Good credit credit cards have low interest rates when compared to credit cards that are offered for fair or bad credit. Many credit cards for good credit have reward programs that offer points or cash back when you use your card.
Pay less interest with a good credit credit card
If you make your payments on time, have a low income to credit ratio and a fair amount of credit already established in your name, then you are likely to have good credit and be eligible for a good credit credit card. To qualify for a good credit score, you will need to be able to show that you have a history of timely repayment on your existing forms of credit. For most applicants, this includes bank loans, car loans, existing credit cards, utilities and more.
Use on-time payments to improve your good credit score
With a good credit score between 650 and 740, a new credit card can assist with building above average or good credit to excellent credit. The key to achieving this is on-time payment and consistently paying down any existing credit card debt.
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Editor's Rating:
9.5
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Consumer Rating: (12 ratings)
9.5
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.49% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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Editor's Rating:
9.5
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Consumer Rating: (7 ratings)
9.6
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
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Editor's Rating:
9.0
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Consumer Rating: (14 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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Editor's Rating:
8.5
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Consumer Rating: (4 ratings)
8.0
| Intro APR: |
0% |
| Regular APR: |
13.90% |
| Annual Fee: |
None |
| Intro Period: |
Until October 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
- There's no limit to the miles you can earn and your miles won't expire
- There are no blackout dates and no seat restrictions
- Save with a 0% intro APR on purchases until October 2009
- No annual fee
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Editor's Rating:
8.5
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Consumer Rating: (6 ratings)
8.3
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.49% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR* on balance transfers and purchases for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- No annual fee
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Editor's Rating:
9.0
-
Consumer Rating: (5 ratings)
9.4
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
9.0
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Consumer Rating: (11 ratings)
8.3
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Double Cashback Bonus on grocery store purchases in November and December*
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
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Editor's Rating:
8.0
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Consumer Rating: (4 ratings)
7.5
| Intro APR: |
0% |
| Regular APR: |
19.80% |
| Annual Fee: |
None |
| Intro Period: |
Until February 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Average
|
Don't know your Credit Score? Click here
- Buy what you've been dreaming of and pay no interest until February 2009 on purchases
- Save with no annual fee
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
