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The Enhanced Business Platinum® Card from American Express OPEN

The Enhanced Business Platinum® Card from American Express OPEN

An Advertising Partner

 

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Your Rating:

3.9/5.0 from 13 Offer Ratings
Over the Past 60 Days!

(13) Over the Past 60 Days!

  • Regular Purchase APR N/A
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $450
  • Credit Needed

    Excellent/Good

  • Card Brand American Express

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • LIMITED TIME OFFER: Earn up to 100,000 Membership Rewards® points. Offer expires January 25, 2017.
  • Earn 50,000 Membership Rewards points after you spend $5,000 and an extra 50,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • NEW: Get 50% more Membership Rewards® points. That’s 1.5 points per dollar, on each qualifying purchase of $5,000 or more. You can get up to 1 million additional points per year.
  • Plus, continue to get one point per dollar for qualifying purchases under $5,000.
  • NEW 50% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 50% of the points back.
  • NEW: You can also receive 50% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Terms & Restrictions Apply
  • See Rates & Fees

Card Fees

Late Payment Fees $38 or 2.99%, whichever is greater

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee N/A

Returned Payment Fee $38

Penalty APR N/A

Minimum Interest Charge $0.00

Ongoing Information

Rewards Cap No Cap

Rewards Rate 2x points when you book online with Amex Travel, 1x point per dollar on all other purchases

Annual Fee $450

Grace Period N/A

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

American Express is known by many customers for their selectivity and premium card membership perks. The Business Platinum Card from American Express OPEN is no different, offering many services, perks and warranty extensions every card owner would want. 

To start, there’s a limited time offer where card holders can receive 50,000 Membership Points® after spending $5,000 and an extra 50,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership. American Express Platinum Card members have access to three complimentary airport lounge programs; Centurion Lounges, Delta Sky Clubs®, and Airspace Lounges. Card members who are enrolled in Priority Pass™ Select have access to over 700 domestic and international lounges.

Cardholders can earn 1 point per dollar spent on eligible purchases and 2 points per dollar spent on eligible purchases on the American Express Travel website.* Like most AMEX cards, card members will also receive free room upgrades, breakfast for two, and other hotel perks at 600+ hotels worldwide. The staggering annual fee of $450 is something you need to weigh when deciding if this card is right for you and your business.

Expert Reviews of the The Enhanced Business Platinum® Card from American Express OPEN

  • Regular APR

  • Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Business Platinum Card is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should out weigh the $450 annual fee, depending on how you plan to use this card.

The Good

Card members receive great travel perks like airport lounge access to over 700 airport lounges and $200 airline fee credit annually to use incidental air travel fees. Additionally, card holders will enjoy purchase and return protection, extended warranty on purchases, and concierge service.

The Not so Good

This card isn’t for the non-traveler or the businessman who’s strictly looking for working capital. Again, the annual fee is $450, but if your credit is good enough to get approved, the perks could really be worth it.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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Offer Rating

3.9/5.0

13 Total Ratings

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Your Rating

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+11 users submitted a rating without a full review

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1 Found this review helpful

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By: | Dec 11, 2015

Great customer service! The value in the card is the service. The perks are aimed at the travel client.

2 Found this review helpful

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By: | Sep 26, 2014

The perks of this card are great for my business!

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