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The Saks Platinum Mastercard (also referred to simply as the Saks Mastercard) lets you earn rewards points that you can use toward future purchases at Saks. The card also comes with other perks that are especially geared toward Saks customers.
If you are a big fan of Saks and also spend lots of money at spas and salons, this card might deserve consideration because of the chance to earn rewards in those categories. Otherwise there are other credit cards that offer comparable or better rewards programs that you can use to save money on Saks purchases.
You earn 3 points per dollar spent at salons and spas; 2 points per dollar spent on dining, gas, and groceries, and 1 point per dollar spent on everything else. You also get a $25 gift card as a sign-up bonus. Other perks include free shipping, early notification about special sales, invitations to exclusive Saks events, and special promotional offers. There is no annual fee and there are no foreign transaction fees.
The APR on purchases and balance transfers is 19.24% or 21.24%, depending upon your credit worthiness – and 25.49% for cash advances. There is also a surcharge of $15 or 3% of the amount of each balance transfer or cash advance, whichever is greater.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.