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Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

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Your Rating:

3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!

  • Regular Purchase APR N/A
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees Intro annual fee $0 for first year, then $195
  • Credit Needed

    Excellent/Good

  • Card Brand American Express

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No matter where you're traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at americanexpress.com/hc. Terms apply.
  • There is a $0 introductory annual fee for the first year, then $195.
  • Terms and limitations apply. 
  • See Rates & Fees

Card Fees

Late Payment Fees Up to $38

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee See Terms*

Returned Payment Fee Up to $38

Penalty APR N/A

Minimum Interest Charge $0.00

Ongoing Information

Rewards Cap No Cap

Rewards Rate 3X points for flights, 2X points at US supermarkets, gas stations & restaurants, 1X points on other purchases

Annual Fee Intro annual fee $0 for first year, then $195

Grace Period N/A

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the CompareCards.com Editorial Team

The Premier Rewards Gold Card from American Express is specifically designed for those who really enjoy their membership reward benefits. The American Express Premier Rewards Gold Card offers 3X points for flights booked directly with airlines, 2X points at US restaurants and US gas stations, and 1X point per net dollar spent on other purchases. Cardholders can earn 25,000 Membership Rewards® bonus points after spending at least $2,000 during their first three months of membership. 

Membership Rewards® can be used on multiple airlines with no seat restrictions or blackout dates, or they can be used to book hotels, cruises and vacation packages – all while still earning from your own frequent flyer and guest rewards programs, as applicable. Points can also be redeemed for rewards from participating retailers.

The Premier Rewards Gold Card from American Express provides cardholders with a suite of services such as Fraud Protection Guarantee, Return Protection, Extended Warranty, Purchase Protection, and Emergency Card Replacement services. American Express Travel Service is also available with features like Baggage Insurance Plan, Emergency Check-In, Assured Reservations, Car Rental Loss and Damage Insurance, and Travel Accident Insurance. Some programs and services may require enrollment. *Terms and limitations apply.

Expert Reviews of the Premier Rewards Gold Card from American Express

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0

    Fees

  • 4.5

    Benefits

  • star rating 3.5/5

    Overall Rating

The Bottom Line

The card offers a much faster way to earn rewards points on various purchases such as stand-alone US gas stations and US restaurants. There's no annual fee for the first year and balances must be paid in full at the end of every month.

The Good

You can fast-track your rewards and earn them up to three times as fast while enjoying all the prestige and benefits of an American Express Gold Card.

The Not so Good

Prestige comes at a price, but not until after the first year. Pay $0 introductory annual fee the first year, then $195 each year after.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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Offer Rating

3.0/5.0

5 Total Ratings

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Your Rating

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+2 users submitted a rating without a full review

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By: | Jul 22, 2016

I been with American Express for along time,for international travel it is the best card to have.

8 Found this review helpful

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By: | Oct 8, 2014

I have been an American express card holder for over 10 years and love it. I love the rewards I earn, but also the customer service and support I've received over the years.

9 Found this review helpful

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By: | Oct 7, 2014

I have been an American Express member since 1999 and I have loved this card for that long. I am avid American Express user and have benefited from this card over the years with vacations and items from Amazon. One year I bought a few Christmas gifts with my Membership Rewards points. I think for the money, this card provides one of the best reward programs. I have been able to share this card with family members and its helpful to everyone that is using it. It helps control spending by knowing all bills are paid the following month. They also have the best customer service.

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