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primor® Secured Visa Gold Card

primor® Secured Visa Gold Card


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Your Rating:

3.2/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!

  • Regular Purchase APR 9.99%
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $49
  • Credit Needed


  • Card Brand Visa®

Card Details


  • Click "APPLY NOW" to apply online
  • Fast, easy application process
  • No processing or application fees!
  • Low fixed interest rates with no penalty rate!
  • Reports to all three nationwide credit bureaus
  • Guaranteed approval* As long as your monthly income exceeds your monthly expenses by $100 or more!*
  • *See application for additional details

Card Fees

Late Payment Fees $29

Foreign Transaction Fee 3% of each transaction in U.S. dollars

Balance Transfer Fee N/A

Cash Advance Fee 5%

Returned Payment Fee $29

Minimum Interest Charge $1.00

Ongoing Information

Rewards Cap Non-rewards card

Rewards Rate Non-rewards card

Annual Fee $49

Purchase Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the Editorial Team

The primor® Secured Visa Gold Card was designed to give people with poor or limited credit a chance to boost their scores while they shop. It acts similar to a prepaid credit card, but the balance for the card is paid up front. This card reports to all three credit bureaus and approval is guaranteed as long as your monthly income exceeds your monthly expenses by $100 or more.  

The primor® Secured Visa Gold Card can get you a credit limit of $200-$5,000 depending the amount of your savings deposit. The best part of this secured card is the super low interest rate that can’t be found on even the best unsecured credit cards on the market. The on-going interest rate is 9.99%.

Cardholders will need to open up an FDIC insured savings deposit with Berkshire Bank to secure the credit card with a credit limit equal to the amount of your savings.

The primor® Secured Visa Gold Card comes with few fees and since it’s a Visa, it’s accepted everywhere Visa is accepted. 

Expert Reviews of the primor® Secured Visa Gold Card

  • 5.0

    Regular APR

  • 1.0

    Intro APR

  • 4.0


  • 2.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

The primor® Secured Visa Gold Card can help those who do not have good credit to get begin to rebuild it. Though the card does require you to put in a security deposit (acting as the "limit" on the card), the payments you make toward it are reported to the credit bureau. Once you keep up with those payments for six months to a year, you should be able to qualify for a different card.

The Good

The main benefit of the primor® Secured Visa Gold Card is that it allows cardholders a chance to build their credit. The interest rate remains at a competitive 9.99% and the fees are very similar to what you would find with an unsecured credit card.

The Not so Good

This card does come with an annual fee of $49 each year.

Editorial Note: This content is not provided by Berkshire Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Berkshire Bank.

Consumer Reviews

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Offer Rating


16 Total Ratings

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