Want the convenience of a credit card without the risk of overspending? Prepaid credit cards deliver that and more. Prepaid cards limit the amount you can spend based on the amount you have deposited. Use them like you would any credit card for purchases at all locations that accept MasterCard® and Visa®. With prepaid cards, the amount you can spend is based on the amount you have deposited into the account.
If you don’t have the credit history to qualify for a regular credit card, prepaid credit cards may be just the ticket. The Wired Plastic™ Prepaid Visa® Card ensures that you’ll never have a bounced check, NSF or overdraft charges. With the Wired Prepaid card you’ll be able to earn 1 free reward point for every $1 you spend and you can redeem them for prepaid wireless airtime, music downloads, and long distance calls. The Wired card also offers a free bill pay service and a free credit builder program to help you repair your credit.
Watch for fees on a prepaid Visa® card.
Fees are common in prepaid cards, but not all prepaid cards charge a fee. Many cards waive the activation fee when you load your credit card by direct deposit. Apply now and get instant guaranteed approval without a credit check or security deposit.
-
Editor's Rating:
9.0
-
Consumer Rating: (4 ratings)
8.8
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your account!
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Reloadable prepaid Visa® card for 18-25 year olds.
- No activation fee, no monthly or yearly fee.
- Great solution for a debt-free financial future as it has no APR or overdraft allowance.
- Quick, easy online application.
- Free money loading with direct deposit from friends, family and employers.
- Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- FREE activation with NO annual or monthly fees!
- A safe alternative to credit card debt.
- Instant and convenient access to funds-have your paycheck deposited directly on your Facecard.
- Set up bill pay, no more forgetting the electricity bill.
- Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
-
Editor's Rating:
9.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- FREE Activation with NO annual or monthly fees!
- A safe alternative to credit card debt.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Instant and convenient access to funds and allowances.
- Have funds deposited directly onto your card-easier access to your paycheck.
- Safe and easy way to have funds when studying and travelling abroad.
-
Editor's Rating:
8.5
-
Consumer Rating: (4 ratings)
9.2
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
39.95 |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
-
Editor's Rating:
7.5
-
Consumer Rating: (3 ratings)
9.7
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
None |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% approval - NO credit check required
- Make purchases anywhere Visa Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - EXCLUSIVE!
- FREE Direct Deposit from your paycheck or government check
-
Editor's Rating:
8.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- NEW! Now with the iAdvance(SM) loan option, no credit check needed.
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Check Writing – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- $0 WEEKLY FEE - with Direct Deposit!
- $0 ACTIVATION FEE - with Direct Deposit*
- Guaranteed approval† with no credit check
- FREE unlimited purchase transactions
- FREE Direct Deposit - no more check cashing fees
- FREE Account Alerts - email and/or SMS text messages
- First
- Prev
- Page 1 of 1
- Next
- Last
Repair bad credit history with prepaid credit cards.
Caught in a negative credit situation? A secured prepaid credit card can be a terrific tool for rebuilding bad credit and begin repairing your credit right away. Most prepaid cards report monthly to all of the major credit bureaus which helps you improve your credit score from the very first month.
When considering the many options for rebuilding your credit, you’ll want to check into the benefits and features offered with a secured credit card like the First PREMIER® Bank Secured MasterCard® . And, you can apply online for any of the prepaid credit cards with the confidence of knowing that all credit types are welcome and all applications are accepted.
For an annual fee of just $69, you’ll have the convenience of a credit card at your fingertips and, because the First PREMIER® Bank reports monthly to four major credit bureaus, you’ll have the peace of mind of knowing that your credit is on the road to recovery. The online care comparison tool can make quick work of finding the right prepaid or secured credit card by giving you a side-by-side view of all the many features and benefits.
