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Lowe's Advantage Card

Lowe's Advantage Card


Rated 2/5 stars by our editorial team

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3.1/5.0 from 7 Offer Ratings
Over the Past 60 Days!

(7) Over the Past 60 Days!

  • APR 26.99%
  • Annual Fee $0
  • Rewards Details 5% off your eligible purchase
  • Signup Bonus None


  • Click "APPLY NOW" to apply online
  • Choose 5% off every day, or select special financing with minimum purchases
  • Only accepted at Lowe's

Expert Reviews

From the Editorial Team

The Lowe’s card offers cardholders the chance to charge their Lowe’s purchases, enjoy preferential discounts, and qualify for Lowe’s financing.

Expert Reviews of the Lowe's Advantage Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0


  • 2.0


  • star rating 2.0/5

    Overall Rating

The Bottom Line

The Lowe’s Advantage Card offers 5% off to cardholders, which is nice, but if you incur any interest due it will likely offset those savings. You can also qualify for special financing of larger purchases, but a conventional bank or credit union consumer loan may be more affordable.

The Good

Choose 5% off every day or select 6 months special financing with a $299 minimum purchase. Sometimes this card has offered 10% offers, which may be extended again in the future and can offer added value.

The Not So Good

The standard APR is 26.99%, which is a very high rate to pay to carry a balance or finance a purchase. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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Overall Rating


7 Total Ratings

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3 Star
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1 Star

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