Add cards to start comparing.

Compare Cards
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured
  • BBB logo
  • DigiCert

The Business Platinum® Card from American Express OPEN

The Business Platinum® Card from American Express OPEN

An Advertising Partner


Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 14 Offer Ratings
Over the Past 60 Days!

(14) Over the Past 60 Days!

  • Regular Purchase APR N/A
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $450
  • Credit Needed


  • Card Brand American Express

Card Details


  • Click "APPLY NOW" to apply online
  • Welcome Offer: Earn up to 75,000 Membership Rewards® points.
  • Earn 50,000 Membership Rewards points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • Get 50% more Membership Rewards® points. That’s 1.5 points per dollar, on each qualifying purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • Plus, continue to get one point per dollar for qualifying purchases under $5,000.
  • 50% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 50% of the points back.
  • You can also receive 50% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Terms & Restrictions Apply
  • See Rates & Fees

Card Fees

Late Payment Fees $38 or 2.99%, whichever is greater

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee N/A

Returned Payment Fee $38

Penalty APR N/A

Minimum Interest Charge $0.00

Ongoing Information

Rewards Cap No Cap

Rewards Rate 2x points when you book online with Amex Travel, 1x point per dollar on all other purchases

Annual Fee $450

Grace Period N/A

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the Editorial Team

American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum Card from American Express OPEN is no different, offering many services, perks and warranty extensions every card owner would want. 

To start, there is an excellent Welcome Offer that allows cardholders to receive up to 75,000 Membership Points®; you earn 50,000 points after spending $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. American Express Platinum Card members have access to three complimentary airport lounge programs; Centurion Lounges, Delta Sky Clubs®, and Airspace Lounges. Card members who are enrolled in Priority Pass™ Select have access to over 700 domestic and international lounges.

Cardholders can earn 1 point per dollar spent on eligible purchases and 2 points per dollar spent on eligible purchases on the American Express Travel website.* Like most AMEX cards, card members will also receive free room upgrades, breakfast for two, and other hotel perks at 600+ hotels worldwide. The staggering annual fee of $450 is something you need to weigh when deciding if this card is right for you and your business.

Expert Reviews of the The Business Platinum® Card from American Express OPEN

  • Regular APR

  • Intro APR

  • 4.0


  • 5.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Business Platinum Card is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should out weigh the $450 annual fee, depending on how you plan to use this card.

The Good

Card members receive great travel perks like airport lounge access to over 700 airport lounges and $200 airline fee credit annually to use incidental air travel fees. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.

The Not so Good

This card isn’t for the non-traveler or the businessman who’s strictly looking for working capital. Again, the annual fee is $450, but if your credit is good enough to get approved, the perks could really be worth it.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

  • star rating mask

Offer Rating


14 Total Ratings

5 Star
4 Star
3 Star
2 Star
1 Star

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+12 users submitted a rating without a full review

Sort by:

7 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Dec 11, 2015

Great customer service! The value in the card is the service. The perks are aimed at the travel client.

8 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Sep 26, 2014

The perks of this card are great for my business!

Back to top ↑