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3.2/5.0 from 6,116 Cardholder Reviews
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|Intro APR:||0% for purchases for 12 billing cycles*|
|Regular APR:||12.99% - 22.99% Variable* on purchases & balance transfers|
|Intro Balance Transfer:||0% for qualifying balance transfers for 12 billing cycles*|
|Ongoing Balance Transfer:||12.99% - 22.99% Variable* on purchases & balance transfers|
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From the CompareCards.com Editorial Team:
The BankAmericard Cash Rewards™ credit card is currently offering an online-exlusive $100 cash back bonus after you make at least $500 in purchases within the first 90 days of opening your account - that’s an appealing offer.
There is also no annual fee associated with this card and you are able to earn 1 percent cash back for every purchase. There are easy ways to access earned cash - you can set up your account to receive your cash back by direct deposit to a checking or savings account, have it credited to your statement or sent to you by check.
You also have the convenience of earning 3% back on gas purchases and 2% at grocery stores for the first $1,500 in combined purchases in those categories (at participating merchants).
The BankAmericard Cash Rewards™ credit card is a good rewards card that offers a chance to earn 1% on every purchase with no annual fee. There are other features like overdraft protection, too, and the interest rate is reasonable. Bank of America customers also get to enjoy an ongoing 10% cash rewards bonus when redeeming rewards directly into a Bank of America® checking or savings account.
If earning cash back is your goal, the BankAmericard Cash Rewards™ credit card is a good option for you. You can earn cash back on everything you buy and receive it in fast, easy, convenient ways and rewards do not expire.
It’s a solid rewards card, but is pretty streamlined, so you shouldn't expect a whole slew of different perks and benefits like some rewards programs give you. If you like to travel overseas, be aware that transactions made in a foreign currency and transactions made in U.S. dollars that are processed outside the United States are subject to a heavy surcharge of 3% of the U.S. dollar amount of each transaction, in addition to any other applicable fee.
Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Bank of America.
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