Discover it® Cash Back | CompareCards.com

Discover it® Cash Back

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Our pick for 1:1 cash back match in your first year

Discover it® Cash Back
4.5/5

Rated 4.5/5.0 stars by our editorial team

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on Issuer's secure site

  • Annual Fee
    $0
  • Cashback Match + Earn $200 Statement Credit
  • Rewards Rate
    • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
    • Earn unlimited 1% cash back on all other purchases—automatically.
    1% - 5% cash back
  • Credit Needed

Bottom Line


HIGHLIGHTS

  • Get a 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies. Then 18.74% - 28.74% Standard Variable Purchase APR applies, based on credit worthiness
  • INTRO OFFER: Receive a $200 statement credit when you spend $500 on purchases in your first 3 months of account opening
  • UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. Click "Apply Now" to view important rates and disclosures
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
  • Redeem cash back for any amount. No annual fee
  • Terms and conditions apply


  • Additional Details

    Card Fees

    • Foreign Transaction Fee: None
    • Balance Transfer Fee: 0% at the Transfer APR; 3% for the first 15 months; 5% at a promotional APR that Capital One may offer to you at any other time
    • Penalty APR: None

    Ongoing Information

    • Rewards Rate: 5% Cash Back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate; 1% Cash Back on all other purchases
    • Annual Fee: $0
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    Editorial Note: This content is not provided by Issuer. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Issuer.

    Expert Reviews

    From the CompareCards.com Editorial Team, updated on Nov 05, 2026

    Expert Reviews of Discover it® Cash Back

    • 4.5

      Regular APR

    • 4.5

      Intro APR

    • 4.5

      Fees

    • 4.0

      Benefits

    • 4.5/5

      Overall Rating

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