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Prepaid Debit Cards / Prepaid Credit Cards

3.7 - 30 reviews for top rated card - Over the Past 60 Days!

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Prepaid Debit Cards - Prepaid Credit Cards
  • Compare the best prepaid credit cards from our partners to help manage your funds
  • Expert and Independent ratings & consumer reviews for prepaid debit cards
  • Secure and immediate online application process
 

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Your Rating:

3.7/5.0 from 30 Cardholder Reviews Over the Past 60 Days!

 
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Decision in 60 Seconds

Reporting to Credit Bureau

Build Credit With Responsible Account Management

Regular Purchase APR

See Terms*

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Intro Purchase APR See Terms*
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: See Terms*
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • Get $25 off $100 - USE Promo Code NC568. Exp. 2/28/2015.
  • *SEE Fingerhut.com Site for Terms & Conditions.
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Your Rating:

2.7/5.0 from 3 Cardholder Reviews Over the Past 60 Days!

 
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Easy Online Bill Pay

Pay Bills Online

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Enroll in Direct Deposit and get your pay up to two days early.2 Certain restrictions apply. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Approval upon successful ID verification.1 No credit check.9 or minimum balance required.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.7 See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.0/5.0 from 1 Cardholder Review Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Easy Online Bill Pay

Pay Bills Online

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed: N/A
Highlights
  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit*.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
More Card Details

 

Click the stars to submit your rating.

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Your Rating:

3.0/5.0 from 5 Cardholder Reviews Over the Past 60 Days!

 
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Sign Up Offer

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier

Instant Approval

Get Your Account Info Instantly

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
No Credit

Credit cards for no credit are intended for those without an established credit score.

Get Your Free Score!
No/Limited
Highlights
  • Click "APPLY NOW" to apply online
  • Get your tax refund faster when you e-file and use direct deposit.
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.* 
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credit when you use them.*
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.7/5.0 from 3 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Easy Online Bill Pay

Pay Bills Online

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app.
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen*. See card site for details.
  • Real time activity alerts sent to your mobile phone via text or email*. Standard text message and data rates, fees, and charges may apply.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.6/5.0 from 10 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier

Prescription Discounts

Get up to 55% Off Prescriptions

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR No intro APR
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Get Your paycheck and tax refund faster with direct deposit
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.8/5.0 from 4 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Easy Online Bill Pay

Pay Bills Online

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit*.
  • Enroll in Direct Deposit and get your pay up to two days early*. Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Shop online and in stores - everywhere Visa debit cards are accepted.
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app.
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.0/5.0 from 1 Cardholder Review Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Easy Online Bill Pay

Pay Bills Online

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed: N/A
Highlights
  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Approval upon successful ID verification*. No credit check* or minimum balance required.
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen*. See card site for details.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.5/5.0 from 22 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Instant Approval

No Credit Checks

Reporting to Credit Bureau

Build Credit With Responsible Account Management

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Reports to major credit bureau
  • Must have active debit card or credit card to qualify
  • Unsecured credit line
  • No credit checks
  • No employment check
  • Card can only be used for shopping at thehorizonoutlet.com 
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.0/5.0 from 1 Cardholder Review Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Easy Online Bill Pay

Pay Bills Online

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Shop online and in stores - everywhere Visa debit cards are accepted.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Check your balance, view transactions, and even transfer money with the RushCard mobile app.
  • Conveniently send money to friends and family who have a RushCard with a card to card transfer.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.0/5.0 from 2 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Easy Online Bill Pay

Pay Bills Online

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad
Highlights
  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Check your balance, view transactions, and even transfer money with the RushCard mobile app.
  • Shop online and in stores - everywhere Visa debit cards are accepted.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Conveniently send money to friends and family who have a RushCard with a card to card transfer.
  • Approval upon successful ID verification*. No credit check* or minimum balance required.
  • Your Funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

Quick Access to Funds

Direct Deposit Allows Faster Access to Money

Referral Rewards

Earn up to $20 for Every Referral

Regular Purchase APR

N/A

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/Limited/No History
Highlights
  • Click "APPLY NOW" to apply online
  • Get Your paycheck and tax refund faster with direct deposit
  • No credit check needed - 100% Approval* (ID verification required).
  • No credit card debt or late fees because this is not a credit card.
  • Earn cash back for using your card with the NetSpend Payback Rewards program.
  • Get real time activity alerts to your mobile phone or use the Mobile App to manage your account while you're on the go (Message & data rates may apply).
  • Earn up to $20 for every friend you refer.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.
More Card Details

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Prepaid Cards: Prepaid Credit Cards & Prepaid Debit Cards

 

Prepaid debit cards are similar to both ATM debit cards and regular credit cards in the sense that you can swipe them at any time to pay for products and services. They are especially helpful to those with bad credit who cannot qualify for an unsecured card otherwise. Prepaid cards are also helpful for parents wanting to give their kids a credit card with “training wheels” to teach them how to handle debt. Most prepaid debit cards are available with no fee, even to those who do not have a bank account or credit history. The prepaid credit card limit extended to you is based on how much money you deposit into the reloadable account ahead of time – or how much you “prepay” on the card.

You can use a prepaid card the same way you would use a debit or credit card, and you can make withdrawals or purchases against the cash balance in the account. If you use up your cash, the card limit runs out. Then you can recharge, or resupply, your reloadable card by making another cash deposit.

Check the details of each prepaid credit card because they all charge various fees and apply different rules. Many also offer helpful cash management and bill paying tools through convenient online account access that can assist with establishing an improved credit history. You will just have to see what options are available for you. Study the FAQ section of the card’s website or look for the terms and conditions page – which companies sometimes sneakily hide or bury where you have to look long and hard to find it. Here's a nice FAQs page for your convenience. 

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