Credit One Bank® Credit Card with Gas Rewards

Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 60 Cardholder Reviews Over the Past 60 Days!

(60) Over the Past 60 Days!

  • Regular Purchase APR

    17.9% - 23.9% (Variable)*

  • Intro Purchase APR

    N/A*

  • Intro BT APR

    N/A

  • Annual Fees

    $35-99

  • Credit Needed

    Bad

Highlights

  • Click "APPLY NOW" to apply online
  • Unlimited 1% cash back gas rewards 
  • Get Pre-Qualified for a Platinum Visa credit card
  • Automatic reviews for credit line increase opportunities
  • Zero fraud liability protects you from unauthorized charges

Card Fees

Late Payment Fees $35

Foreign Transaction Fee 0%

Cash Advance Fee 8%

Returned Payment Fee $35

Minimum Interest Charge $1.00

Ongoing Information

Rewards Cap No Cap

Rewards Rate 1%

Annual Fee $35-99

Grace Period Posting Date

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Travel Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

  • 3.2/5

    Rating

  • Top Offers

  • Gas

  • No Score

    Credit Score Needed

Expert Reviews

From the CompareCards.com Editorial Team

Credit One Bank® is one of America's leading credit card providers, serving over 5 million customers nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.

This is a versatile choice of plastic for those consumers who are trying to build or repair their credit. Not only does it offer unique features to help accomplish that, but it also delivers some additional perks and tools. Those include email and text account activity notifications, 24-hour online account access, travel accident insurance, an auto rental collision damage waiver, and zero-dollar fraud liability if the card is reported lost or stolen. For those who want to customize the appearance of their plastic, that is also an option. Just browse the images on the card’s website and pick your favorite. You can also pick your own recurring payment due date.

Cardholders are able to enjoy 1% in gas rewards with no cap on the number of rewards, which post to your account automatically each month. The Visa Platinum from Credit One Bank can be applied for online or when you receive a card membership invitation through the mail. 

If you receive a pre-approved offer, you are almost guaranteed to qualify for a card. Those who want to find out if they are prequalified can do so within less than 60 seconds after filling out an online form at the company’s secure site. With pre-qualification you are able to find out whether your chance of approval is high before actually submitting an application.

The card carries an APR of 17.9 - 23.90% variable, which is relatively high, but is still pretty typical to other rates offered by many other cards today. There is, however, a rather high annual membership fee – something that is also a common feature among many cards that are marketed to people with less than stellar credit.

Expert Reviews of the Credit One Bank® Credit Card with Gas Rewards

  • 4.0

    Regular APR

  • 2.5

    Intro APR

  • 3.0

    Fees

  • 2.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Credit One Bank Credit Card with gas rewards is geared toward the consumer who needs to find a card that will give them the tools necessary to improve their credit score and credit history.

The Good

Card holders can earn 1% cash back on gas purchases with no limit to rewards earned. This card offers several convenient features designed to help you manage, monitor, and improve your credit. You can also choose your own card design from the card issuer’s gallery of images.

The Not so Good

The annual fee caries from as low as $35 to as high as $99. There is no fee charged when you make a standard payment, but you’ll be charged $9.95 if you use the Express Payment option.

Consumer Reviews

  • star rating mask

Overall Rating

3.8/5.0

60 Total Ratings

5 Star
 
 
(13)
4 Star
 
 
(26)
3 Star
 
 
(16)
2 Star
 
 
(4)
1 Star
 
 
(1)

Your Rating

+58 users submitted a rating without a full review

Sort by:

39 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Sep 22, 2014

I actually got a much higher limit than i expected and the cards works :). Only down side high fees. I pay before the bill post to minimize the APR and fees. Its a way back to 750 :)

31 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 7, 2014

I absolutely love that their is no limit to the 1% cash back on gas purchases. The fees are a bit high though, so I am not quite sure if it is worth it in the long run. However, it can boost your credit score if you are smart about it. So, I would have to give this card only 3 stars.