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Chase Palladium Credit Card

Chase Palladium Credit Card


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  • Credit Needed Exceptional
  • Annual Fee $595
  • Foreign Exchange Fee None


  • Click "APPLY NOW" to apply online
  • This card is offered by invitation only, to ultra-high-net-worth clients of JP Morgan's private bank, hence benefits are hard to establish.
  • Rumor has it that benefits include airport lounge privileges, access to luxury hotels, and access to a concierge service for travel planning, dining reservations, tickets for concerts, shows, sports and so on

Expert Reviews

From the Editorial Team

This plastic isn’t made of plastic but is constructed from palladium, one of the rarest minerals on earth that is related to platinum. If you carry the card, it will afford you perks and benefits typically offered only to the world’s rich and famous.

Expert Reviews of the Chase Palladium Credit Card

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 1.0


  • 5.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

It’s hard to rate a card shrouded in secrecy, but it probably offers a level of prestige that is on a par with its 5-star luxurious benefits. Whether it’s worth it depends on your spending patterns and the annual fee, which is relatively unknown unless you are a private banking customer.

The Good

Besides the fact that the card itself is made of a metal that is generally worth more than $500 per ounce, and has text engraved in it with real gold, there is no pre-set spending limit. Apparently you earn double points for travel, and one point per dollar for everything else. Perks include such things as rewards in the form of private jet travel, British Airways free companion tickets, and complimentary upgrades to 1st class. 
The status symbol value of cards in this realm are one of the biggest selling features, for people who crave financial status. Other benefits cited in a nearly 60-page benefits guide from the card issuer a few years ago included access to worldwide airport lounges, hotel burglary insurance, and emergency travel evacuation coverage.

The Not So Good

You have to have a special private banking account at JPMorgan to qualify to apply for this card. Most people who have those kinds of accounts are worth tens of millions of dollars. The other not-so-good feature is that since the card is so rare and elite, standard info like the terms and conditions of the card and the rewards program are very hard to learn. They aren’t widely available like they are with most cards.


The information related to this Chase-issued credit card has been collected by CompareCards and has not been reviewed or provided by the issuer of this card.

This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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