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3.9/5.0 from 235 Offer Ratings
Over the Past 60 Days!
0% for 15 months
0% for 15 months
Late Payment Fees See Terms
Foreign Transaction Fee 3% of each transaction in U.S. dollars
Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater
Cash Advance Fee $10 or 5% of the amount, whichever is greater
Returned Payment Fee See Terms
Penalty APR See Terms
Minimum Interest Charge See Terms
Rewards Cap 5% cash back caps at $1,500 per quarter
Rewards Rate Unlimited 1% Cash Back on every purchase, 5% Total Cash Back on up to $1,500 in combined purchases in bonus categories each quarter
Annual Fee $0
Grace Period See Issuer Site*
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The Chase Freedom is an excellent cash back credit card that also offers a nice intro APR. This card comes with $150 bonus cash back to new card members after spending at least $500 on purchases with the card during the first three months from account opening. For ongoing rewards, cardholders will earn a generous 5% cash back on certain rotating categories each quarter. The 5% cash back is limited to the first $1,500 in purchases in the specified category for that quarter, and the categories often include things like gas, groceries, dining, Amazon.com and more.
On top of that, you'll earn a steady 1% cash back on all other purchases with your with Chase Freedom. There is no annual fee with this credit card, and there's an introductory APR of 0% for 15 months on both purchases and balance transfers. After the intro period is up, the ongoing APR will be 14.24% - 23.24% (variable) based on your creditworthiness.
This card rewards you for spending, both with cash bonuses as well as with chances to rack up rewards as high as 5%. There is no annual fee and a nice intro APR as well.
The 5% cash back categories can help you rack up a lot of rewards. Meanwhile, you can earn $150 bonus cash back in the first 3 months, which is higher than most other cash back cards offer.
You can only get the 5% cash back in special categories that change quarterly, and you are limited to a $1,500 cap each quarter.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Chase.
235 Total Ratings