Want to get in on all of the great reward programs but don’t know where to start? Consider your habits and interests first. If you’re a traveler, check out the points or mile earning cards. Watching your pennies? Consider a cash back card. The variety of programs can be confusing but the rewards are worth the effort. A general reward card is a much better option than choosing a department store based rewards card.
Credit card rewards include features and benefits tailored to specific needs.
Credit card rewards are offered by virtually every card issuer. Find the best reward credit cards for your individual situation by considering the benefits and features of each. Before you begin, try to identify the type of rewards (travel, cash back, gas, etc.) that will meet your needs best. One great way to do this is by using the online card comparison tool for a side-by-side comparison.
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
0% on purchases |
| Regular APR: |
13.9% (V) |
| Annual Fee: |
None |
| Intro Period: |
until August 2011 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 1.25 miles per dollar on every purchase, every day
- Redeem miles for airline tickets, hotel rooms, car rentals and more
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- Use rewards for travel, merchandise, gift cards and more
- 0% intro APR on purchases until August 2011
- No foreign transaction fees
- No annual fee
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Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
13.9% (V) |
| Annual Fee: |
$59 |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 2 miles per dollar on every purchase, every day
- 10,000 bonus miles when you spend $1,000 in your first 3 months
- No limit on the miles you can earn and miles won't expire
- Fly free on any airline, any time with no blackout dates
- No foreign transaction fees
- Exclusive award-winning customer service
- Visa Signature® benefits like complimentary concierge and travel upgrades
- First year's annual fee is on us
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Editor's Rating:
8.5
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Consumer Rating: (2 ratings)
8.0
| Intro APR: |
0% |
| Regular APR: |
12.99% - 20.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- $50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
- 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
- 5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
- Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
- No annual fee
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Editor's Rating:
9.0
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Consumer Rating: (20 ratings)
8.9
| Intro APR: |
0%* |
| Regular APR: |
11.99% - 20.99% (Variable)* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
0% on purchases |
| Regular APR: |
16.90% (V) |
| Annual Fee: |
$0 |
| Intro Period: |
until August 2011 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
- Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
- 1 point per $1 spent on everything else
- 25 bonus points each billing period you keep your account in good standing by paying on time
- Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
- Also, redeem for Travel, Merchandise, Gift Cards and more
- No limit on the points you can earn and points don't expire
- 0% intro APR--pay no interest on purchases until August 2011
- No annual fee
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
12.24% Variable* |
| Annual Fee: |
See Terms* |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
- 2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
- Points are worth 25% more when you redeem for travel through Ultimate Rewards
- 7% annual points dividend - earn bonus points on your points
- 1:1 points transfer to leading airline and hotel programs
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Editor's Rating:
9.0
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Consumer Rating: (3 ratings)
9.7
| Intro APR: |
See Terms* |
| Regular APR: |
17.24%-21.24% Variable |
| Annual Fee: |
No Annual Fee |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% intro APR on purchases for 6 months and no annual fee
- Flexibility to pay over time
- Turn purchases into free travel: Enjoy travel rewards with no travel restrictions or blackout dates - get points for flights on any airline, stays at any hotel, and car rentals with any company
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Editor's Rating:
9.0
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Consumer Rating: (1 ratings)
10.0
| Intro APR: |
0% |
| Regular APR: |
12.99%-22.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 months on Purchases* |
| Balance Transfer: |
Yes |
| Credit Needed: |
*Excellent/Good
|
Don't know your Credit Score? Click here
- 0% Intro APR and No Annual Fee
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
An American Express rewards card for the traveler, student and small business owner.
American express rewards cards offer a wide variety of benefits for all card holders. Focused on stretching your hard earned dollars with a cash back card? Consider the Platinum card from American Express. Apply online and get Express Approval in less than 60 seconds.
Competition among the credit card issuers is good for the cardholders. It’s the reason for zero and low balance transfer credit cards, travel miles programs, gas programs and cash back programs. Do a quick search and compare some of the best reward credit cards available.
American express rewards programs offer rewards and low-fixed interest rates.
Some of the best reward credit cards for individuals with good credit are those offered by the American Express rewards programs. You can also compare American Express Rewards cards, Mastercard Rewards and Visa Rewards cards on separate pages.
* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.
