Credit One Bank® Gas Rewards Credit Card-Bad Credit

Overall Rating

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Add to Compare
Intro APR: No intro APR
Regular APR: 17.9% - 23.9% (V)
Intro Balance Transfer: N/A*
Ongoing Balance Transfer: N/A*
Annual Fee: $35-$75
Credit Needed: Bad

Highlights

  • 1% back on all gas purchases
  • No limit to the gas rewards you can earn
  • Rewards post to your account automatically each month
  • Get pre-qualified without affecting your credit score
  • Make your first six payments on time and get a credit line increase
  • Keep an eye on your credit information with free online monthly credit score tracking
  • Choose your card design from our premium gallery
  • Email or text alerts to remind you when your payment is due
 

Details from the CompareCards.com Editorial Team

From the CompareCards.com Editorial Team:

This is a versatile choice of plastic for those consumers who are trying to build or repair their credit. Not only does it offer unique features to help accomplish that, but it also delivers some additional perks and tools. Those include email and text account activity notifications, 24-hour online account access, travel accident insurance, an auto rental collision damage waiver, and zero-dollar fraud liability if the card is reported lost or stolen. For those who want to customize the appearance of their plastic, that is also an option. Just browse the images on the card’s website and pick your favorite. You can also pick your own recurring payment due date.

Cardholders are able to enjoy 1% in gas rewards with no cap on the number of rewards, which post to your account automatically each month. The Visa Platinum from Credit One Bank can be applied for online or when you receive a card membership invitation through the mail. 

If you receive a preapproved offer you are almost guaranteed to qualify for a card. But otherwise you can find out if you are prequalified by clicking on the various links provided on the Credit One Bank homepage. Those who want to find out if they are prequalified can do so within less than 60 seconds after filling out an online form at the company’s secure site. With pre-qualification you are able to find out whether your chance of approval is high before actually submitting an application.

The card carries an APR of 17.9 - 23.90%, which is relatively high, but is still pretty typical to other rates offered by many other cards today. There is, however, a rather high annual membership fee – something that is also a common feature among many cards that are marketed to people with less than stellar credit.

Expert Reviews of the Credit One Bank® Gas Rewards Credit Card-Bad Credit

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The Bottom Line

The Platinum card from Credit One Bank is geared toward the consumer who needs to find a card that will give them the tools necessary to improve their credit score and credit history.

The Good

Card holders can earn 1% cash back on gas purchases with no limit to rewards earned. This card offers several convenient features designed to help you manage, monitor, and improve your credit. You can also choose your own card design from the card issuer’s gallery of images.

The Not so Good

The annual fee caries from as low as $35 to as high as $75. There is no fee charged when you make a standard payment, but you’ll be charged $9.95 if you use the Express Payment option.

gives you incorrect credit scores and denies you credit

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By

(new york)

Date Posted

I definitely would not recommend this card to a friend.

1 out of 1 people found this review helpful.

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not bad

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By

(los angeles, ca)

Date Posted

I actually got a much higher limit than i expected and the cards works :). Only down side high fees. I pay before the bill post to minimize the APR and fees. Its a way back to 750 :)

I definitely would recommend this card to a friend.

5 out of 5 people found this review helpful.

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