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4.0/5.0 from 2 Offer Ratings
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The Business Platinum Card® from American Express
The Business Platinum Card® from American Express An Advertising Partner
Great For
Enjoy exclusive experiences and elevate your travel rewards earning potential
Card Details
Regular Purchase APR
18.99% - 26.99% Variable
Intro Purchase APR
N/A
Intro BT APR
N/A
Annual Fee
$695
Credit Needed
Excellent/Good
Card Brand
American Express
Highlights
Welcome offer of up to 120,000 points
Earn 5X points on flights & hotels at amextravel.com
Enjoy access to 1,300+ airport lounges
- Click "APPLY NOW" to apply online
- Welcome Offer: Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
- Earn 1.5X points (that’s an extra half point per dollar) on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
- Unlock over $1,000 in value per year for statement credits on select purchases, including tech, recruiting and wireless with the Business Platinum Card.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card or any of the Additional Cards on your Platinum Card account.
- $189 CLEAR® Credit: CLEAR® uses biometrics to assign you a touchless ID, allowing you to move faster through security at select airports and stadiums across the U.S. You can cover the cost of a CLEAR membership with up to $189 in statement credits per calendar year after you pay for CLEAR with your Business Platinum Card®.
- The American Express Global Lounge Collection® can provide an escape at the airport. With more than 1,400 airport lounges across 140 countries and counting, you have more lounge location options than any other credit card on the market as of 9/2021.
- $695 Annual Fee.
- Terms Apply.
- See Rates & Fees
Card Fees
-
Balance Transfer Fee
N/A
-
Penalty APR
29.99% Variable
-
Foreign Transaction Fee
None
-
Cash Advance Fee
N/A
Ongoing Information
-
Rewards Rate
5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases.
-
Annual Fee
$695
Expert Reviews
- Regular APR
- Intro APR
- 4.0 Fees
- 5.0 Benefits
- 4.0
/5 Overall Rating
From the CompareCards.com Editorial Team
American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum Card® from American Express is no different, offering many services, perks and warranty extensions every card owner would want.
To start, there is an excellent Welcome Offer that allows cardholders to receive a large amount of Membership Points®. Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership. by making purchases within your first 3 months of Card Membership. American Express Platinum Card members have access to three complimentary airport lounge programs, and with the American Express Global Lounge Collection, cardholders will have access to almost any airport lounge in the world.
Cardholders can earn 1 point per dollar spent on eligible purchases and 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com, and 1X points for each dollar you spend on eligible purchases. With large purchases, cardholders can earn up to 1 million bonus points per year. However, staggering annual fee of $695 is something you need to weigh when deciding if this card is right for you and your business.
The Good
- Card members receive great travel perks like airport lounge access and bonus points on First and Business class flights. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.
The Not so Good
- This card isn’t for the non-traveler or the businessperson who’s strictly looking for working capital. Again, the annual fee is $695, but if your credit is good enough to get approved, the perks could really be worth it.
The Bottom Line
The Business Platinum Card® from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $695 annual fee, depending on how you plan to use this card.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews
(2 Reviews)
Offer Rating
4.0 out of 5.0
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+-1 users submitted a rating without a full review
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26 Found this review helpful
By: Matt Toback | Aug 6, 2017
great customer service and the best card for business travel
44 Found this review helpful
By: Matt Toback | Dec 11, 2015
Great customer service! The value in the card is the service. The perks are aimed at the travel client.
43 Found this review helpful
By: Jered Klima | Sep 26, 2014
The perks of this card are great for my business!
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