American Express Credit Cards

American Express Card

Want to make certain that you’ve considered some of the best credit cards available? Then ensure American Express personal and commercial credit cards are at the top of your list.  Use your American Express card for all types of purchases and enjoy some of the most extensive customer service programs available.

American Express has taken its place among the finest of all credit cards available.  With American Express you can earn up to 5% cash back, unlimited cash rewards, travel rewards and more and, get first-class service in the process.

Exceptional customer service just one of the standard American Express rewards.

Named “Highest in Customer Satisfaction” among all credit card companies by J.D. Powers and Associates, American Express is second to none when it comes to first-class service. American Express rewards soccer moms and small business owners alike. Want a top-of-the-line rewards card?  Look no further than an American Express rewards card.  With an American Express credit card you’ll be rewarded with cash back, travel and merchandise rewards, and exceptional customer service tailored to small business.

  • Editor's Rating: 9.0 Top Pick
  • Consumer Rating: (3 ratings) 9.7
Intro APR: See Terms*
Regular APR: 17.24%-21.24% Variable
Annual Fee: No Annual Fee
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

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  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company
  • Editor's Rating: 9.0
  • Consumer Rating: (6 ratings) 9.5
Intro APR: See Terms*
Regular APR: 17.24%-21.24% Variable
Annual Fee: No Annual Fee
Intro Period: Up to 12 Months
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • 0% intro APR on purchases for 6 months and no annual fee
  • Flexibility to pay over time
  • Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores
  • Receive your cash back automatically as a statement credit
  • Editor's Rating: 8.5
  • Consumer Rating: (4 ratings) 6.8
Intro APR: N/A
Regular APR: N/A
Annual Fee: $125 annual fee
Intro Period: N/A
Balance Transfer: No
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in your first 3 months of Card membership - redeemable for select gift cards valued at $100!
  • The Membership Rewards program - Turn your everyday purchases into Membership Rewards points, and then redeem them for an amazing collection of travel, shopping, dining and entertainment rewards.
  • Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
  • Express Approval. Get a decision in 60 seconds.
  • Editor's Rating: 9.0
  • Consumer Rating: (4 ratings) 5.8
Intro APR: See Terms*
Regular APR: 15.24% variable
Annual Fee: See Terms*
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
  • Editor's Rating: 8.0
  • Consumer Rating: (1 ratings) 4.0
Intro APR: N/A
Regular APR: N/A
Annual Fee: $450 annual fee
Intro Period: N/A
Balance Transfer: No
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership - redeemable for one domestic round-trip Coach-Class airline ticket!
  • Airport Club Access: Access airport lounges around the world, compliments of Airport Club Access Program.
  • 24-Hour Concierge Service: From buying gifts to making reservations, the Platinum Card(R) Concierge is at your service so you can spend your energy doing what you want.
  • FINE HOTELS & RESORTS: Receive special amenities and comforts when staying at more than 600 boutique, resort and luxury hotels around the world.
  • Editor's Rating: 8.0
  • Consumer Rating: (3 ratings) 8.3
Intro APR: See Terms*
Regular APR: 15.24% variable
Annual Fee: See Terms*
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.

Experience fewer restrictions with American Express travel credit cards.

Say so-long to restrictions and black out dates.  Earn points on every purchase and redemption options on virtually every airline, hotel or rental car or cruise with the American Express credit card.  Small business owners can use the American Express commercial card and benefit from online account management features that help you manage your business better.

For the frequent business flyer, American Express rewards include the Platinum Business FreedomPass® card which rewards 1 point for every dollar spent and no black out dates and no restrictions and the Gold Delta Business SkyMiles® Credit Card which offers up to 30,000 bonus points, 1 mile for every dollar spent and savings of up to 5% on Delta Airline tickets among others. 

To review additional comparisons on specific types of American Express cards, please find them below: