Good credit credit cards have low interest rates when compared to credit cards that are offered for fair or bad credit. Many credit cards for good credit have reward programs that offer points or cash back when you use your card.
Pay less interest with a good credit credit card
If you make your payments on time, have a low income to credit ratio and a fair amount of credit already established in your name, then you are likely to have good credit and be eligible for a good credit credit card. To qualify for a good credit score, you will need to be able to show that you have a history of timely repayment on your existing forms of credit. For most applicants, this includes bank loans, car loans, existing credit cards, utilities and more.
Use on-time payments to improve your good credit score
With a good credit score between 650 and 740, a new credit card can assist with building above average or good credit to excellent credit. The key to achieving this is on-time payment and consistently paying down any existing credit card debt.
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Editor's Rating:
9.5
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Consumer Rating: (25 ratings)
8.1
| Intro APR: |
0% |
| Regular APR: |
11.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
18 months on Balance Transfers*, 12 months on Purchases* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
- Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
- Citi® Identity Theft Solutions
- Secure, free online account management
- No annual fee
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Editor's Rating:
8.7
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Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
14.9% (V) |
| Annual Fee: |
None |
| Intro Period: |
until August 2011 |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
- 0% intro APR until August 2011 on purchases
- Transfer your higher-rate balances
- $0 Fraud Liability if your card is lost or stolen
- 24-hour travel & emergency assistance gives you a replacement card and cash advance
- 24-hour roadside assistance
- Travel accident insurance
- No annual fee
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Editor's Rating:
8.7
-
Consumer Rating:
0.0
| Intro APR: |
0% on purchases |
| Regular APR: |
19.8% (V) |
| Annual Fee: |
$39 |
| Intro Period: |
until May 2011 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Fair
|
Don't know your Credit Score? Click here
- 2% cash back on gas and groceries
- 1% cash back on all other purchases
- No limit on the cash you can earn and cash won't expire
- Get your cash back whenever you want
- 0% intro APR on purchases until May 2011
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Editor's Rating:
8.5
-
Consumer Rating: (2 ratings)
8.0
| Intro APR: |
0% |
| Regular APR: |
12.99% - 20.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
0% on purchases |
| Regular APR: |
19.8% (V) |
| Annual Fee: |
$39 |
| Intro Period: |
until May 2011 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Fair
|
Don't know your Credit Score? Click here
- 0% intro APR on all purchases until May 2011
- Upload a favorite image to create your own card design
- $0 Fraud Liability if your card is lost or stolen
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Editor's Rating:
8.0
-
Consumer Rating: (1 ratings)
9.0
| Intro APR: |
0% if you qualify* |
| Regular APR: |
12.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months on BTs |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No annual fee
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
0% on purchases |
| Regular APR: |
16.90% (V) |
| Annual Fee: |
$0 |
| Intro Period: |
until August 2011 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until August 2011
- No annual fee
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Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
N/A |
| Annual Fee: |
$25 annual fee |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Fair
|
Don't know your Credit Score? Click here
- Earn 10,000 Membership Rewards(R) points after first purchase
- Enjoy a low annual fee of just $25 for Basic Card
- Pay no interest - that's because you pay in full each month
- Choose the Lifestyle Packs you want to customize your Card with the benefits you use most
- Protect eligible purchases with Purchase Protection and Extended Warranty
- Earn Membership Rewards(R) points with every eligible purchase - redeem points for travel, shopping, and great entertainment rewards
