Capital One® SparkSM Cash for Business

Capital One® SparkSM Cash for Business
Apply Now

Highlights

  • Earn 2% cash back on every purchase, every day
  • Get a $100 cash bonus - just spend $1,000 within the first 3 months
  • Receive a $50 cash bonus by signing up for one or more employee cards
  • Enjoy award-winning small business customer service
  • $0 intro annual fee for the first year; $59 after that
  • Redeem cash rewards anytime, for any amount, even set up automatic redemption
  • Earn unlimited cash rewards that don't expire
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
N/A* 13.90% (Variable)* $0.00 1 year, then $59.00* N/A* Capital One Visa N/A* Excellent Business
Rates & Term Details

From the CompareCards.com Editorial Team:

For a user-friendly travel rewards card that offers a 0% intro rate, no annual fee, and miles that don’t expire or saddle you with inconvenient rules and restrictions, this card is hard to beat. There is no limit on how many miles you can earn, your miles don’t expire, and you can redeem them for travel on any airline with no blackout dates or seat restrictions. Or redeem miles for cash, merchandise, gift cards, and more. You can also enjoy a 0% APR.
Expert Reviews of the Capital One® SparkSM Cash for Business

  • star
  • star
  • star
  • star
  • star

Overall Rating

  • star
  • star
  • star
  • star
  • star

Introductory APR

  • star
  • star
  • star
  • star
  • star

Benefits

  • star
  • star
  • star
  • star
  • star

Fees

  • star
  • star
  • star
  • star
  • star

Regular APR

The Bottom-Line
The Spark Cash for Business lets you separate your personal expenses from your business expenses in an easy format, while offering a low introductory APR, no annual fee, and earnings of one mile per dollar spent on all purchases.

The Good
There is no annual fee, a 0% intro APR, you earn 1 mile per dollar on all purchases, and the card offers some good money management features to keep business and personal expenses accounted for separately.

The Not So Good
If you don’t travel then this card may not be your best match since it is primarily a travel rewards program card.
No reviews yet.
Thank you for writing a credit card review and rating Capital One® SparkSM Cash for Business. By taking a few minutes to share your opinions regarding Capital One® SparkSM Cash for Business, you are helping other credit card users make informed decisions. Your Capital One® SparkSM Cash for Business review is subject to our review guidelines.
Rate Your Capital One® SparkSM Cash for Business
*
* Your Rating for Capital One® SparkSM Cash for Business: Click numbers to rate the card
1 2 3 4 5
  
 
How is the Capital One® SparkSM Cash for Business in terms of: < Poor         Great >
* Introductory APR (Purchases and Transfers)
* Benefits (Reward program, service discounts, theft protection)
* Fees (Annual fee, balance transfers, cash advances)
* Standard APR
* Customer Service
The most useful comments contain specific examples about:
  • How the Capital One® SparkSM Cash for Business card has benefited you
  • Things that make Capital One® SparkSM Cash for Business better than other credit card
  • Things that aren't so great about Capital One® SparkSM Cash for Business
Please do not include: HTML, references to other sites, personal information or any profane, inflammatory or copyrighted comments.
*
Yes, I would recommend the Capital One® SparkSM Cash for Business
No, I would not recommend the Capital One® SparkSM Cash for Business
*
Ex. John the Runner
*
Ex. Chicago, IL