transferred funds available for use through your PayPal Prepaid Card Account at no-cost.
- Rewards Take advantage of PayPal cash back rewards and earn on qualifying purchases from select merchants.
- Companion App Check your Card Account balance, see transaction information, and more.
- Annual Fee Plan fee is $4.95 monthly.
- Credit Needed Poor/Limited
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Move money from your PayPal account to fund your prepaid card account.
- Earn cash back and personalized offers, just for using your card.
- With Direct Deposit, you can get paid faster than a paper check.
- Card issued by The Bancorp Bank, Member FDIC. Card may be used everywhere Debit Mastercard is accepted.
- Click PayPal Prepaid Mastercard® for additional features & program details, and to request a Card.
- See additional PayPal Prepaid Mastercard® details
See additional details for PayPal Prepaid Mastercard®
