So what is considered to be excellent credit? A credit score of 750 or above is generally considered to be excellent credit and qualifies people for excellent credit credit cards. While it can vary, a score between 700 and 750 tends to be considered above average or good credit. Individuals with a high credit score as 750 are most eligible for the best credit card rates available.
Don’t just pick any excellent credit credit card
In addition to having excellent credit, card issuers evaluate your repayment history, your income versus your credit, your address history, how long you've had certain types of credit or maintained a specific type of credit product such as a mortgage. With excellent credit, you can afford to be more particular because you have access to the best excellent credit card deals available.
Receive your credit card faster with excellent credit
Credit cards that require excellent credit typically offer lower rates, special introductory deals or savings with cash back and special rewards cards. If you qualify, you can be approved faster and get on your way toward lower interest rates, more options and better benefits.
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Editor's Rating:
9.0
-
Consumer Rating: (17 ratings)
9.1
| Intro APR: |
0% |
| Regular APR: |
11.99% - 18.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn more cash in more ways than anyone else(SM)*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
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Editor's Rating:
9.5
-
Consumer Rating: (18 ratings)
9.1
| Intro APR: |
0% |
| Regular APR: |
As Low As 11.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR* on balance transfers and purchases for up to 12 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
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Editor's Rating:
9.0
-
Consumer Rating: (11 ratings)
8.9
| Intro APR: |
0% |
| Regular APR: |
11.99% - 18.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Double Cashback Bonus on grocery store purchases in November and December*
- 0% Intro APR for 6 months on Purchases, and up to 6 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
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Editor's Rating:
8.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
13.24% |
| Annual Fee: |
$75 Annually |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 20,000 bonus points after $600 in purchases made within 3 months of account opening*
- Earn 2 points for every dollar spent on everyday purchases and 1 point for all other purchases*
- Earn 1 point for every mile you fly on any airline*
- Earn 1 point for every mile friends and family fly on tickets purchased with your card*
- Get a complimentary companion ticket when you buy a qualifying ticket*
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Editor's Rating:
8.5
-
Consumer Rating: (1 ratings)
6.0
| Intro APR: |
3.99% |
| Regular APR: |
11.99% - 18.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Double Cashback Bonus on grocery store purchases in November and December*
- Cash Rewards for your good credit management!*
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
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Editor's Rating:
8.0
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
2.90% |
| Regular APR: |
13.24% |
| Annual Fee: |
$45 |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
8.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
N/A |
| Annual Fee: |
$450 |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Make everyday purchases count twice: For a limited time, you can earn double membership rewards points on gas and groceries for your first year
- Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program® -- exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only® Events -- access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
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Editor's Rating:
8.0
-
Consumer Rating: (6 ratings)
9.2
| Intro APR: |
0% |
| Regular APR: |
11.99% - 18.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 12,000 Bonus Miles* – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire*
- No Annual Fee
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
