Credit One Bank® Gas Rewards Credit Card

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3.0/5.0 from 90 Cardholder Reviews


90 Cardholder Reviews

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Intro APR: N/A*
Regular APR: 17.9% - 23.9% (Variable)*
Intro Balance Transfer: N/A*
Ongoing Balance Transfer: N/A*
Annual Fee: $35-99
Credit Needed:
Bad Credit

Credit cards for bad credit are intended for those with a FICO score of 599 or Lower.

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  • Unlimited 1% cash back gas rewards 
  • Get Pre-Qualified for a Platinum Visa credit card
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges

Details from the Editorial Team

From the Editorial Team:

This is a versatile choice of plastic for those consumers who are trying to build or repair their credit. Not only does it offer unique features to help accomplish that, but it also delivers some additional perks and tools. Those include email and text account activity notifications, 24-hour online account access, travel accident insurance, an auto rental collision damage waiver, and zero-dollar fraud liability if the card is reported lost or stolen. For those who want to customize the appearance of their plastic, that is also an option. Just browse the images on the card’s website and pick your favorite. You can also pick your own recurring payment due date.

Cardholders are able to enjoy 1% in gas rewards with no cap on the number of rewards, which post to your account automatically each month. The Visa Platinum from Credit One Bank can be applied for online or when you receive a card membership invitation through the mail. 

If you receive a preapproved offer you are almost guaranteed to qualify for a card. But otherwise you can find out if you are prequalified by clicking on the various links provided on the Credit One Bank homepage. Those who want to find out if they are prequalified can do so within less than 60 seconds after filling out an online form at the company’s secure site. With pre-qualification you are able to find out whether your chance of approval is high before actually submitting an application.

The card carries an APR of 17.9 - 23.90% variable, which is relatively high, but is still pretty typical to other rates offered by many other cards today. There is, however, a rather high annual membership fee – something that is also a common feature among many cards that are marketed to people with less than stellar credit.

Expert Reviews of the Credit One Bank® Gas Rewards Credit Card


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The Bottom Line

The Platinum card from Credit One Bank is geared toward the consumer who needs to find a card that will give them the tools necessary to improve their credit score and credit history.

The Good

Card holders can earn 1% cash back on gas purchases with no limit to rewards earned. This card offers several convenient features designed to help you manage, monitor, and improve your credit. You can also choose your own card design from the card issuer’s gallery of images.

The Not so Good

The annual fee caries from as low as $35 to as high as $99. There is no fee charged when you make a standard payment, but you’ll be charged $9.95 if you use the Express Payment option.

Editorial Note: This content is not provided by Credit One Bank. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank.

Top Offers
No Annual
No Foreign Fees
Instant Approval
Balance Transfer
Low Interest
Cash Back

Selected reviews

Educational / User Friendly

I appreciate all the simple, easy-to-read facts that CompareCards offer. Each week CompareCards presents articles to teach the average consumer, lik… Read more

Rhonda Clancey

Rhonda Clancey,


Above the pack

Tops on the ConsumerAction list says it all Read more

Chris Mettler

Chris Mettler,


Super helpful

I came here looking for a card to do my balance transfer to and their livechat support was able to suggest the best option, and I was approved! Read more

Teresa Womersley

Teresa Womersley,
North Charleston


compare now

helps shopping easier in trying to get the best shopping expericenc Read more

Jane Jakins

Jane Jakins,
Ocean Springs


Best website for Credit!

Love this site for credit reports, comparing credit cards and their rates, and finding awesome deals where I actually get MONEY BACK, just for using … Read more

Stephania Green

Stephania Green,
Grosse Pointe

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I absolutely love that their is no limit to the 1% cash back on gas purchases. The fees are a bit high though, so I am not quite sure if it is worth it in the long run. However, it can boost your credit score if you are smart about it. So, I would have to give this card only 3 stars.

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I actually got a much higher limit than i expected and the cards works :). Only down side high fees. I pay before the bill post to minimize the APR and fees. Its a way back to 750 :)

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