Discover® More Card, Editor Reviewed at CompareCards.com

Discover® More Card

Editor's Rating: 9.0
Consumer Rating: (20 ratings) 8.9

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Intro APR:	0%*
Regular APR:	11.99% - 20.99% (Variable)*
Annual Fee:	None

Intro Period:	6 Months*
Balance Transfer:	Yes*
Credit Needed:	Excellent

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0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee

EDITORS' RATINGS OVERALL SCORE

9.0

Overall

The Bottom-Line

For anyone with good credit and a high-interest balance to transfer, this is a good rewards card option.

The Good

15 months of introductory 0% APR on balance transfers, No expiration on Cashback Bonus and can redeem for cash, credit on account or increase or double points when redeemed for gift cards.

The Not So Good

APR is based on credit history review and can be high if credit is less than good.

CARD DESCRIPTION

The Discover More(SM) Card is a great card for people with good credit - especially in this challenging economic environment. Now termed the Discover More card, this credit card is considered the same as the Discover platinum credit card. 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more.

In addition to offering a nice rewards program, this card is also one of the better money savers if you have a high interest balance on another credit card. We find that most people can't beat or miss taking advantage of the 0% APR during the first 6 months of card activation on purchases and 15 months on balance transfers.

A cash rewards card and balance transfer card all in one, the Discover® More card is a good option to earn generous rewards that can be redeemed in a variety of ways. When you sign up for the Discover More(SM) Card you will be able to earn up to a 1% cash back bonus on all of your regular purchases. You can redeem the cash you earn for gift cards or certificates from over 70 brand name partners. There is no expiration on cash back earned with the card, you can apply reward cash balances to your account or increase and double your points when they are redeemed for gift cards.

The regular APR is based on your credit history review and if you don't have really good credit, it can be higher.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on the issuers website.

Read Customer Reviews (Last Reviewed: Jan 21, 2010)

DETAILED EDITORS' RATINGS

8.5

Introductory APR

0% intro APR on balance transfers for 15 months; and 0% intro APR on purchases for 6 months*

8.0

Benefits

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Up to 1% unlimited Cashback Bonus on all other purchases.

8.5

Fees

No annual fee; 4%* on balance transfers, CA Fee is $10 or 5%* whichever is greater

9.5

Regular APR

APR as low as 11.99%-20.99%*(Variable) based on credit history.