Good credit credit cards have low interest rates when compared to credit cards that are offered for fair or bad credit. Many credit cards for good credit have reward programs that offer points or cash back when you use your card.
Pay less interest with a good credit credit card
If you make your payments on time, have a low income to credit ratio and a fair amount of credit already established in your name, then you are likely to have good credit and be eligible for a good credit credit card. To qualify for a good credit score, you will need to be able to show that you have a history of timely repayment on your existing forms of credit. For most applicants, this includes bank loans, car loans, existing credit cards, utilities and more.
Use on-time payments to improve your good credit score
With a good credit score between 650 and 740, a new credit card can assist with building above average or good credit to excellent credit. The key to achieving this is on-time payment and consistently paying down any existing credit card debt.
-
Editor's Rating:
9.0
-
Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
As low as 12.99% Variable |
| Annual Fee: |
None |
| Intro Period: |
up to 6 months on Purchases |
| Balance Transfer: |
Yes |
| Credit Needed: |
*Excellent/Good
|
Don't know your Credit Score? Click here
- 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR and No Annual Fee
-
Editor's Rating:
9.5
-
Consumer Rating: (19 ratings)
9.1
| Intro APR: |
0% |
| Regular APR: |
As Low As 11.99% Variable |
| Annual Fee: |
None |
| Intro Period: |
Up to 15 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR* on balance transfers and purchases for up to 15 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
-
Editor's Rating:
8.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
14.24% (V) |
| Annual Fee: |
$75 Annually |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
-
Editor's Rating:
7.5
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
14.99% or 21.99% Variable |
| Annual Fee: |
$0- $59* |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Fair
|
Don't know your Credit Score? Click here
- Over $1.1 Million Awarded to Date!
- Large monthly cash jackpots
- Earn entries from everyday shopping
- Get 1,000 entries just for applying!
- A New Winner Every Month!
- Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
-
Editor's Rating:
8.0
-
Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
14.24% Variable |
| Annual Fee: |
None |
| Intro Period: |
7 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
- 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 7 months on purchases and balance transfers.
-
Editor's Rating:
9.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
7.90% - 24.90% |
| Annual Fee: |
See Terms* |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Bad
|
Don't know your Credit Score? Click here
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
- On-call customer service representatives to assist you with questions or concerns
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
-
Editor's Rating:
9.0
-
Consumer Rating: (4 ratings)
8.8
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
