Add cards to start comparing.

Compare Cards
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

Chase Slate®


Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 73 Offer Ratings
Over the Past 60 Days!

(73) Over the Past 60 Days!

  • Regular Purchase APR 16.49% - 25.24% Variable
  • Intro Purchase APR 0% Intro APR on Purchases for 15 months
  • Intro BT APR 0% Intro APR on Balance Transfers for 15 months
  • Annual Fee $0
  • Credit Needed


  • Card Brand Visa®

Card Details


  • Click "APPLY NOW" to apply online
  • $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future transactions is 5% of the amount transferred with a minimum of $5.
  • 0% Intro APR for 15 months on purchases and balance transfers. After that, 16.49% - 25.24% variable APR.
  • See monthly updates to your FICO® Score and the reasons behind your score for free
  • No Penalty APR – Paying late won't raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

Card Fees

Foreign Transaction Fee 3% of each transaction in U.S. dollars.

Balance Transfer Fee Intro $0 on transfers made within 60 days of account opening. After that: Either $5 or 5%, whichever is greater.

Cash Advance Fee Either $10 or 5% of the amount of each transfer, whichever is greater

Penalty APR None

Ongoing Information

Rewards Rate Non-rewards card

Annual Fee $0

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program Yes

Roadside Assistance No

Purchase Protection Yes

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

From the Editorial Team

The Chase Slate® is a card known for its debt management tools and other helpful resources that can assist the customer in reducing credit card debt through responsible financial awareness and smart budgeting practices. The card has been well received and is considered a good choice for most consumers, so it deserves consideration if you are in the market for a solid credit card.

With the Chase Slate® you get a very attractive 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months. Also, the annual fee is $0. Leveraging those features you can, for example, easily transfer those high-interest balances over to the Chase Slate® to gain control of your debts through lower monthly payments and no interest for a whole year. What really makes this card stand out is the $0 intro fee on transfers made within 60 days of account opening.

The key to the Chase Slate® “Blueprint” concept is that there are four strategies offered to you to pay off your balance. You can pay no interest on common purchase categories like groceries or gas if you pay those expenses off each month. They will be treated separately from other balances you carry, whereas normally you have to pay off the whole balance in an all-inclusive way to avoid any interest payments. You can also choose to split off purchases of big tickets items and set up a special schedule for paying them down faster by applying payments to them. Chase keeps track of all this for you so you can see at a glance how much you have left to pay.

There is also a “finish it” option. You set a date for paying off your balance, and the Slate card sets up a plan or blueprint to help you meet that goal. The forth option is one that allows you to track your progress as you meet your budgetary or bill payment benchmarks. You can see exactly how you are making progress, so the Slate is the right card for those who want free tools that really help combat unwanted debt.

Expert Reviews of the Chase Slate®

  • 5.0

    Regular APR

  • 5.0

    Intro APR

  • 5.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

Chase Slate® is the ideal card for those who want innovative and intuitively designed tools for paying off credit card debts. The card also gives you options so that you can isolate certain purchases or portions of your debt and pay those off separately to pay them off faster. With a $0 annual fee and a lengthy 0% intro APR, this is a great card for helping you get out of debt and reduce high interest credit card balances.

The Good

The features are practical, helpful, and work to free you from credit card debt. The intro rate is unbeatable and the annual fee is $0, plus the options available on the Slate card provide a real road-map to guide you out of debt and financial trouble.

The Not so Good

If you don’t have good enough credit you might not qualify for this card. If you are more interested in rewards and cash back types of perks, then this is not your best choice because it is focused on debt management features.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Consumer Reviews

  • star rating mask

Offer Rating


73 Total Ratings

5 Star
4 Star
3 Star
2 Star
1 Star

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+35 users submitted a rating without a full review

Sort by:

21 Found this review helpful

By: | Apr 29, 2017

This was my first card I've had it about a year. I have enjoyed the card and it had helped build my credit.

78 Found this review helpful

By: | Apr 7, 2017

Used this to pay off several high APR cards, great deal, customer service is excellent you can't beat the offer. I saved a good bit on the 0% APR. When your on a budget every penny saved helps!

71 Found this review helpful

By: | Mar 15, 2017

Sounds like a great deal!

121 Found this review helpful

By: | Jan 31, 2017

This card sounds perfect for us. 0% interest and no fee on balance transfers, plus a monthly credit check!!

117 Found this review helpful

By: | Dec 30, 2016

The no fee on balance transfers for the first 60 days.

149 Found this review helpful

By: | Dec 6, 2016

This card came with a 0% introductory APR, so it was a really good one for me for that reason. There was also a $0 balance transfer fee, so I was able to pay down some debt using this card. I’ve purchased a few things with it and it’s been simple to pay online or by mail, so it works like any other credit card in that sense. To be honest, I’m not really sure what (if any) rewards come with this card, but I’ll be pleasantly surprised if I do get something for using it. All in all, I’d say go for it if you want to divide up your debt and reduce your monthly payments. Just make sure you begin paying at least the minimum on this card immediately and try to pay it off before the 0% time period ends.

131 Found this review helpful

By: | Nov 29, 2016

Excellent Card! I have been watching and transferring credit balances for years, this is the first one with ZERO balance transfer fee!

108 Found this review helpful

By: | Oct 28, 2016

I'm looking for my first credit card, and for my needs this sounds pretty good.

130 Found this review helpful

By: | Aug 30, 2016

Is the 0% for 15 months only balance transfers or if is also for any charges you make. Can you transfer from one chase card to another?

2 Replies

By: CompareCards | Aug 31, 2016

The Chase Slate comes with 0% intro APR on both balance transfers and purchases. However, you cannot make a balance transfer from one Chase card to another. This rule is not specific to Chase, as you cannot transfer a balance between any credit cards issued by the same bank.

By: Gustavo Concha | Nov 7, 2016

I need to ask you if i can transfer balances from any credit card? For instance Lowe's credit card?

125 Found this review helpful

By: | Aug 25, 2016

I have a Chase Slate card and I am especially interested in the fact that you receive an update on your FICO Score each month. I haven't taken advantage of the other benefits described above, in fact was not aware of all of them. So now, I have more information to act on and am glad I saw this review.

135 Found this review helpful

By: | Aug 18, 2016

I'm very interested in this card but wanted to clarify zero fee for transfers in first 60 days. Does that mean that I could transfer a balance now, then another 30 days later and even another within the 60 day window and still incur no transfer fees?

1 Reply

By: CompareCards | Aug 29, 2016

That is correct!

137 Found this review helpful

By: | May 3, 2016

Chase Slate is a great card for people to use for their purchases. I also like having the low interest rates and the perks you get from using this particular card. Their customer service could use a little work though, which is why I rated the card 4 stars instead of 5 stars. Other than that it is the perfect card!

158 Found this review helpful

By: | Apr 28, 2016

I currently have an Equifax Credit Score of 749. It will be back up to 760+ within 3 to 6 months. I was above 760 but we bought 2 vehicles within the last 2 months and the pulling of my Score PLUS the new debt dinged our Score about 12 Points. My question is, "Is there any way to do a "Soft Pull" and tell me what my approval amount will be? Reason is, if one is approved for $5000.00 and transfers $5000.00, this Damages ones' Score due to Balance to Limit of Card as Credit Bureaus like Balance to Limit to be 35% or Less. If unable to do Soft Pull and one does a Regular Pull and is approved for "X" Dollars and decides they don't want the Card, they are dinged 2 - 3 Points for pull! Thank You in Advance!

1 Reply

By: Houston Donald | Nov 14, 2016

Chase is a great company to start with. I have Case Hyatt card with 75 dollar fee per year. But this fee covers one night stay each year at Hyatt hotels. If you spend 2000 dollars in three months the first year will earn two days any Hyatt world wide. Chase does have some really good cards.

134 Found this review helpful

By: | Apr 20, 2016

the 0% transfer balance, the zero interest for 15 months on the balance transfer fee's. meaning less cards to keep track of each month

1 Reply

By: Mary Ellen Watson | Nov 28, 2016

Yes I like the 0% interest for 15 months And that it helps with getting you on the right track,and 0 interest on balance tranfers

112 Found this review helpful

By: | Apr 11, 2016

Its 0% transfer balance, is it zero interest for 18 months on the transfer...

1 Reply

By: Chasity Boykin-Shaw | Jun 19, 2016

for 15 months and the regular APR applies!


Back to top ↑