• Editor's Rating: 9.5
  • Consumer Rating: (7 ratings) 9.6
Intro APR: 0%
Regular APR: As Low As 8.99%
Annual Fee: None
Intro Period: Up to 12 Months
Balance Transfer: Yes*
Credit Needed: Good

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  • 0% APR on purchases for up to 12 months
  • No Annual Fee
  • Low Balance Transfer APR - 2.99% for 12 months
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
RATING:  
9.0
Great BT rate
Date Posted: 05/04/2008        By: Bob (Eugene, WA)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
Having the ability to get 0% APR for up to 15 months seems to be unique about this card. Fee free reward program and a fixed apr on transfers for life - is the card for me.
I definitely would recommend this card to a friend.
5 out of 5 people found this review helpful.
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RATING:  
9.0
Can't Beat 15 Months
Date Posted: 05/10/2008        By: Jim Sox Fan (MA)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
Fixed rate on transfers and up to 15 on 0% is unique.
I definitely would recommend this card to a friend.
3 out of 3 people found this review helpful.
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RATING:  
10.0
Can't beat fixed transfer rate
Date Posted: 05/14/2008        By: Dirk the Golfer (Providence, RI)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
I definitely would recommend this card to a friend.
1 out of 2 people found this review helpful.
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RATING:  
10.0
I didn't know that.
Date Posted: 07/02/2008        By: Susan (Virginia)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
I was surprised that AE could save gas money. I am not sure how it works but I gonna check with their representative.
I definitely would recommend this card to a friend.
1 out of 1 people found this review helpful.
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RATING:  
10.0
Good, except for balance transfers!
Date Posted: 07/23/2008        By: alvin (frederick, md)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
Great card, with its great rewards program, I'd say this is one that really saved me money. I just wish they allow balance transfers though.
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
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RATING:  
10.0
The best credit card I ever had.
Date Posted: 08/06/2008        By: Bill Cartenger (Concord, MA)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_full Orange_star_full 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box Blue_box 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box 
Standard APR Blue_box Blue_box Blue_box Blue_box Blue_box 
Customer Service Blue_box Blue_box Blue_box Blue_box Blue_box 
REVIEW:
AMEX blue gives 15 month intro period, great benefits, perfect rewards, and low interest rate. Today I am trying to get rid from credit cards I have and keep only this one.
I definitely would recommend this card to a friend.
No one has voted on how helpful this review was for them.
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RATING:  
9.0
No balance transfer.
Date Posted: 08/09/2008        By: Richard Stark (Dallas)
Detailed Ratings: Orange_star_full Orange_star_full Orange_star_full Orange_star_half Orange_star_empty 
Introductory APR (Purchases and Transfers) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Benefits (Reward program,service discounts, theft protection) Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Fees (Balance transfers, annual fee, cash advances) Blue_box Blue_box Blue_box Blue_box Blue_box_empty 
Standard APR Blue_box Blue_box Blue_box Blue_box_empty Blue_box_empty 
Customer Service Blue_box Blue_box Blue_box_empty Blue_box_empty Blue_box_empty 
REVIEW:
Browsing this website I found Blue AMEX under "Balance transfer" category. I think it is a little mistake because AMEX Blue doesn't approve balance transfer from other credit accounts. Anyway, American Express is the best deal for wealthy people with solid credit score.
I definitely would recommend this card to a friend.
0 out of 1 people found this review helpful.
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