Click the stars to submit your rating.
Thanks for rating!
3.2/5.0 from 641 Cardholder Reviews
Call a Specialist 1-800-747-3893 M-F 8:30 to 5:30 EST
|Regular APR:||24.99%* Variable|
|Ongoing Balance Transfer:||24.99%* Variable|
Credit cards for fair credit are intended for those with a credit score between 600 - 659.Get Your Free Score!
From the CompareCards.com Editorial Team:
You only need average credit to qualify for the Barclaycard Rewards MasterCard, although it still has a great rewards rate including no annual fee. Cardmembers will earn one point per dollar on all purchases, plus double points (two per dollar) on items you already buy; gas, groceries, and utility purchases.
Reward points can easily be redeemed for credit to pay for anything you want, including retail shopping, restaurant dining, and travel on virtually any airline. Better yet, there are no redemption charges, there is no limit on how many points you can earn, and there are no blackout dates to limit your travel reservations.
The APR for cash advances is 24.99%* variable and the fee for foreign transactions is 3%, but that's no more than what most card companies charge these days. Take notice though, this card is not for those who are not on-time with their payments every month; the penalty APR is 27.24%.
This card requires only average credit -not excellent- but it also gives cardholders easy ways to earn rewards points and redeem them without annoying limitations and restrictions.
The rewards rate is really great, especially for someone with average credit. Cardmembers earn 2 points for purchases you already make, there's no annual fee and you earn 2,500 bonus points just for initially using the card.
This card has a cash advance surcharge is higher than it is with most cards and there's also a 3% foreign transaction fee. That’s not unusual, but it could impact consumers planning to do lots of overseas spending.
Editorial Note: This content is not provided by Barclaycard. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Barclaycard.
Share your experiences, tips and tricks with us!
There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.