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3.7/5.0 from 80 Offer Ratings
Over the Past 60 Days!
Estimate your monthly payments toward fully paying off credit card balancesCredit Card Payoff Calculator
Find out how much money in interest payments you can save by transferring an exisiting credit card balance to a lower interest rate credit card.Balance Transfer Calculator
Earn 40,000 Bonus Miles in First 90 Days*
Earn 2X Miles on all Purchases*
Miles can cover purchases on any airline or hotel*
Earn 20,000 Bonus Miles in First 90 Days*
Earn 2x Miles on Travel & Dining
16.24%, 20.24% or 24.24%* Variable
2 points per $1 on gas, grocery & utility purchases*
Earn 1 point per $1 on all other purchases
8.25%* Variable APR on Purchases and Balance Transfers
No Annual Fee, No Balance Transfer Fee, & No Foreign Fees
Complimentary FICO Credit Score with Card Membership
1.5% Cash Back on all purchases*
0% APR for 12 months*
15.24%, 19.24% or 23.24%* Variable
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The Barclaycard reward credit card product for US consumers offers an aggressive combination of reward program with low introductory APR rates on both balance transfers and initial purchases.
The Barclaycard recently ranked #4 in overall customer satisfaction according to a 2014 national credit card satisfaction survey performed by J.D. Power and Associates. The company attributes this ranking to clear and consistent communication of terms.
Below is an image of the welcome letter sent via email immediately upon approval. What is especially interesting about the Barclaycard program is that once a consumer is approved for a new Barclaycard credit card, they can almost immediately access their account online. This is described in the email overview stating to go to www.barclaycardus.com where customers can check their Barclaycard credit card lines, view transaction summaries and check the status of balance transfers.
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