Highlights

  • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
N/A* N/A* Introductory annual fee of $0 for the first year, then $175 N/A* American Express American Express 0.00* Excellent N/A
Rates & Term Details

From CompareCards.com Editor Team:

The American Express Premium Rewards Gold Card is specifically designed for those who routinely charge purchases and enjoy their membership rewards benefits. The card offers triple points on airfare purchases, double points on gas and groceries and one point per net dollar spent on everything else. There is no limit on how many points you can earn, the points do not have an expiration date, and Membership Rewards Points can be redeemed for shopping, dining and entertainment rewards.

15,000 Membership Rewards® bonus points are offered to those who spend at least $1,000 during their first three months of membership and 15,000 bonus points are awarded to those who spend at least $30,000 a year.

Membership Rewards can be used on any airline with no seat restrictions or blackout dates or to book hotels, cruises and vacation packages – while you can still earn from your own frequent flyer and guest rewards programs as applicable. Points can also be redeemed for rewards from participating retailers.

The American Express® Premier Rewards Gold Card also provides cardholders with a Fraud Protection Guarantee, Return Protection, Extended Warranty, and Purchase Protection and Emergency Card Replacement services. American Express Travel Service is also available and includes features such as a Baggage Insurance Plan, Emergency Check-In, Assured Reservations, Car Rental Loss and Damage Insurance, and Travel Accident Insurance.  The Gold Card status also offers certain privileges such as travel packages, pre-sale tickets, upgrades, and other benefits.

Our Expert Review

  • star
  • star
  • star
  • star
  • star

Overall Rating

  • star
  • star
  • star
  • star
  • star

Introductory APR

  • star
  • star
  • star
  • star
  • star

Benefits

  • star
  • star
  • star
  • star
  • star

Fees
$175 annual fee waived for the first year.

  • star
  • star
  • star
  • star
  • star

Regular APR
NA

The Bottom-Line
The card offers a much faster way to earn rewards points on purchases, but after the first year the annual fee is quite steep.

The Good
You can fast-track your rewards and earn them up to three times as fast while enjoying all the prestige and benefits of an American Express Gold Card.

The Not So Good
Prestige comes at a price. After the first year the annual fee is $175.

RATING:  
  • star
  • star
  • star
  • star
  • star
Great Card
Date Posted: 02/25/2011        By: Jason (Lexington, KY)
Detailed Ratings:
  • star
  • star
  • star
  • star
  • star
Introductory APR (Purchases and Transfers)      
Benefits (Reward program,service discounts, theft protection)      
Fees (Balance transfers, annual fee, cash advances)      
Standard APR      
Customer Service      
I definitely would recommend this card to a friend.
1 out of 2 people found this review helpful.
Was this review helpful? Yes   No  
Thank you for writing a credit card review and rating American Express® Premier Rewards Gold Card. By taking a few minutes to share your opinions regarding American Express® Premier Rewards Gold Card, you are helping other credit card users make informed decisions. Your American Express® Premier Rewards Gold Card review is subject to our review guidelines.
Rate Your American Express® Premier Rewards Gold Card
*
* Your Rating for American Express® Premier Rewards Gold Card: Click numbers to rate the card
1 2 3 4 5
  
 
How is the American Express® Premier Rewards Gold Card in terms of: < Poor         Great >
* Introductory APR (Purchases and Transfers)
* Benefits (Reward program, service discounts, theft protection)
* Fees (Annual fee, balance transfers, cash advances)
* Standard APR
* Customer Service
The most useful comments contain specific examples about:
  • How the American Express® Premier Rewards Gold Card card has benefited you
  • Things that make American Express® Premier Rewards Gold Card better than other credit card
  • Things that aren't so great about American Express® Premier Rewards Gold Card
Please do not include: HTML, references to other sites, personal information or any profane, inflammatory or copyrighted comments.
*
Yes, I would recommend the American Express® Premier Rewards Gold Card
No, I would not recommend the American Express® Premier Rewards Gold Card
*
Ex. John the Runner
*
Ex. Chicago, IL