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- Regular Purchase APR See Terms*
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee See Terms*
- Credit Needed Limited / Poor
- Card Brand Visa®
- Regular Purchase APR See Terms*
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee See Terms*
- Credit Needed Limited / Poor
- Card Brand Visa®
Highlights
- With Direct Deposit, you can get paid faster than a paper check.
- No late fees or interest charges because this is not a credit card.
- Use the Netspend Mobile App to manage your Card Account on the go and enroll to get text messages or email alerts (Message & data rates may apply).
- Card use is subject to activation and ID verification. Terms and Costs apply.
- Card issued by Pathward N.A., Member FDIC. Card may be used everywhere Visa debit card is accepted.
- See additional NetSpend® Prepaid Visa® details.
Card Fees
Foreign Transaction Fee
See Terms*
Balance Transfer Fee
N/A
Penalty APR
See Terms*
Ongoing Information
Rewards Rate
See Terms*
Annual Fee
See Terms*
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 12, 2025
With the NetSpend Visa Prepaid Card, there are no credit checks so even those with no credit history or bad credit can get approved for this card. The NetSpend Visa Prepaid Card looks like an ordinary credit card, but works like an ATM card because you load your own money onto the card. You can use their online account features and tools to manage your account and pay bills in easy, convenient ways.
You can select the fee plan that works best for you based on your spending habits, in order to minimize the transaction fees on purchases. Cardholders can also track their spending and set budget limits with NetSpend's budgeting system, and they can do online bill paying to pay bills like cell phone or utility bills that occur each month.
Expert Reviews of NetSpend® Visa® Prepaid Card
The Bottom Line
This is a pretty straightforward prepaid card, except that it doesn’t have as many miscellaneous and costly fees that many other prepaid cards do have. You don’t need good credit or even a credit history to get approved for this card and it’s accepted wherever Visa is honored.
The Good
There is no need for a credit check or credit history, so virtually anyone can qualify for this card.
The Not so Good
You have to deposit money in order to have a line of credit to draw from, and you can’t build credit with prepaid cards.
Editorial Note: This content is not provided by NetSpend. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by NetSpend.
Consumer Reviews
OFFER RATING
/5.0
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See additional details for Capital One Quicksilver Secured Cash Rewards Credit Card
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Highlights
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- Terms and conditions apply.
See additional details for Discover it® Secured Credit Card
