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BankAmericard Travel Rewards® Credit Card

Apply for a Bank of America Rewards Card

BankAmericard Travel Rewards® Credit Card

Apply for a Bank of America Rewards Card

 

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Your Rating:

4.3/5.0 from 892 Offer Ratings
Over the Past 60 Days!

(892) Over the Past 60 Days!

  • Regular Purchase APR 15.24% - 23.24% Variable APR
  • Intro Purchase APR 0% for 12 billing cycles
  • Intro BT APR N/A
  • Annual Fees $0
  • Credit Needed

    Excellent/Good

Card Details

Highlights

  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Now with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.24% - 23.24% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%. Click “Apply Now” to learn more about Preferred Rewards.

Card Fees

Late Payment Fees Up to $37

Foreign Transaction Fee None

Balance Transfer Fee Either $10 or 3%, whichever is greater

Cash Advance Fee See Terms*

Returned Payment Fee Up to $27

Penalty APR Up to 29.99%, based on your creditworthiness

Minimum Interest Charge $1.50

Ongoing Information

Rewards Cap No Cap

Rewards Rate 1.5 points per $1 spent on all purchases

Annual Fee $0

Grace Period 25 Days

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The BankAmericard Travel Rewards® credit card is similar to other rewards cards, but also includes some special promotional offers/features that make it worthy of consideration. Points may be redeemed for flights, hotels, vacation packages, cruises, and more. As a new offer, cardholders can earn 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days — that can be a $200 statement credit toward travel purchases.

For example, you can earn 1.5 points for every dollar you spend on purchases, which is 50% more than the average rewards programs you see out there. There is no limit to the number of points you can receive with the Bank of America rewards card and the points never expire. Additionally, you can enjoy an annual 10% customer points bonus on your total purchases when you have a Bank of America® checking or savings account.  

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers, and there’s no annual fee. Redeeming your points for statement credits towards your travel purchases is simple and fast – call or go online to redeem those points after you pay for your travel expenses with your BankAmericard Travel Rewards® credit card.

 

Expert Reviews of the BankAmericard Travel Rewards® Credit Card

  • 4.5

    Regular APR

  • 4.5

    Intro APR

  • 4.5

    Fees

  • 5.0

    Benefits

  • star rating 5.0/5

    Overall Rating

The Bottom Line

This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.

The Good

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The BankAmericard Travel Rewards Program allows you to redeem points to pay for traveling expenses like hotels and cruises, and there's no annual fee.

The Not so Good

This card has its perks in certain categories that are OK, but it’s also not really great in any one category, just mediocre. Get the most out of this card by placing all travel expenses on this card to redeem all possible points.

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Bank of America.

Consumer Reviews

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Offer Rating

4.3/5.0

892 Total Ratings

5 Star
 
 
(508)
4 Star
 
 
(232)
3 Star
 
 
(100)
2 Star
 
 
(30)
1 Star
 
 
(22)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+886 users submitted a rating without a full review

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By: | Sep 3, 2016

Great cashback card to earn more

15 Found this review helpful

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By: | Jul 6, 2016

I have been very happy with my Bank of America card. I have been a customer with them for over 6 years and have never once had a bad experience. I had very poor credit when I first started banking with them and had to start out with a partially secured credit card. But thanks to their tips and help from my local branch, my credit score has raised dramatically over the last couple of years. I would definitely recommend this card to anyone looking for a new card or for a way to build your credit. I am now able to purchase a new car, a new home, and several other things that I would not have been eligible for a few years ago. I can look at my credit report and feel confident. Plus, if I were ever to have an emergency with my car, my house, my kids, or anything else, it isn't necessary to have money saved for that. I can use my Bank of America travel rewards card and pay it back when I can. Plus I get rewarded for using it. I know that there have been negative things in the media about Bank of America, but coming from a customer of theirs, I have always been satisfied. On the rare occasion when something doesn't seem right in my account or on my statement, the customer service representatives have handled my calls with friendliness and resolved any issues immediately. I don't see myself switching banks or credit cards anytime in the foreseeable future. I get all my account information electronically and it is very easy to monitor my account either online or through their app. I can even pay my credit card bill through the app and not have to worry about sending in a payment or wondering if it will reach them in time. Hats off to Bank of America!

80 Found this review helpful

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By: | Mar 20, 2015

In My opinion this Bank of America Travel Rewards Credit card has a lot of good features fro travelers 1) No Annual Fee 2) No Foreign Transaction fee; which is great to have it if you travel overseas or process transactions with merchants outside the USA, (Other Banks will charge you up to 3%, or you will have to pay an annual fee waive it i.e Chase Sapphire) 3) 1.5 points per dollar expended 4) Chip Technology or EMV Card at no charge (Other Banks will charge an annual fee too) which I think is a good feature for international travelers). 5) Visa Signature Benefits if you credit history Qualifies. 6) Bank of America Deals

113 Found this review helpful

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By: | Sep 22, 2014

In My opinion this Bank of America Travel Rewards Credit card has a lot of good features fro travelers 1) No Annual Fee 2) No Foreign Transaction fee; which is great to have it if you travel overseas or process transactions with merchants outside the USA, (Other Banks will charge you up to 3%, or you will have to pay an annual fee waive it i.e Chase Sapphire) 3) 1.5 points per dollar expended 4) Chip Technology or EMV Card at no charge (Other Banks will charge an annual fee too) which I think is a good feature for international travelers). 5) Visa Signature Benefits if you credit history Qualifies. 6) Bank of America Deals 7) 10% annual bonus on points earned if you have a qualified B of A Checking account. 8)Possibility to get up to 3 points per dollar when you buy your airline tickets thru B of A travel Center 9) World Wide acceptance. ) Besides to redeem your points to pay for travel related expenses I think you can even get cash back, but check with B of A for more details. Do you need more benefits? Bottom Line, Bank of America has been pretty aggressive offering this competitive Credit Card among other reward/travel credit cards offered in the market

54 Found this review helpful

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By: | Sep 22, 2014

Excellent

1 Reply

By: Evole Dee Marie | Aug 5, 2015

Thanks for the information

91 Found this review helpful

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By: | Sep 22, 2014

Very inaccurate "expert" review here, mentioning about perks only in certain categories(??)... However, you can earn 1.5points on everything and anything you buy, which is equal to 1.5% back and that can be redeemed it in cash (or statement credit). + additional 10% on top of those rewards if you are BofA customer already. 1.5% back (1.65% basically with BofA account) is top number, making this card top card comparable perhaps only with Capital One Quick Silver with its 1.5% back on all purchases (here is better that you get cash right the way, and no need to transfer to cash from rewards) True is it is actually most rewarding universal card for every day use. Card has not much to do with travels, although it may be used for them Great for,as mentioned, no fees at all including the international transactions. Excellent Card

1 Reply

By: Akin Berry | Feb 6, 2016

Great card for local and international travel for those who rarely travel (1-2 times a year). You can take a local train, local bus, or UBER/Lyft and redeem the rewards if you don't fly often. Only limitation is you can't transfer the points to a frequent flyer program.

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