Prepaid Debit Cards / Prepaid Credit Cards

Prepaid Debit Cards - Prepaid Credit Cards
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FingerHut Credit Account

 

Click the stars to submit your rating.

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Your Rating:

3.7/5.0 from 111 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Decision in 60 Seconds

Reports to Credit Bureaus

Build Credit With Responsible Account Management

Credit Lines

Earn Access to More Credit with Responsible Credit Use

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • Get $25 off $100 - USE Promo Code NC568. Exp. 2/28/2015.
  • *SEE Fingerhut.com Site for Terms & Conditions.

NetSpend® Visa® Prepaid Card

 

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Your Rating:

2.2/5.0 from 59 Cardholder Reviews Over the Past 60 Days!

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier

Prescription Discounts

Get up to 55% Off Prescriptions

Instant Approval

No Credit History Needed

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Get Your paycheck and tax refund faster with direct deposit
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.

Horizon Gold Card

 

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Your Rating:

3.7/5.0 from 63 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Decision in 60 Seconds

No Credit Checks

Applying Won't Negatively Impact Your Score

Reports to Credit Bureaus

Build Credit With Responsible Account Management

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Reports to major credit bureau
  • Must have active debit card or credit card to qualify
  • Unsecured credit line
  • No credit checks
  • No employment check
  • Card can only be used for shopping at thehorizonoutlet.com 

Pink NetSpend® Visa® Prepaid Card

 

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Thanks for rating!

Your Rating:

3.6/5.0 from 49 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Get Your Account Info Instantly

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier

Regular Purchase APR

N/A

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/Limited/No History

Highlights

  • Click "APPLY NOW" to apply online
  • Get paychecks or government benefits checks up to 2 days faster with Direct Deposit
  • No credit check needed - 100% Approval* (ID verification required).
  • No credit card debt or late fees because this is not a credit card.
  • Earn cash back for using your card with the NetSpend Payback Rewards program. Additionally, earn up to $20 for every friend you refer.
  • Get real time activity alerts to your mobile phone or use the Mobile App to manage your account while you're on the go (Message & data rates may apply).
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details.

Bronze ACE™ Visa® Prepaid Debit Card

 

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Your Rating:

3.1/5.0 from 50 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Get Your Account Info Instantly*

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier*

Access to Cash

Withdraw up to $300 a day with no fees*

Annual Fees

N/A

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/No Credit

Highlights

  • Click "APPLY NOW" to apply online
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Earn up to 5% APY while you save in an optional savings account.*
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*

CityScape ACE Elite™ Visa® Prepaid Debit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.1/5.0 from 63 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Get Your Account Info Instantly*

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier*

Access to Cash

Withdraw up to $300 a day with no fees*

Annual Fees

N/A

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/No Credit

Highlights

  • Click "APPLY NOW" to apply online
  • Earn up to 5% APY while you save in an optional savings account.*
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*

Pink ACE Elite™ Visa® Prepaid Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.1/5.0 from 61 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Get Your Account Info Instantly*

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier*

Access to Cash

Withdraw up to $300 a day with no fees*

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance— by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards — get special offers and account credits when you use them.*
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.

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Picture of Norma Williams

By: | May 31, 2015

I went to rebuilt my credit card now should I get a securely

1 Reply

By: CompareCards | Aug 18, 2015

Hi Norma,

Any credit card will help you rebuild credit as long as you use it responsibly my paying your bills on time and keeping your balance as low as possible. However, prepaid cards will not help you build credit because they do not report to the credit bureaus.

If you have poor credit, you might need to start with a secured credit card. The Capital One Secured MasterCard is a great option, and after a year of responsible use, you should be able to move up to a standard unsecured credit card.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Prepaid Cards: Prepaid Credit Cards & Prepaid Debit Cards

 

Prepaid debit cards are similar to both ATM debit cards and regular credit cards in the sense that you can swipe them at any time to pay for products and services. They are especially helpful to those with bad credit who cannot qualify for an unsecured card otherwise. Prepaid cards are also helpful for parents wanting to give their kids a credit card with “training wheels” to teach them how to handle debt. Most prepaid debit cards are available with no fee, even to those who do not have a bank account or credit history. The prepaid credit card limit extended to you is based on how much money you deposit into the reloadable account ahead of time – or how much you “prepay” on the card.

You can use a prepaid card the same way you would use a debit or credit card, and you can make withdrawals or purchases against the cash balance in the account. If you use up your cash, the card limit runs out. Then you can recharge, or resupply, your reloadable card by making another cash deposit.

Check the details of each prepaid credit card because they all charge various fees and apply different rules. Many also offer helpful cash management and bill paying tools through convenient online account access that can assist with establishing an improved credit history. You will just have to see what options are available for you. Study the FAQ section of the card’s website or look for the terms and conditions page – which companies sometimes sneakily hide or bury where you have to look long and hard to find it. Here's a nice FAQs page for your convenience.