So what is considered to be excellent credit? A credit score of 750 or above is generally considered to be excellent credit and qualifies people for excellent credit credit cards. While it can vary, a score between 700 and 750 tends to be considered above average or good credit. Individuals with a high credit score as 750 are most eligible for the best credit card rates available.
Don’t just pick any excellent credit credit card
In addition to having excellent credit, card issuers evaluate your repayment history, your income versus your credit, your address history, how long you've had certain types of credit or maintained a specific type of credit product such as a mortgage. With excellent credit, you can afford to be more particular because you have access to the best excellent credit card deals available.
Receive your credit card faster with excellent credit
Credit cards that require excellent credit typically offer lower rates, special introductory deals or savings with cash back and special rewards cards. If you qualify, you can be approved faster and get on your way toward lower interest rates, more options and better benefits.
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Editor's Rating:
9.0
-
Consumer Rating: (14 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
10.99% |
| Annual Fee: |
None |
| Intro Period: |
12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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Editor's Rating:
8.0
-
Consumer Rating: (6 ratings)
8.2
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center.
- Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
- Checks will be sent automatically every time you earn $50
- 0% APR* on balance transfers for up to 12 months
- No annual fee
-
Editor's Rating:
9.5
-
Consumer Rating: (12 ratings)
9.5
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.49% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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Editor's Rating:
9.0
-
Consumer Rating: (3 ratings)
9.7
| Intro APR: |
N/A |
| Regular APR: |
14.90% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 2% cash back on purchases at gas stations and major grocery stores and 1% cash back on all other purchases.
- No limit on cash back and rewards won’t expire for the life of your account
- 14.9% APR on purchases and balance transfers
- Request your cash back rewards whenever you want
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Editor's Rating:
8.5
-
Consumer Rating: (7 ratings)
9.0
| Intro APR: |
0% |
| Regular APR: |
9.90% |
| Annual Fee: |
None |
| Intro Period: |
Until October 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 25% more than regular mileage cards with 1.25 miles for each dollar spent on purchases
- Save with a 0% intro APR on purchases until October 2009
- No expiration date on miles and no limit on the miles you can earn
- There are no blackout dates and no seat restrictions
- No annual fee
-
Editor's Rating:
9.5
-
Consumer Rating: (7 ratings)
9.6
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
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Editor's Rating:
9.0
-
Consumer Rating: (5 ratings)
9.4
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
8.5
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
N/A |
| Regular APR: |
9.99% - 19.99% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
- Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
- No Annual Fee
- Free 24/7 Concierge Service
- Absolute Fraud Protection
