If you have no credit, you may find it more difficult to obtain a credit card. However, there are credit cards designed for people with no credit to assist them in building credit. This may require a minimum income or a co-signer, or sometimes both, before you can be approved for a no credit credit card.
Many cards for no credit don’t require a credit check
There are no credit credit cards which don’t require a credit check and guarantee approval. Most of these no credit check cards require a deposit to be made on the card and may have require monthly membership and annual card fees.
Build a credit history with credit cards for no credit
If you have no credit or a limited credit history, obtaining a credit card is a great way to start building some credit. There are student cards, prepaid and unsecured credit cards that are designed for people with no credit to help them develop a credit history. The most important factor is to always make your payments on time and in full, so that you can begin to build a positive credit score.
The following credit cards may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.
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Editor's Rating:
8.5
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Consumer Rating: (5 ratings)
8.4
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
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Editor's Rating:
9.0
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Consumer Rating: (4 ratings)
8.8
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
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Editor's Rating:
7.5
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Consumer Rating: (3 ratings)
9.7
| Intro APR: |
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| Regular APR: |
* |
| Annual Fee: |
None |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Instant Guaranteed Approval* - no credit check, no security deposit
- Free Direct Deposit - easy access to your funds
- Free Online Bill pay - no more mailing costly money orders.
- Free Money Transfers to other Facecard members - no more spending money on wire transfers.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Receive Prewards, which are like coupons, put directly on your card.
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Editor's Rating:
8.0
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Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
17.24% Variable |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
Don't know your Credit Score? Click here
- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 3,500 bonus points after $250 in purchases are made within 3 months of account opening.
- 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 7 months on purchases.
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Editor's Rating:
9.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- A safe alternative to credit card debt.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Instant and convenient access to funds and allowances.
- Have funds deposited directly onto your card-easier access to your paycheck.
- Safe and easy way to have funds when studying and travelling abroad.
- Receive Prewards, which are like coupons, put directly on your card.
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
