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Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

An Advertising Partner

 

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Your Rating:

3.8/5.0 from 17 Offer Ratings
Over the Past 60 Days!

(17) Over the Past 60 Days!

  • Regular Purchase APR 15.49%-19.49% (Variable)*
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $0 intro annual fee for first year, then $95
  • Credit Needed

    Excellent

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Get 25,000 bonus Starpoints® after you use your new Card to make $3,000 in purchases within the first 3 months.
  • No Foreign Transaction Fees on international purchases.
  • Receive free in-room, premium internet access. Booking requirements apply.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • Get free nights at over 1,200 hotels and resorts in nearly 100 countries with no blackout dates. Some hotels may have mandatory service and resort charges.
  • $0 introductory annual fee for the first year, then $95.
  • Terms and Conditions apply.
  • See Rates & Fees

Card Fees

Late Payment Fees Up to $37

Foreign Transaction Fee None

Balance Transfer Fee Either $5 or 3% of the amount of each transfer, whichever is greater

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater

Returned Payment Fee Up to $37

Penalty APR 29.49%

Minimum Interest Charge N/A

Ongoing Information

Rewards Cap No Cap

Rewards Rate Earn up to 5 Starpoints on eligible purchases, & 1 Starpoint on all other purchases.*

Annual Fee $0 intro annual fee for first year, then $95

Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

With this card you get the privilege of being an American Express cardmember and it will reward you with plenty of Starpoints. Cardholders can get 25,000 bonus Starpoints by making $3,000 in purchases within the first 3 months of Card Membership. And for additional point accrual, cardmembers can earn up to 5 Starpoints on purchases at participating SPG hotels and resorts, and one Starpoint for each dollar spent on all other eligible purchases.

Starpoints can be redeemed at more than 1,200 hotels in nearly 100 countries without any restrictive blackout dates. As long as there is a standard room available at the participating hotel, you can book the a room by redeeming Starpoints. Hotel redemptions start at just 3,000 Starpoints for a category 1 hotel, and cardholders can transfer their Starpoints to nearly 30 popular airline frequent flyer programs.

The current APR for purchases and balance transfers is 15.49%-19.49% variable, depending on your creditworthiness. There is also a $95 annual fee, but American Express waives it for new cardholders the first year.

Expert Reviews of the Starwood Preferred Guest® Credit Card from American Express

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Starwood Preferred Guest Credit Card from American Express has one of the best travel rewards programs on the market, especially for those who like to stay at Starwood hotels. You can get 25,000 bonus points within your first 3 months and the points are good for credit towards hotel stays without blackout dates or air travel.

The Good

The ability to transfer your Starpoints to so many valuable airline partners makes The Starwood Preferred Guest Credit Card from American Express very appealing, even if you don't exclusively stay at Starwood hotels. With a low annual fee and great redemption options, every travel enthusiast should consider carrying this card.

The Not so Good

You must have excellent credit to get approved and there's an annual fee of $95 after year one.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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Offer Rating

3.8/5.0

17 Total Ratings

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