Prepaid Debit Cards / Prepaid Credit Cards

Prepaid Debit Cards - Prepaid Credit Cards
  • Compare the best prepaid credit cards from our partners to help manage your funds
  • Expert and Independent ratings & consumer reviews for prepaid debit cards
  • Secure and immediate online application process
Advertiser Disclosure
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert

Over 1,250,000 cardholders since 2005

As Seen In
  • CNN Money logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo
  • Forbes logo
  • CBS Marketwatch logo
Credit Card Calculators
PBS logo

Payoff | Balance Transfer

Credit Banner
Find Your Credit Score for Free
  • 100% Free Credit Score
  • Never Enter a Credit Card
  • Actively Manage Your Credit Health
Get Your Free Score Now
Calculator iconCredit Card Calculators
Pay Off Your Credit Card Balance

Estimate your monthly payments toward fully paying off credit card balances

Estimate Your Payment
Lower Interest Payments

Find out how much money in interest payments you can save by transferring an exisiting credit card balance to a lower interest rate credit card.

Start Saving
loader

FingerHut Credit Account

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.5/5.0 from 17 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Decision in 60 Seconds

Reports to Credit Bureaus

Build Credit With Responsible Account Management

Credit Lines

Earn Access to More Credit with Responsible Credit Use

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 150,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • Get $25 off $100 - USE Promo Code NC568. Exp. 2/28/2015.
  • *SEE Fingerhut.com Site for Terms & Conditions.

24k Prepaid Visa® RushCard

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.8/5.0 from 4 Cardholder Reviews Over the Past 60 Days!

Easy Online Bill Pay

Pay Bills Online

Instant Approval

No Credit History Needed

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Enroll in Direct Deposit and get your pay up to two days early.2 Certain restrictions apply. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Approval upon successful ID verification.1 No credit check.9 or minimum balance required.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy.7 See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.

Carbon Prepaid Visa® RushCard

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.0/5.0 from 2 Cardholder Reviews Over the Past 60 Days!

Easy Online Bill Pay

Pay Bills Online

Instant Approval

No Credit History Needed

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Annual Fees

See Terms*

Credit Needed

N/A

Highlights

  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit*.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Real time activity alerts to let you know when a deposit goes through or if your balance is running low.
  • Transfer money to another RushCard member for just $0.99 per transaction.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.

Gloss Prepaid Visa® RushCard

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.0/5.0 from 1 Cardholder Review Over the Past 60 Days!

Easy Online Bill Pay

Pay Bills Online

Instant Approval

No Credit History Needed

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app.
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen*. See card site for details.
  • Real time activity alerts sent to your mobile phone via text or email*. Standard text message and data rates, fees, and charges may apply.
  • Your funds are protected if your card is lost or stolen thanks to the Visa Zero Liability policy*. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.

Google Wallet Prepaid Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Cardholder Review Over the Past 60 Days!

Instant Approval

No Credit Check Required*

Accepted Everywhere

Use Anywhere That Takes MasterCard*

No Fees

No Annual Fee & No Cash Withdrawal Fee*

Annual Fees

$0

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad/No Credit

Highlights

  • Click "APPLY NOW" to apply online
  • Zero monthly, annual, or minimum balance fees
  • Manage your account on your mobile phone with the Google Wallet app for Android and iOS
  • Send money quickly and easily right from the app to anyone in the U.S.
  • Get transaction notifications in real-time on your mobile phone
  • Use your card everywhere Debit MasterCard is accepted - Issued by Bancorp Bank
  • Withdraw cash from virtually any ATM in the U.S.

NetSpend® Visa® Prepaid Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.6/5.0 from 5 Cardholder Reviews Over the Past 60 Days!

Get Paid 2 Days Faster

Direct Deposit Allows you to Access Money 2 Days Earlier

Prescription Discounts

Get up to 55% Off Prescriptions

Instant Approval

No Credit History Needed

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Get Your paycheck and tax refund faster with direct deposit
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card
  • Earn cash back with NetSpend Payback Rewards
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.

Midnight Prepaid Visa® RushCard

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.8/5.0 from 4 Cardholder Reviews Over the Past 60 Days!

Easy Online Bill Pay

Pay Bills Online

Instant Approval

No Credit History Needed

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Easy to sign up. Set up your secure PIN and load money to your card with cash or checks or enroll in Direct Deposit*.
  • Enroll in Direct Deposit and get your pay up to two days early*. Certain restrictions apply. See card site for details.
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Shop online and in stores - everywhere Visa debit cards are accepted.
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app.
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.

Edge Prepaid Visa® RushCard

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.0/5.0 from 1 Cardholder Review Over the Past 60 Days!

Easy Online Bill Pay

Pay Bills Online

Instant Approval

No Credit History Needed

Access to MoneyPass ATMs

Over 23,000 MoneyPass ATMs Available

Annual Fees

See Terms*

Credit Needed

N/A

Highlights

  • Click "APPLY NOW" to apply online
  • Get $20 when you Direct Deposit your tax return to your RushCard*
  • Get your government benefits up to two days early with Direct Deposit*. Certain restrictions apply. See card site for details.
  • Approval upon successful ID verification*. No credit check* or minimum balance required.
  • Access to over 23,000 fee-free MoneyPass® ATMs from coast-to-coast. Get cash or check your balance at no additional cost.
  • Stay connected — keep track of your money on your mobile phone with the free RushCard app
  • Easy Online Bill Pay to practically anyone — pay your rent, utilities or a friend.
  • Safer than carrying cash. With the Visa Zero Liability policy your funds are protected if your card is lost or stolen*. See card site for details.
  • Your funds are FDIC-Insured through MetaBank®, Member FDIC. Card accounts are subject to ID Verification.

Horizon Gold Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.6/5.0 from 24 Cardholder Reviews Over the Past 60 Days!

Instant Approval

Decision in 60 Seconds

No Credit Checks

Applying Won't Negatively Impact Your Score

Reports to Credit Bureaus

Build Credit With Responsible Account Management

Annual Fees

See Terms*

Credit Needed

 
Bad Credit

Credit cards for bad credit are intended for those with a credit score of 599 or Lower.

Get Your Free Score!
Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Reports to major credit bureau
  • Must have active debit card or credit card to qualify
  • Unsecured credit line
  • No credit checks
  • No employment check
  • Card can only be used for shopping at thehorizonoutlet.com 

Share your experiences, tips and tricks with us!

Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
card loader

Sort by:

Picture of Norma Williams

By: | May 31, 2015

I went to rebuilt my credit card now should I get a securely

1 Comment

By: CompareCards | Aug 18, 2015

Hi Norma,

Any credit card will help you rebuild credit as long as you use it responsibly my paying your bills on time and keeping your balance as low as possible. However, prepaid cards will not help you build credit because they do not report to the credit bureaus.

If you have poor credit, you might need to start with a secured credit card. The Capital One Secured MasterCard is a great option, and after a year of responsible use, you should be able to move up to a standard unsecured credit card.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Prepaid Cards: Prepaid Credit Cards & Prepaid Debit Cards

 

Prepaid debit cards are similar to both ATM debit cards and regular credit cards in the sense that you can swipe them at any time to pay for products and services. They are especially helpful to those with bad credit who cannot qualify for an unsecured card otherwise. Prepaid cards are also helpful for parents wanting to give their kids a credit card with “training wheels” to teach them how to handle debt. Most prepaid debit cards are available with no fee, even to those who do not have a bank account or credit history. The prepaid credit card limit extended to you is based on how much money you deposit into the reloadable account ahead of time – or how much you “prepay” on the card.

You can use a prepaid card the same way you would use a debit or credit card, and you can make withdrawals or purchases against the cash balance in the account. If you use up your cash, the card limit runs out. Then you can recharge, or resupply, your reloadable card by making another cash deposit.

Check the details of each prepaid credit card because they all charge various fees and apply different rules. Many also offer helpful cash management and bill paying tools through convenient online account access that can assist with establishing an improved credit history. You will just have to see what options are available for you. Study the FAQ section of the card’s website or look for the terms and conditions page – which companies sometimes sneakily hide or bury where you have to look long and hard to find it. Here's a nice FAQs page for your convenience.