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3.1/5.0 from 18 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $39
Foreign Transaction Fee None
Balance Transfer Fee N/A
Cash Advance Fee 3% of the amount of the cash advance, but not less than $10
Penalty APR 30.15% (Variable)
Minimum Interest Charge See Terms*
Rewards Cap No Cap
Rewards Rate 1% Cash Back on every purchase, every day
Annual Fee $0
Purchase Grace Period 25 days
This card comes with an amped-up rewards program tied to an excellent card from a company that earns good reviews for customer service and card benefits. Users receive 1% cash back on every single purchase, every day and pay no annual fee. The Capital One Spark Classic for Business Card now comes with EMV chip technology and cardholders will pay no foreign transaction fees.
Employee credit cards can be added at no additional cost with year-end summary purchasing reports. Other nice perks to this card are $0 fraud liability protection, free auto rental collision damage protection with waiver, travel and emergency assistance, and access to online banking.
This card is great for small business owners looking to start building their business credit while also earning 1% cash back on every purchase.
There are a lot of features users enjoy with the Capital One Spark Classic for Business card, like no annual fee and the ability to customize your card by placing your business's logo on the card.
The APR is set at 23.74% (Variable), so make sure you pay your balances off each month to avoid paying the interest rate.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
18 Total Ratings