Click the stars to submit your rating.
Thanks for rating!
4.3/5.0 from 1,211 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $38
Foreign Transaction Fee None
Balance Transfer Fee Either $10 or 3%, whichever is greater
Cash Advance Fee See Terms*
Returned Payment Fee Up to $27
Penalty APR Up to 29.99%, based on your creditworthiness
Minimum Interest Charge $1.50
Rewards Cap No Cap
Rewards Rate Unlimited 1.5 points per $1 spent on all purchases
Annual Fee $0
Purchase Grace Period 25 Days
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
The BankAmericard Travel Rewards® credit card is similar to other rewards cards, but also includes some special promotional offers/features that make it worthy of consideration. Points may be redeemed for flights, hotels, vacation packages, cruises, and more. As a new offer, cardholders can earn 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days — that can be a $200 statement credit toward travel purchases.
For example, you can earn 1.5 points for every dollar you spend on purchases, which is 50% more than the average rewards programs you see out there. There is no limit to the number of points you can receive with the Bank of America rewards card and the points never expire. Additionally, you can enjoy an annual 10% customer points bonus on your total purchases when you have a Bank of America® checking or savings account.
International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers, and there’s no annual fee. Redeeming your points for statement credits towards your travel purchases is simple and fast – call or go online to redeem those points after you pay for your travel expenses with your BankAmericard Travel Rewards® credit card.
This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.
International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The BankAmericard Travel Rewards Program allows you to redeem points to pay for traveling expenses like hotels and cruises, and there's no annual fee.
This card has its perks in certain categories that are OK, but it’s also not really great in any one category, just mediocre. Get the most out of this card by placing all travel expenses on this card to redeem all possible points.
Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.
1,211 Total Ratings