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3.8/5.0 from 710 Offer Ratings
Over the Past 60 Days!
Late Payment Fees See Terms
Foreign Transaction Fee 3% of each transaction in U.S. dollars.
Balance Transfer Fee Intro $0 on transfers made within 60 days of account opening. After that: Either $5 or 5%, whichever is greater.
Cash Advance Fee $10 or 5% of the amount, whichever is greater
Returned Payment Fee See Terms
Penalty APR None
Minimum Interest Charge See Terms
Rewards Cap Non-rewards card
Rewards Rate Non-rewards card
Annual Fee $0
Grace Period See Issuer Site*
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection Yes
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.
Chase Slate® is a card known for its debt management tools and other helpful resources that can assist the customer in reducing credit card debt through responsible financial awareness and smart budgeting practices. The card has been well received and is considered a good choice for most consumers, so it deserves consideration if you are in the market for a solid credit card.
With the Chase Slate you get a very attractive 0% intro APR on purchases and balance transfers for 15 months. Also, the annual fee is $0. Leveraging those features you can, for example, easily transfer those high-interest balances over to the new Slate Card to gain control of your debts through lower monthly payments and no interest for a whole year. What really makes this card stand out is the $0 intro fee on transfers made within 60 days of account opening.
The key to the Slate “Blueprint” concept is that there are four strategies offered to you to pay off your balance. You can pay no interest on common purchase categories like groceries or gas if you pay those expenses off each month. They will be treated separately from other balances you carry, whereas normally you have to pay off the whole balance in an all-inclusive way to avoid any interest payments. You can also choose to split off purchases of big tickets items and set up a special schedule for paying them down faster by applying payments to them. Chase keeps track of all this for you so you can see at a glance how much you have left to pay.
There is also a “finish it” option. You set a date for paying off your balance, and the Slate card sets up a plan or blueprint to help you meet that goal. The forth option is one that allows you to track your progress as you meet your budgetary or bill payment benchmarks. You can see exactly how you are making progress, so the Slate is the right card for those who want free tools that really help combat unwanted debt.
Chase Slate is the ideal card for those who want innovative and intuitively designed tools for paying off credit card debts. The card also gives you options so that you can isolate certain purchases or portions of your debt and pay those off separately to pay them off faster. With a $0 annual fee and 0% intro APR on purchases and balance transfers for 15 months, this is a great card for helping you get out of debt and reduce high interest credit card balances.
The features are practical, helpful, and work to free you from credit card debt. The intro rate is unbeatable and the annual fee is $0, plus the options available on the Slate card provide a real road-map to guide you out of debt and financial trouble.
If you don’t have good enough credit you might not qualify for this card. If you are more interested in rewards and cash back types of perks, then this is not your best choice because it is focused on debt management features.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Chase.
710 Total Ratings