Prepaid Debit Cards / Prepaid Credit Cards

2.6 - 68 reviews for top rated card

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Prepaid Debit Cards - Prepaid Credit Cards
  • Compare the best prepaid credit cards from our partners to help manage your funds
  • Expert and Independent ratings & consumer reviews for prepaid debit cards
  • Secure and immediate online application process
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Regular Purchase APR

N/A

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Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Enroll in Direct Deposit and get your pay up to two days early*. Certain restrictions apply. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Approval upon successful ID verification*. No credit check* or minimum balance required.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
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Your Rating:

3.4/5.0 from 21 Cardholder Reviews

 
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Regular Purchase APR

N/A*

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A*

Ongoing Information

Regular Purchase APR: N/A*
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.*
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.*
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn up to 5% APY while you save in an optional savings account.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.*
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Your Rating:

0.0/5.0 from 0 Cardholder Review

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit*.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
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Click the stars to submit your rating.

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Your Rating:

1.0/5.0 from 1 Cardholder Review

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
No Credit

Credit cards for no credit are intended for those without an established FICO score.

Get Your Free Score!
No/Limited

Highlights

  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF's early detection screening program for those in need.
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.* 
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.*
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.*
  • Earn cash back on your everyday purchases through Payback rewards - get special offers 
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Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Stay connected — keep track of your money on your mobile phone with the free RushCard app.
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen*. See card site for details.
  • Real time activity alerts sent to your mobile phone via text or email*. Standard text message and data rates, fees, and charges may apply.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.4/5.0 from 9 Cardholder Reviews

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Get Paid up to 2 days faster with direct deposit - payroll and government benefits
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
 
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Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit*.
  • Enroll in Direct Deposit and get your pay up to two days early*. Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Shop online and in stores - everywhere Visa debit cards are accepted.
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app.
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Approval upon successful ID verification*. No credit check* or minimum balance required.
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen*. See card site for details.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.6/5.0 from 68 Cardholder Reviews

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Reports to major credit bureau
  • Must have active debit card or credit card to qualify
  • Unsecured credit line
  • No credit checks
  • No employment check
  • Card can only be used for shopping at thehorizonoutlet.com 
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Shop online and in stores - everywhere Visa debit cards are accepted.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Check your balance, view transactions, and even transfer money with the RushCard mobile app.
  • Conveniently send money to friends and family who have a RushCard with a card to card transfer.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review

 
Get Offer

Apply Securely

Regular Purchase APR

N/A

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: N/A
Annual Fee: See Terms*
Credit Needed:
 
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Check your balance, view transactions, and even transfer money with the RushCard mobile app.
  • Shop online and in stores - everywhere Visa debit cards are accepted.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Conveniently send money to friends and family who have a RushCard with a card to card transfer.
  • Approval upon successful ID verification*. No credit check* or minimum balance required.
  • Your Funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.
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Updated on

Prepaid Cards: Prepaid Credit Cards & Prepaid Debit Cards

 

Prepaid debit cards are similar to both ATM debit cards and regular credit cards in the sense that you can swipe them at any time to pay for products and services. They are especially helpful to those with bad credit who cannot qualify for an unsecured card otherwise. Prepaid cards are also helpful for parents wanting to give their kids a credit card with “training wheels” to teach them how to handle debt. Most prepaid debit cards are available with no fee, even to those who do not have a bank account or credit history. The prepaid credit card limit extended to you is based on how much money you deposit into the reloadable account ahead of time – or how much you “prepay” on the card.

You can use a prepaid card the same way you would use a debit or credit card, and you can make withdrawals or purchases against the cash balance in the account. If you use up your cash, the card limit runs out. Then you can recharge, or resupply, your reloadable card by making another cash deposit.

Check the details of each prepaid credit card because they all charge various fees and apply different rules. Many also offer helpful cash management and bill paying tools through convenient online account access that can assist with establishing an improved credit history. You will just have to see what options are available for you. Study the FAQ section of the card’s website or look for the terms and conditions page – which companies sometimes sneakily hide or bury where you have to look long and hard to find it. Here's a nice FAQs page for your convenience. 

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