Want to make certain that you’ve considered some of the best credit cards available? Then ensure American Express personal and commercial credit cards are at the top of your list. Use your American Express card for all types of purchases and enjoy some of the most extensive customer service programs available.
American Express has taken its place among the finest of all credit cards available. With American Express you can earn up to 5% cash back, unlimited cash rewards, travel rewards and more and, get first-class service in the process.
Exceptional customer service just one of the standard American Express rewards.
Named “Highest in Customer Satisfaction” among all credit card companies by J.D. Powers and Associates, American Express is second to none when it comes to first-class service. American Express rewards soccer moms and small business owners alike. Want a top-of-the-line rewards card? Look no further than an American Express rewards card. With an American Express credit card you’ll be rewarded with cash back, travel and merchandise rewards, and exceptional customer service tailored to small business.
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Editor's Rating:
9.5
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Consumer Rating: (7 ratings)
9.6
| Intro APR: |
0% |
| Regular APR: |
As Low As 8.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR on purchases for up to 12 months
- No Annual Fee
- Low Balance Transfer APR - 2.99% for 12 months
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
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Editor's Rating:
9.0
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Consumer Rating: (5 ratings)
9.4
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
8.5
-
Consumer Rating: (5 ratings)
9.0
| Intro APR: |
0% |
| Regular APR: |
As Low As 10.99% |
| Annual Fee: |
None |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
- 0% intro APR for up to 12 months.
- Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
- Pay in full, or carry a balance.
- Express Approval. Get a decision in less than 60 seconds.
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Editor's Rating:
9.0
-
Consumer Rating: (3 ratings)
9.7
| Intro APR: |
0% |
| Regular APR: |
As Low As 9.99% |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer APR - 2.99% for 12 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
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Editor's Rating:
8.5
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
N/A |
| Regular APR: |
0% |
| Annual Fee: |
$125 |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
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Editor's Rating:
8.0
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
2.90% |
| Regular APR: |
14.99% |
| Annual Fee: |
$45 |
| Intro Period: |
6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners
Experience fewer restrictions with American Express travel credit cards.
Say so-long to restrictions and black out dates. Earn points on every purchase and redemption options on virtually every airline, hotel or rental car or cruise with the American Express credit card. Small business owners can use the American Express commercial card and benefit from online account management features that help you manage your business better.
Operating in more than 130 countries, their range of cards is extensive and Amex cards offer fee free reward programs where you can earn cash back (up to 5%), travel rewards, gift cards or merchandise. When choosing a travel card, you’ll have several options including Blue Sky from American Express which offers 0% introductory APR for 6 months and 1 point earned for every $1 for savings on any airline, hotel, rental car or cruise. Plus, Blue Sky points allow you to travel anytime with no blackouts and no restrictions.
For the frequent business flyer, American Express rewards include the Platinum Business FreedomPass® card which rewards 1 point for every dollar spent and no black out dates and no restrictions and the Gold Delta Business SkyMiles® Credit Card which offers up to 30,000 bonus points, 1 mile for every dollar spent and savings of up to 5% on Delta Airline tickets among others.
Although American Express first made their mark with the charge card, which offered card holders the opportunity to charge purchases and pay the balance off each month, ranging from the Blue Cash® from American Express credit card to the Hilton HHonors Platinum Credit Card which lets you earn points when you stay at a Hilton hotel and the Clear from American Express which offers an introductory 0% APR for up to 12 months, the flexibility to pay over time and, of course, the American Express world-class customer service, there’s certain to be a card that will fit your needs.
To review additional comparisons on specific types of American Express cards, please find them below: