Add cards to start comparing.

Compare Cards
Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!

(7) Over the Past 60 Days!

  • Regular Purchase APR 14.24% Variable
  • Intro Purchase APR N/A
  • Intro BT APR 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply.
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply
  • Low 14.24% variable APR on purchases and cash advances
  • NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
  • No annual fee
  • No foreign transaction fees
  • International Chip and PIN
  • See Rates & Fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee Promotional Balance Transfers that post to your account within 45 days of account opening: Either $5 or 2% of the amount of each transfer, whichever is greater.

Cash Advance Fee $3 for each cash advance

Ongoing Information

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

This card from Barclaycard was designed to be different from all other cards, by giving the card holder a “voice.” The Barclaycard Ring® Mastercard® combines social media, online banking and financial education where community members can get involved in discussions and even vote on credit card benefits. This is not a rewards credit card, but if offers one of the most competitive balance transfer offers on the market.

Cardholders will enjoy a 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable 14.24% APR will apply. That ongoing rate is pretty low compared to some of the competition. What really makes this card stand out is the lack of fees. There's no annual fee, no balance transfer fees for balance transfers that post to the account after 45 days of account opening and no foreign transaction fee.

Overall, the Barclaycard Ring® Mastercard® is a leading credit card for low interest on purchases and saving money on balance transfers. With such low interest rates and few fees, you can't go wrong!

Expert Reviews of the Barclaycard Ring® Mastercard®

  • 5.0

    Regular APR

  • 5.0

    Intro APR

  • 5.0

    Fees

  • 3.0

    Benefits

  • star rating 4.5/5

    Overall Rating

The Bottom Line

If you're looking to save money with a balance transfer, this card is one of the best options. The lack of fees for balance transfers that post to the account after 45 days of account opening makes it a great choice for anyone that wants a simple credit card with no suprises

The Good

With the intro APR on balance transfers and lack of fees, this card is perfect for consumers looking to escape high credit card interest rates.

The Not so Good

Since this card doesn't have a rewards program built in, you won't earn any cash back or travel miles on your spending.

Editorial Note: This content is not provided by Barclaycard. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Barclaycard.

Consumer Reviews

  • star rating mask

Offer Rating

4.0/5.0

7 Total Ratings

5 Star
 
 
(1)
4 Star
 
 
(5)
3 Star
 
 
(1)
2 Star
 
 
(0)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+4 users submitted a rating without a full review

Sort by:

107 Found this review helpful

By: | Jan 31, 2015

Great card with low apr. Easy to log in and make a payment. Everything is well defined. No problems with anything.

108 Found this review helpful

By: | Oct 15, 2014

very nice card with low apr

124 Found this review helpful

By: | Oct 7, 2014

We have had this card for a while and we have no complaints. In addition to the points you earn by using this card itself we actually linked it to another rewards program and so almost every transaction earns us points. We use those points to help save up for our grand kids college.

Back to top ↑