Want to get in on all of the great reward programs but don’t know where to start? Consider your habits and interests first. If you’re a traveler, check out the points or mile earning cards. Watching your pennies? Consider a cash back card. The variety of programs can be confusing but the rewards are worth the effort. A general reward card is a much better option than choosing a department store based rewards card.
Credit card rewards include features and benefits tailored to specific needs.
Credit card rewards are offered by virtually every card issuer. Find the best reward credit cards for your individual situation by considering the benefits and features of each. Before you begin, try to identify the type of rewards (travel, cash back, gas, etc.) that will meet your needs best. One great way to do this is by using the online card comparison tool for a side-by-side comparison.
-
Editor's Rating:
9.0
-
Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
As low as 12.99% Variable |
| Annual Fee: |
None |
| Intro Period: |
up to 6 months on Purchases |
| Balance Transfer: |
Yes |
| Credit Needed: |
*Excellent/Good
|
Don't know your Credit Score? Click here
- 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR and No Annual Fee
-
Editor's Rating:
9.0
-
Consumer Rating: (3 ratings)
9.7
| Intro APR: |
See Terms* |
| Regular APR: |
As Low As 17.24% |
| Annual Fee: |
No Annual Fee |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
8.5
-
Consumer Rating: (3 ratings)
8.7
| Intro APR: |
N/A |
| Regular APR: |
N/A |
| Annual Fee: |
$125 annual fee |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
7.5
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
14.99% or 21.99% Variable |
| Annual Fee: |
$0- $59* |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Fair
|
Don't know your Credit Score? Click here
- Over $1.1 Million Awarded to Date!
- Large monthly cash jackpots
- Earn entries from everyday shopping
- Get 1,000 entries just for applying!
- A New Winner Every Month!
- Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
14.24%-17.24% |
| Annual Fee: |
See Terms* |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Get 15,000 bonus miles after your first purchase - which is enough for 3 FREE roundtrip off-peak award tickets
- Get up to 10,000 additional miles for balance transfers made in the first 60 days after account opening
- Annual fee waived for the first year
- Get complimentary $9 Fare Club membership (a $39.95 value!)
- Priority boarding and domestic priority check-in
- Earn 3 miles for every $1 spent on Spirit and 1 mile for every $1 spent anywhere else
-
Editor's Rating:
9.0
-
Consumer Rating: (2 ratings)
8.0
| Intro APR: |
See Terms* |
| Regular APR: |
15.24% |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
-
Editor's Rating:
8.0
-
Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
14.24% Variable |
| Annual Fee: |
None |
| Intro Period: |
7 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- The credit card that rewards you for good behavior.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
- 2,500 bonus points when you sign up for paperless statements within 3 months of account opening.
- 5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
- 0% APR for 7 months on purchases and balance transfers.
-
Editor's Rating:
0.0
-
Consumer Rating: (1 ratings)
7.0
| Intro APR: |
N/A |
| Regular APR: |
13.24% |
| Annual Fee: |
$495 |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
- Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
- Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
An American Express rewards card for the traveler, student and small business owner.
American express rewards cards offer a wide variety of benefits for all card holders. Focused on stretching your hard earned dollars with a cash back card? Consider the Platinum card from American Express. Apply online and get Express Approval in less than 60 seconds.
Competition among the credit card issuers is good for the cardholders. It’s the reason for zero and low balance transfer credit cards, travel miles programs, gas programs and cash back programs. Do a quick search and compare some of the best reward credit cards available.
American express rewards programs offer rewards and low-fixed interest rates.
Some of the best reward credit cards for individuals with good credit are those offered by the American Express rewards programs. You can also compare American Express Rewards cards, Mastercard Rewards and Visa Rewards cards on separate pages.
* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.
