Barclays Credit Card Offers

3.3 - 214 reviews for top rated card

  • star
  • star
  • star
  • star
  • star
Barclays Credit Card – Barclay Card
  • Compare Barclays credit card features offered by Barclaycard
  • Barclay credit card independent ratings and reviews
  • Secure and immediate online application process
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.2/5.0 from 619 Cardholder Reviews

 
Apply Now

Apply Securely

Bonus Rewards

2 points per $1 on gas, grocery & utility purchases*

Rewards Rate

Earn 1 point per $1 on all other purchases

Regular Purchase APR

24.99%* Variable

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 24.99%* Variable
Annual Fee: $0
Credit Needed:
 
Good Credit

Credit cards for good credit are intended for those with a credit score between 660 - 699.

Get Your Free Score!
Fair

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee
  • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else
  • Use the points you earn like cash to pay for almost any purchases you've made.
  • No redemption fees, no limit on the points you can earn and no complicated set up.
  • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score
  • Complimentary FICO® Credit Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.3/5.0 from 214 Cardholder Reviews

 
Apply Now

Apply Securely

Sign Up Offer

Standard APR

8% Variable

Fee Free

No Balance Transfer Fee or Annual Fee

Regular Purchase APR

8%

Sign Up Offer

Intro Purchase APR No intro APR
Intro Balance Transfer: N/A

Ongoing Information

Regular Purchase APR: 8%
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fees
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers.  Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
ribbon
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 147 Cardholder Reviews

 
Apply Now

Apply Securely

Bonus Rewards

10,000 Bonus Points*

Rewards Rate

Earn 2 Points per $1*

Regular Purchase APR

14.99%, 19.99%, or 24.99%* Variable

Sign Up Offer

Intro Purchase APR N/A
Intro Balance Transfer: 0% for 15 months (must be completed within first 45 days of account opening)

Ongoing Information

Regular Purchase APR: 14.99%, 19.99%, or 24.99%* Variable
Annual Fee: $0
Credit Needed:
 
Fair Credit

Credit cards for fair credit are intended for those with a credit score between 600 - 659.

Get Your Free Score!
Average-Excellent

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for a $100 cash back statement credit
  • 0% promotional APR for 6 months on ALL ticket purchases from a team ticket office. After that, a variable APR currently 14.99%, 19.99% or 24.99%, based on your credit worthiness
  • Earn 2 points per $1 on NFL or team purchases - game tickets, in-stadium and at team Pro Shops - and 1 point per $1 on all other purchases
  • 20% off every purchase at NFLShop.com - that's $20 off every $100 you spend
  • Redeem points for VIP NFL experiences, game tickets or 1% cash back statement credits beginning at 2,500 points for a $25 statement credit 
  • All 32 team cards are available, customized with your favorite team's colors and logo
  • 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. After that a variable APR, currently 14.99%, 19.99% or 24.99%, based on your creditworthiness
Share your experiences, tips and tricks with us! Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.

Sort by:

Picture of Michelle Saffa Burkes
 

Excellent customer service; high limits, special financing offers throughout the year. My Interest rate on this card is even lower than my credit union. Very happy with this card.

Picture of Julie Lieven
 

Barclays wynham rewards card used for down payment on wyndham club equals points to pay maintenance fees.

card loader

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

Barclay Credit Card Rewards

The Barclaycard reward credit card product for US consumers offers an aggressive combination of reward program with low introductory APR rates on both balance transfers and initial purchases.

The Barclaycard recently ranked #3 in overall customer satisfaction according to a 2011 national credit card satisfaction survey performed by J.D. Power and Associates. The company attributes this ranking to clear and consistent communication of terms.

Below is an image of the welcome letter sent via email immediately upon approval. What is especially interesting about the Barclaycard program is that once a consumer is approved for a new Barclays credit card, they can almost immediately access their account online. This is described in the email overview stating to go to www.barclaycardus.com where customers can check their Barclay credit card lines, view transaction summaries and check the status of balance transfers.

Trust & Security
 

Over 1,250,000 cardholders since 2005

As Seen In
  •  
  •  
  •  
  •  
  •  
  •  
  •  
Credit Card Calculators
 

Payoff | Balance Transfer