Barclaycard Credit Cards

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Bonus Miles

Earn 40,000 Bonus Miles in First 90 Days*

Intro Purchase APR

0% APR on Purchases and Balance Transfers for 12 Months

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 14.99% or 18.99%* (Variable)
Annual Fee: $0 for the first year, then $89*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

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Excellent

Highlights

  • Earn 40,000 bonus miles when you spend $3,000 or more on purchases in the first 90 days from account opening. 40,000 bonus miles equates to $400 off your next travel redemption!
  • 0% intro APR on purchases and balance transfers for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness
  • Earn 2X miles on all purchases
  • No mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel statement credits (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use your card to book through any airline, hotel or discount travel engine with no blackout dates or seat restrictions
  • Easily redeem your miles for statement credits towards all or a portion of your travel purchases within the last 90 days
  • Complimentary online FICO® Score access for Arrival cardmembers
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Bonus Miles

Earn 20,000 Bonus Miles in First 90 Days*

Intro Purchase APR

0% APR on Purchases

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 14.99% - 18.99%* Variable
Annual Fee: None
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Start by earning 20,000 bonus miles when you make $1,000 or more in purchases in the first 90 days from account opening. 20,000 bonus miles equates to $200 off your next trip!
  • 0% intro APR on balance transfers and purchases for the first 12 months after account opening. After that, variable APR, currently 14.99% or 18.99%, based upon your creditworthiness.
  • Earn 2X miles on travel and dining purchases,1X miles on all other purchases, and no mileage caps or foreign transaction fees
  • Get 10% miles back when you redeem for travel (i.e. redeem 25,000 miles for travel and get 2,500 miles back)
  • Use miles for a statement credit toward any airline purchase to any destination with no seat restrictions and no blackout dates
  • Easily redeem your miles for statement credits toward flights, cruises, car rentals, hotels and more
  • Complimentary one year subscription of TripIt Pro mobile travel organizer - a $49 value
  • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
 
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Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 8%
Annual Fee: $0
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers.  Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Bonus Rewards

2 points per $1 on gas, grocery & utility purchases*

Rewards Rate

Earn 1 point per $1 on all other purchases

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 24.99%* (Variable)
Annual Fee: $0
Rewards Rate: Earn 1 point per $1 on all other purchases
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a FICO score between 660 - 699.

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Average Credit

Highlights

  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
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Bonus Rewards

10,000 Bonus Points*

Rewards Rate

Earn 2 Points per $1*

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 14.99% - 22.99% (Variable)
Annual Fee: $0
Rewards Rate: Earn 2 Points per $1*
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a FICO score between 660 - 699.

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Good/Average

Highlights

  • All 32 teams or the NFL Shield card plastic are available
  • No annual fee
  • Earn 10,000 bonus points after $500 in purchases, redeemable for $100 cash back statement credit
  • Earn 2 points per $1 spent on NFL or team purchases in-stadium and at the Pro Shop and 1 point per $1 on all other purchases
  • No limit to the points you can earn
  • Redeem points for VIP NFL experiences, game tickets or cash back statement credits on travel or any other purchase of $25 or more
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
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Bonus Miles

40,000 miles*

Rewards Rate

2 miles per $1*

Sign Up Offer

Intro Purchase APR 0% for 12 Months
Intro Balance Transfer: 0% for 12 Months

Ongoing Information

Regular Purchase APR: 15.99% or 24.99% (Variable)
Annual Fee: $89
Rewards Rate: 2 miles per $1*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Earn up to 40,000 bonus miles with qualifying transactions
  • Exclusive: Book award flights for 5,000 fewer miles - award travel starts at just 20,000 miles for cardmembers
  • Zone 2 boarding on all US Airways flights
  • Earn 2 miles per $1 on US Airways purchases
  • Earn 1 mile per $1 on purchases everywhere else
  • Annual companion certificate good for up to 2 companion tickets at $99 each, plus taxes and fees
  • First Class check-in
  • Please see terms and conditions for complete details
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Bonus Rewards

2,500 bonus points

Rewards Rate

3 Points per $1*

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 13.74%-21.74% (Variable)
Annual Fee: $0
Rewards Rate: 3 Points per $1*
Credit Needed:
 
Excellent to Good

Credit cards for excellent credit are intended for those with a FICO score of 700 or Higher.

Get Your Free Score!
Good to Excellent

Highlights

  • Receive 2,500 bonus points upon your first purchase
  • Enjoy free Online Shipping
  • Earn 3 Points per $1 spent at Williams-Sonoma
  • Earn 1 Point per $1 spent everywhere else
  • Earn $25 Gift Card bonuses or statement credits
  • Exclusive access to culinary experiences around the world
  • Plus no annual fee
  • Please see terms and conditions for complete detail
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Barclaycard Rewards Credit Cards

The Barclaycard reward credit card product for US consumers offers an aggressive combination of reward program with low introductory apr rates on both balance transfers and intial purchases.

The Barclaycard recently ranked #3 in overall customer satisfaction according to a 2011 national credit card satisfaction survey performed by J.D. Power and Associates. The company attributes this ranking to clear and consistent communication of terms.

Below is an image of the welcome letter sent via email immediately upon approval. What is escpecially interesting about the Barclaycard program is that once a consumer is approved for a new credit card, they can almost immediately access their account online. This is described in the email overview stating to go to www.barclaycardus.com where customers can check their credit lines, view transaction summaries and check the status of balance transfers.

 
 

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