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Wells Fargo Business Secured Credit Card

Wells Fargo Business Secured Credit Card


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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR Prime + 9.90%
  • Cash Advance APR Prime + 20.74%
  • Annual Fee $25 per card
  • Foreign Exchange Fee $0
  • Rewards Details Earn one point for every dollar OR receive 1% cash back automatically credited to your Wells Fargo business credit card account


  • Click "APPLY NOW" to apply online
  • Annual fee: $25
  • Credit line: Up to $25,000, depending on the amount you deposit to fund the card
  • Number of cards: Up to 10
  • Optional rewards program: Choose between rewards points or cash back

Expert Reviews

From the Editorial Team

This is a good credit cards for business owners that need a consistent source of financing for their business. Cardholders will have to put down a security deposit to get approved, but you will then have access to a revolving line of credit to use for any business expenses. There is an annual fee of $25, but the card comes with a host of perks and benefits. In fact, you get to choose the rewards program that you want with this credit card; you can receive cash back or rewards points that can be automatically credited to your account. 

Expert Reviews of the Wells Fargo Business Secured Credit Card

  • 5.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0


  • 4.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

This is a solid credit card for businesses that might not have the established business credit to get approved for an unsecured credit card. You get low interest rates, and a generous rewards program.

The Good

There's no foreign transaction fees, and you get to earn rewards with ever purchase; both of these features are very rare for a secured credit card. You also receive an extra rewards bonus each month that you spend over $1,000 with your card.

The Not So Good

You have to pay a $25 annual fee per card. Also, your credit line will be based on the amount of your deposit, but that's normal for secured credit cards.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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