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3.8/5.0 from 370 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $38
Foreign Transaction Fee 3%
Balance Transfer Fee Either $10 or 3%, whichever is greater
Cash Advance Fee See Terms*
Returned Payment Fee Up to $27
Penalty APR Up to 29.99%, based on your creditworthiness
Minimum Interest Charge $1.50
Rewards Cap Bonus rewards categories cap at $2,500 combined per quarter
Rewards Rate 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, 3% on gas
Annual Fee $0
Purchase Grace Period 25 Days
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service Yes
The BankAmericard Cash Rewards™ credit card is currently offering a $100 online cash back bonus after you make at least $500 in purchases within the first 90 days of opening your account - that’s an appealing offer. Cardholders will enjoy 0% Intro APR for 12 billing cycles on purchases, and for any balance transfers made in the first 60 days, then 13.74% - 23.74% Variable APR
There is also no annual fee associated with this card and you are able to earn 1 percent cash back for every purchase. There are easy ways to access earned cash - you can set up your account to receive your cash back by direct deposit to a checking or savings account, have it credited to your statement or sent to you by check.
You also have the convenience of earning 3% back on gas purchases and 2% at grocery stores and wholesale clubs for the first $2,500 in combined purchases in those categories (at participating merchants).
The BankAmericard Cash Rewards™ credit card is a good rewards card that offers a chance to earn 1% on every purchase with no annual fee. There are other features like overdraft protection, too, and the interest rate is reasonable. Bank of America customers also get to enjoy an ongoing 10% cash rewards bonus when redeeming rewards directly into a Bank of America® checking or savings account.
If earning cash back is your goal, the BankAmericard Cash Rewards™ credit card is a good option for you. You can earn cash back on everything you buy and receive it in fast, easy, convenient ways and rewards do not expire.
It’s a solid rewards card, but if you like to travel overseas, be aware that transactions made in a foreign currency and transactions made in U.S. dollars that are processed outside the United States are subject to a heavy surcharge of 3% of the U.S. dollar amount of each transaction, in addition to any other applicable fee.
Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.
370 Total Ratings