• Editor's Rating: 9.0
  • Consumer Rating: (3 ratings) 9.7
Intro APR: 0%
Regular APR: As Low As 11.99%
Annual Fee: None
Intro Period: up to 12 Months
Balance Transfer: Yes*
Credit Needed: Good

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  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer APR - 2.99% for 12 months
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
RATING:  
10.0
Low %
Date Posted: 07/02/2008        By: Jeorge Kimber (Plano, TX)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
It is better than Discover.
I definitely would recommend this card to a friend.
1 out of 1 people found this review helpful.
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RATING:  
9.0
whoa.
Date Posted: 07/25/2008        By: kismet (darkside of the moon)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_half 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
REVIEW:
0% on purchases for 12 months. :)
I definitely would recommend this card to a friend.
1 out of 1 people found this review helpful.
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RATING:  
10.0
be flexible
Date Posted: 07/25/2008        By: alvin (frederick md)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_half 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
REVIEW:
If you love traveling this is the best card to get :) You can do your thing online, at agencies and it gives and gives rewards. I got this card because I needed more flexibility in airlines, but it's basically can be used for hotels, crusies, rental cars, vacations!
I definitely would recommend this card to a friend.
5 out of 5 people found this review helpful.
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