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3.8/5.0 from 33 Offer Ratings
Over the Past 60 Days!
15.65% - 24.15% Variable
Late Payment Fees Up to $35
Foreign Transaction Fee 3% or $1, whichever is greater
Balance Transfer Fee N/A
Cash Advance Fee $5.00 or 8%, whichever is greater
Returned Payment Fee Up to $35
Minimum Interest Charge $1.00
Rewards Cap No Cap
Rewards Rate 1% cash back on gas and grocery purchases, terms apply
Annual Fee $0-$99
Grace Period 0 Days
$0 Fraud Liability Yes
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
Credit One Bank® is one of America's leading credit card providers, serving over 5 million customers nationwide. Credit One is committed to providing customers with credit card products that offer more value through cash back rewards and free online monthly credit score tracking.
This is a versatile choice of plastic for those consumers who are trying to build or repair their credit. Not only does it offer unique features to help accomplish that, but it also delivers some additional perks and tools. Those include email and text account activity notifications, 24-hour online account access, travel accident insurance, an auto rental collision damage waiver, and zero-dollar fraud liability if the card is reported lost or stolen. For those who want to customize the appearance of their plastic, that is also an option. Just browse the images on the card’s website and pick your favorite. You can also pick your own recurring payment due date.
Cardholders are able to enjoy 1% in gas rewards with no cap on the number of rewards, which post to your account automatically each month. The Visa Platinum from Credit One Bank can be applied for online or when you receive a card membership invitation through the mail.
If you receive a pre-approved offer, you are almost guaranteed to qualify for a card. Those who want to find out if they are prequalified can do so within less than 60 seconds after filling out an online form at the company’s secure site. With pre-qualification you are able to find out whether your chance of approval is high before actually submitting an application.
The card carries an APR of 15.65 - 24.15% Variable, which is relatively high, but is still pretty typical to other rates offered by many other cards today. There is, however, a rather high annual membership fee – something that is also a common feature among many cards that are marketed to people with less than stellar credit.
The Credit One Bank Visa is geared toward the consumer who needs to find a card that will give them the tools necessary to improve their credit score and credit history.
Card holders can earn 1% cash back on gas purchases with no limit to rewards earned. This card offers several convenient features designed to help you manage, monitor, and improve your credit. You can also choose your own card design from the card issuer’s gallery of images.
The annual fee ranges from as low as $0 to as high as $99. There is no fee charged when you make a standard payment, but you’ll be charged $9.95 if you use the Express Payment option.
Editorial Note: This content is not provided by Credit One Bank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Credit One Bank.
33 Total Ratings