Add cards to start comparing.

Compare Cards
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured

Premier Rewards Gold Card from American Express

Premier Rewards Gold Card from American Express

An Advertising Partner


Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!

(7) Over the Past 60 Days!

  • Regular Purchase APR N/A
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees Intro annual fee $0 for first year, then $195
  • Credit Needed


  • Card Brand American Express

Card Details


  • Click "APPLY NOW" to apply online
  • Earn 25,000 Membership Rewards® Points after you use your new Card to make $2,000 in purchases within the first 3 months.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No Foreign Transaction Fees.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at Terms apply.
  • $0 Intro Annual Fee for the 1st year, then $195.
  • Terms Apply.
  • See Rates & Fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee N/A

Cash Advance Fee See Terms*

Penalty APR N/A

Ongoing Information

Rewards Rate 3X points for flights, 2X points at US supermarkets, gas stations & restaurants, 1X points on other purchases

Annual Fee Intro annual fee $0 for first year, then $195

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

From the Editorial Team

The Premier Rewards Gold Card from American Express is specifically designed for those who really enjoy their membership reward benefits. The American Express Premier Rewards Gold Card offers 3X points for flights booked directly with airlines, 2X points at US restaurants and US gas stations, and 1X point per net dollar spent on other purchases. Cardholders can earn 25,000 Membership Rewards® bonus points after spending at least $2,000 during their first three months of membership. 

Membership Rewards® can be used on multiple airlines with no seat restrictions or blackout dates, or they can be used to book hotels, cruises and vacation packages – all while still earning from your own frequent flyer and guest rewards programs, as applicable. Points can also be redeemed for rewards from participating retailers.

The Premier Rewards Gold Card from American Express provides cardholders with a suite of services such as Fraud Protection Guarantee, Return Protection, Extended Warranty, Purchase Protection, and Emergency Card Replacement services. American Express Travel Service is also available with features like Baggage Insurance Plan, Emergency Check-In, Assured Reservations, Car Rental Loss and Damage Insurance, and Travel Accident Insurance. Some programs and services may require enrollment. *Terms and limitations apply.

Expert Reviews of the Premier Rewards Gold Card from American Express

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 4.5


  • star rating 3.5/5

    Overall Rating

The Bottom Line

The card offers a much faster way to earn rewards points on various purchases such as stand-alone US gas stations and US restaurants. There's no annual fee for the first year and balances must be paid in full at the end of every month.

The Good

You can fast-track your rewards and earn them up to three times as fast while enjoying all the prestige and benefits of an American Express Gold Card.

The Not so Good

Prestige comes at a price, but not until after the first year. Pay $0 introductory annual fee the first year, then $195 each year after.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

  • star rating mask

Offer Rating


7 Total Ratings

5 Star
4 Star
3 Star
2 Star
1 Star

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+3 users submitted a rating without a full review

Sort by:

8 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jan 26, 2017

Absolutely love this card. Paid for my entire wedding on it. The flexible limit is super useful. The points are easy to use. The airline credit is great, as well as rental insurance. I would upgrade to the platinum if they didn't charge for a second card (for my wife).

8 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jul 22, 2016

I been with American Express for along time,for international travel it is the best card to have.

16 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

I have been an American express card holder for over 10 years and love it. I love the rewards I earn, but also the customer service and support I've received over the years.

17 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 7, 2014

I have been an American Express member since 1999 and I have loved this card for that long. I am avid American Express user and have benefited from this card over the years with vacations and items from Amazon. One year I bought a few Christmas gifts with my Membership Rewards points. I think for the money, this card provides one of the best reward programs. I have been able to share this card with family members and its helpful to everyone that is using it. It helps control spending by knowing all bills are paid the following month. They also have the best customer service.

Back to top ↑