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Wells Fargo Platinum Visa® Card

Wells Fargo Platinum Visa® Card


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Your Rating:

4.0/5.0 from 329 Offer Ratings
Over the Past 60 Days!

(329) Over the Past 60 Days!

  • Regular Purchase APR 16.40%-26.24% (Variable)
  • Intro Purchase APR 0% for 15 months
  • Intro BT APR 0% for 15 months
  • Annual Fee $0
  • Credit Needed


  • Card Brand Visa®

Card Details


  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 16.40%-26.24% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

Card Fees

Foreign Transaction Fee 3%

Balance Transfer Fee 3% Intro for 15 months, then 5%

Cash Advance Fee 5%

Ongoing Information

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program No

Roadside Assistance Yes

Purchase Protection No

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The Wells Fargo Platinum Visa® Card is a good option for anyone looking for a simple credit card with no annual fee and a lengthy intro APR. This card comes with intro APR of 0% for 15 months on purchases and 0% for 15 months balance transfers. This can be really useful if you need to finance a big purchase or want to transfer for balance from a high interest credit card and pay off your debt.

There's no rewards program with this credit card, but you'll enjoy perks like Zero Liability protection and the ability to track your spending with their handy My Money Map feature. There is an intro balance transfer fee of 3% Intro for 15 months, then 5% after that.

Expert Reviews of the Wells Fargo Platinum Visa® Card

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0


  • 2.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

This card provides a solid intro APR and no annual fee. If that's all you're looking for in a credit card, then this one is a great fit.

The Good

With an intro APR of 0% for 15 months, this card is perfect for financing a big purchase or saving money on balance transfers.

The Not so Good

There's no rewards program with this card, and the ongoing interest rates are a little high.

Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.

Consumer Reviews

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Offer Rating


329 Total Ratings

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+326 users submitted a rating without a full review

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24 Found this review helpful

By: | Oct 15, 2017

Simply the best credit card ever!!!

41 Found this review helpful

By: | May 1, 2017

A very nice card to have

1 Reply

By: Angel Gonzalez | Aug 6, 2017

On the introductory rate of 0% for the first 18 months, was there a time frame and amount it had to be used by?

55 Found this review helpful

By: | Apr 28, 2017

This is one great card. Wells fargo is one great bank. 5 stars

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