"Being someone who never likes to get the 2nd best deal or offer, I felt that the Internet was a great tool to assist with comparing information."
"Certain municipalities will allow you to use a credit card as collateral for a traffic ticket ... The card essentially serves as a bond that prevents you from losing your license while you wait for your court date."
When it comes to making online purchases, “It’s just safer to use a credit card ... There are more protections in place.”
"You don’t want your balance due to be over 33% of the available credit line."
"Check the default rate. A consumer needs to understand what their interest rate would jump to if thye missed a payment. Should they miss a payment within the 30 day payment window their interest rate can almost double."
"Features like zero liability and credit report monitoring can help save consumers a lot of time and money in the face of various security threats, so they really warrant careful consideration before deciding on a deal."
“The closer you get to your credit limit, the riskier your credit profile is going to look ... with a cash advance ... You’re going to be charged a significant amount of interest."
"Credit card companies are competing heavily against one another because there's a smaller pool of prime customers ... The offers are the most generous they've ever been."
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